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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Tips To Make Smart Property Investments

By Corazon Gritar

Not all real estate transactions are created equal. Some investors make money a lot of money while other investors lose money. However, successful investors often develop proven strategies over time using critical data and market intelligence. ...

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May 18, 2021

Joint vs. Separate Bank Accounts: Which One Is Better?

By Mikey Rox

It's the eternal question for those who settle down together is and always will be: separate or joint bank accounts? There are arguments for and against both scenarios. So sit down, read this with your boo, and then have a conversation about what ...

Continue reading Joint vs. Separate Bank Accounts: Which One Is Better?

May 18, 2021

5 Ways to Capitalize on Sportsbook Welcome Bonuses

By Tex Freitag

In 2018, the US federal government repealed a ban on sports betting. Since then, each state has determined its own regulations related to sportsbooks. Some have opted for a full range of retail and online services, while others have yet to legalize ...

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May 17, 2021

7 Modest Wedding Gifts that I’m Still Enjoying 25 Years Later

By Len Penzo

This week the Honeybee and I will celebrate our 25th wedding anniversary. All things considered, our wedding day was a very frugal affair -- but that didn't affect our celebration by any means. And while we were married in May, it turns out that ...

Continue reading 7 Modest Wedding Gifts that I’m Still Enjoying 25 Years Later

May 17, 2021

Black Coffee: Weekend at Bernanke’s

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a terrific week. ...

Continue reading Black Coffee: Weekend at Bernanke’s

May 15, 2021

Interesting Investment Trends for 2021

By Tex Freitag

Every year brings new investment opportunities in to the marketplace. With technology progressing at such a rapid pace, there are some unique sectors that could potentially have promising returns. Let's take a look at the growing investment trends in ...

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May 14, 2021

Tips For Making Money With a Side Business

By Corazon Gritar

It's more important to become financially secure now than it ever has been before. If you've had issues saving enough money while working your full time job, it may be time to consider starting a side business. This is a great way to work towards ...

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May 14, 2021

How You Can Finally Finance That Full-Home Remodel

By Corazon Gritar

You have lived in your house for years, and the worn kitchen counters, rickety doors, and sagging front porch are starting to get to you. A home remodel is the obvious answer to this problem, but that can get pricey. Even a simple window replacement ...

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May 14, 2021

The Pros and Cons of Do It Yourself Appliance Repair

By Sabado Domingo

Let's face it: Home ownership has its share of ups and downs. One minute you're flying high as you kick back with your feet up on the porch swing and the next minute youre covered in muck that your dishwasher just spewed all over you in an angry, ...

Continue reading The Pros and Cons of Do It Yourself Appliance Repair

May 13, 2021

How to Select the Best Home Security Company

By Sabado Domingo

My wife gets on my case because I am terrible at engaging our burglar alarm system every night before bed. Rightfully so; a burglar alarm is a smart precautionary initiative toward protecting your home and the valuables within. In my opinion, ...

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May 12, 2021

3 Ways to Make Extra Money Working from Home

By Sabado Domingo

For many, working from home has become the new normal during the pandemic. It isn't without its hiccups and hardships. Trying to concentrate as the kids draw on the walls or the neighbor mows their lawn outside your window doesn't make for ideal ...

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May 11, 2021

Are There Benefits to Cosigning a Loan?

By Enero Febrero

financial health check

Have you been invited by a family member or a friend to be a cosigner for their loan? Or have you ever experienced the need to have a cosigner to be approved for a loan? Everyone who is suffering from a bad credit score might already have ...

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May 10, 2021

A Real-Life Lesson on the Importance of Recognizing Hidden Value

By Len Penzo

Sometimes, certain extraordinary events occur that seem to defy any attempt at a logical explanation, only to be later revealed upon closer inspection for what they really are. For instance, ghosts? They're usually explained by light reflections, ...

Continue reading A Real-Life Lesson on the Importance of Recognizing Hidden Value

May 10, 2021

Black Coffee: Uncle Sugar and the Booby Twins

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

Continue reading Black Coffee: Uncle Sugar and the Booby Twins

May 8, 2021

Home Maintenance That Will Save You Money in the Long Term

By Corazon Gritar

Regular maintenance on your home will save you money and expensive repairs. In this article, we will discuss roof maintenance, insulation, performing regular repairs on leaks and appliances, caulking, and maintaining the yard. Below are some ways for ...

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May 7, 2021

The Single Parent’s Guide To Buying the Right Home

By Corazon Gritar

Single parents can have a rough time getting a home loan, but moving out of a smaller dwelling into a larger one can be vital to keep the family happy and give everyone the space they need. All around the web there are stories of parents, ...

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May 5, 2021

What Should You Do If the IRS Finds a Mistake Made by Your Tax Preparer?

By Mikey Rox

If your accountant or tax preparer makes a mistake on your taxes, guess whose problem it is? Yep; all yours. If the IRS comes a-calling, demanding you fix the inconsistencies -- hopefully without a full, nightmarish audit -- then here's what you ...

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May 4, 2021

Don’t Be Fooled: A High Income Doesn’t Guarantee Financial Freedom

By Len Penzo

Remember Illinois Governor Rod Blagojevich? He's the guy who was impeached in 2009 and then convicted in Federal court a couple of years later on multiple corruption charges, including the solicitation of bribes for political ...

Continue reading Don’t Be Fooled: A High Income Doesn’t Guarantee Financial Freedom

May 3, 2021

Black Coffee: Something for Nothing

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to this week's ...

Continue reading Black Coffee: Something for Nothing

May 1, 2021

3 Ways to Avoid Wasting Money When Buying a Used Car

By Sabado Domingo

The last year was big on financial uncertainty, mass layoffs among a global economic slowdown and the world is still recovering from it. Despite a recession, automakers still reported over 14 million new sales, which suggest that although many ...

Continue reading 3 Ways to Avoid Wasting Money When Buying a Used Car

April 30, 2021

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