Nobody wants to have a credit card application rejected, but it happens. If your application was denied, the good news is there are steps you can take that may still put plastic in your wallet.
Rule out simple application errors. You rejection ...
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Yes, Check Writing Still Has Its Benefits; Here’s Why
In the old days, people wrote checks for everything from groceries to used cars. Everybody walked around with a checkbook in their purse or back pocket because it was the primary means of conducting transactions.
Not any more.
Today, most people ...
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14 Unconventional Money Moves That Are Smarter Than You Think
Life doesn't always turn out as you might expect it to. The truth is, many things in life often defy all sense of logic.
For example, there was a time when a reasonable person watching Justin Bieber sing on a city sidewalk for spare change would ...
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Black Coffee: Forward, Soviet!
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to this week's ...
Continue reading Black Coffee: Forward, Soviet!
What the Dow Jones Shakeup Says About Market Preferences
The Dow Jones Industrial Average -- the storied aggregation of 30 blue-chip industrial and manufacturing stocks -- underwent a significant shakeup in late-August. Three of the Dow's constituent members, Exxon Mobile, Pfizer, and Raytheon, were ...
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How Can I Find My Credit Score for Free?
Your credit score is a financial report card that tells lenders how risky it is to do business with you. The higher your score, the more likely you are to pay back a loan -- and that means that lenders will be more willing to offer you bigger loans ...
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Pigly: My New One-Stop Shop for Free Personal Finance Tools & Calculators
Last month, with interest rates plumbing all-time lows, I decided to refinance my home mortgage. As you might expect, a good portion of my pre-refinance research required me to map out the various combinations of loan periods and interest rates and ...
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100 Famous Quotes About Debt
Let's face it: not all debt is bad. For example, debt is generally okay whenever it's used to buy something that may increase in value.
That being said, it's always best to try and keep your debts to a minimum. So with that in mind, here are, in ...
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Black Coffee: The Chairmen of the Boards
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to this week's ...
Continue reading Black Coffee: The Chairmen of the Boards
How to Successfully Invest in Sustainable Housing
As we continue to move forward in the future, more and more thought is put into whether housing is sustainable or not. We also expand investment sectors to include more than just traditional housing, as cities and states reconsider regulations around ...
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Why Smart Entrepreneurs Form LLCs
When you start your company, it is usually classed under sole proprietorship. With a sole proprietorship, you have full control over your business and its assets, as well as enjoying very little paperwork to file with state and national agencies. But ...
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Good to Know: The 5 Criteria That Determine Your Credit Score
Your credit score is a financial report card that tells lenders how risky it is to do business with you. Scores range from 300 to 850.The higher your score, the more likely you are to pay back a loan -- and that means that lenders will be more ...
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Why It’s Important to Insure a Rental Property
An investment property is likely to initially cost more than a single-family home. Buyers don't get the loan benefits of buying an owner-occupied property. Plus, multiple residents increase the likelihood of accidents and structural damage to the ...
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Here’s an Easy Way to Save $1500 Per Year – Just By Doing Your Laundry
Nobody likes doing the laundry. Well, at least nobody I talk to.
I know for a fact that the Honeybee never looks forward to laundry day. Even so, she won't let me come anywhere near the washing machine because she hates the way I do laundry. ...
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Black Coffee: Revenge of the Fed
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Despite the continuing economic ...
Continue reading Black Coffee: Revenge of the Fed
Greed Is Good: 7 Surprisingly Wise Rules of Acquisition
Before we begin, let's make one thing clear: superhero movies and space operas are not science fiction -- they are science fantasy at best, and I'm not very sure about the "science" part in most cases.
True science fiction is not always ...
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How Do I Choose the Best 0% Purchase Credit Card?
A 0% purchase credit card offers zero interest on purchases for an introductory time period. After this period expires, any outstanding balances are charged a standard interest rate.
Here are some important points to consider when finding the best ...
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How to Save Money on Your Next Vehicle Upgrade
In these difficult economic times, you may feel that you have to delay getting any upgrades for your vehicle. If you're struggling to pay the bills or set aside savings, then you're right. You should put off getting upgrades or add-ons until the ...
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The Best Household CEOs Understand the Importance of Saying ‘No’
By most accounts, there are more than 250,000 words in the English language.
Of course, I have my favorites.
For example, I've always been quite fond of platypus; I smile every time I hear myself say it.
For some reason, there happens to be ...
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Black Coffee: America’s Coming ‘Eat Your Peas’ Moment
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Summer is in its waning days, and for ...
Continue reading Black Coffee: America’s Coming ‘Eat Your Peas’ Moment
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