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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Why You Need a Household Strategic Plan (and How to Create One)

By Len Penzo

"Always have a plan." That's one of the most important pieces of advice I've ever received, if only because it applies to so many things in life -- and it's especially true with our personal finances. The household CEO is not only responsible ...

Continue reading Why You Need a Household Strategic Plan (and How to Create One)

March 22, 2021

Black Coffee: The Con Game Continues

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Today is National Corn Dog Day. ...

Continue reading Black Coffee: The Con Game Continues

March 20, 2021

The 10 Dumbest Reasons to Get an Online Loan

By Tex Freitag

Have you ever done something dumb for money? Like really, truly dumb? Have you ever just taken out a loan and been like, "why did I do that?" More than a few geniuses among us have decided to take out online loans for spectacularly idiotic reasons; ...

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March 19, 2021

Could You Be a Successful Swing Trader?

By Sabado Domingo

Entering the world of trading can be a complicated process for a beginner. There are plenty of complicated terms that you need to understand, and it takes time to figure out what actually works for your portfolio when you're trying to make a living ...

Continue reading Could You Be a Successful Swing Trader?

March 19, 2021

5 Unconventional Ways to Make $2000 (or More)

By Ryan Hussey

There are plenty of "listicles" out there that give you ways to earn cash on the side, but they're basically all the same. If you're looking for boring, unoriginal all-too-common ideas for how to make extra dough, we'll save you some time by listing ...

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March 18, 2021

Grandfather Says: My First Job as a Newspaper Boy

By RD Blakeslee

Grandfather says when he was 13 or so, he got his first job: a newspaper boy for the Detroit Free Press. They distributed newspapers to homes through the 1950s. Each boy had his own route, about a mile along a street, and his papers were delivered ...

Continue reading Grandfather Says: My First Job as a Newspaper Boy

March 18, 2021

What Kind of Family Expenses Should You Budget For?

By Corazon Gritar

It is easier to budget and plan for family expenses when you are solo or with a partner. However, as soon as the first child arrives, the family expenses should be revised by a bigger percentage. The way you manage your money will significantly ...

Continue reading What Kind of Family Expenses Should You Budget For?

March 17, 2021

6 Ways to Secure Your Home on a Budget

By Tex Freitag

Securing your home is essential for your safety, but you may be finding it difficult to get started. Some systems can be expensive, and while they are worth it, not everyone has that kind of money upfront. Luckily, there are some other affordable ...

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March 17, 2021

4 Ways to Make Saving Fun by Turning It Into a Game

By Mikey Rox

We all want to save money, but for many us, saving is difficult. It may be hard because we don't make enough money to send to our savings accounts, or perhaps we're spending too much of what we earn on frivolous things. Even so, saving isn't ...

Continue reading 4 Ways to Make Saving Fun by Turning It Into a Game

March 16, 2021

The 8 Weirdest Insurance Fraud Claims of All Time

By Len Penzo

You can't make this stuff up, folks. Insurance fraud claims drain more than $100 billion each year from the worldwide economy. For the most part, insurance fraud claims are generally committed by people in desperate need of money. And although it ...

Continue reading The 8 Weirdest Insurance Fraud Claims of All Time

March 15, 2021

Black Coffee: Inflate or Die

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

Continue reading Black Coffee: Inflate or Die

March 13, 2021

3 Ways to Improve Your Chances of Approval for a Personal Loan

By Sabado Domingo

Perhaps you're experiencing financial difficulty, or find yourself in a less-than-desirable situation. Whatever the circumstance is, a personal loan might be just what you're looking for. Of course, a personal loan allows you access to a certain ...

Continue reading 3 Ways to Improve Your Chances of Approval for a Personal Loan

March 12, 2021

Outdoor Living: What to Consider When Buying a Family Vacation Home

By Corazon Gritar

No matter where your family lives, there is no arguing that natural spaces are often more appealing. Fresh air, sprawling lakes, and abundant wildlife offer an escape from everyday distractions, so it's no wonder that 37% of families say that ...

Continue reading Outdoor Living: What to Consider When Buying a Family Vacation Home

March 11, 2021

How to Save Money On DIY Home Improvement Projects

By Enero Febrero

When making home improvements, savvy household CEOs employ an effective year-round strategy to help beautify their home and increase its value by using coupons, promo codes, and cash-back sites to help save money. Whether it's weather-stripping a ...

Continue reading How to Save Money On DIY Home Improvement Projects

March 10, 2021

The 7 Most Popular Ways to Commit Financial Suicide

By Len Penzo

I recently got back from a sightseeing trip around the San Francisco Bay Area. Of course, one of the most popular attractions in San Francisco is the beautiful Golden Gate Bridge. It's absolutely breathtaking to behold in all its ...

Continue reading The 7 Most Popular Ways to Commit Financial Suicide

March 8, 2021

Black Coffee: Stuck in a Tangled Financial Web

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to this week's ...

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March 6, 2021

A Few Thoughts from Aunt Doris: How to Make Ends Meet

By Aunt Doris

This is a reposted article in an occasional series from my dear Aunt Doris, who passed away in 2015 at the age of 94. When it comes to staying out of debt and making ends meet, I can only tell you what's worked for me. I was left a young ...

Continue reading A Few Thoughts from Aunt Doris: How to Make Ends Meet

March 5, 2021

Grandfather Says: Happiness and Living in the Right Mold

By RD Blakeslee

How do you fit your mold? Grandfather says life can be thought of as a mold, different for each of us, but constraining, whether we like it or not. The key to happiness, in his opinion, is to live in the right mold. Grandfather's mold is ...

Continue reading Grandfather Says: Happiness and Living in the Right Mold

March 4, 2021

How to Get a Good Job Without a College Degree

By Mikey Rox

Earning a college degree will go a long way in helping you land your dream job, but it's not always necessary. In fact, more and more employers today are passing up candidates with expensive degrees in favor of those who come to the table with ...

Continue reading How to Get a Good Job Without a College Degree

March 3, 2021

Clever Ways to Save Money On Your Next Car

By Corazon Gritar

For most Americans, having a car is a necessity -- even during a pandemic. But while driving your own vehicle can represent freedom, it can also represent significant costs. We might not be able to control the price of gas, but we can often save a ...

Continue reading Clever Ways to Save Money On Your Next Car

March 2, 2021

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