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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Money Issues Ruining Your Relationship? Here Are 5 Ways To Fix Them

By Aaron Leak

The COVID-19 pandemic has played havoc with family finances through lost jobs, squeezed budgets, increased debt, and missed payments. Money and the decisions spouses make with it are one of the main sources of stress among couples, and sometimes ...

Continue reading Money Issues Ruining Your Relationship? Here Are 5 Ways To Fix Them

April 16, 2021

Filling Out the 1040 Form: Key Points to Know

By Sabado Domingo

As every American who earns a salary should pay taxes, you might be already familiar with Form 1040 or one of its variants. The IRS tax form 1040 -- along with 1040A and 1040EZ options -- is the document most US citizens use to file their tax ...

Continue reading Filling Out the 1040 Form: Key Points to Know

April 15, 2021

How to Use Line Shopping as a Financial Tool When Betting on Sports

By Tex Freitag

Line shopping is quite possibly a bettor's greatest tool to mitigate their risks and increase their bankroll. It is something you should know before you join one of the best sportsbooks available online and start wagering on sports. To help you ...

Continue reading How to Use Line Shopping as a Financial Tool When Betting on Sports

April 15, 2021

Grandfather Says: Eulogy for a Friend

By RD Blakeslee

Grandfather says he has seen most of his friends buried in recent years. Here is a eulogy that Grandfather delivered for a very dear friend at his memorial service, shortly after the attack on the World Trade Center in NYC: Wayne Cowder leaves ...

Continue reading Grandfather Says: Eulogy for a Friend

April 15, 2021

How to Financially Prepare for a Divorce

By Corazon Gritar

Researchers say only 50% of marriages stand the test of time and the other 50% end in divorce. Divorce is a complicated issue, mentally, emotionally, and financially. Unfortunately, no two divorces are the same, hence there is no tailored advice that ...

Continue reading How to Financially Prepare for a Divorce

April 15, 2021

Behold the $100,000 Hamburger!

By Brandon Wilkins

"I think I'll have the combo meal, two candy bars and a triple mocha latte." "Very good, sir. That'll be $410,000." WTF?!?!? No; not really. At least not at one time. Now that I have your attention, I want to discuss the importance of ...

Continue reading Behold the $100,000 Hamburger!

April 14, 2021

Should You Diversify Your Portfolio With Crypto? 3 Pros and Cons

By Tex Freitag

It's easy to see the argument for diversifying your portfolio. Putting your eggs in one basket is just too risky. Spread the risk around, put them on different assets. That way, when one fails, you'll still have a chance; losses can be ...

Continue reading Should You Diversify Your Portfolio With Crypto? 3 Pros and Cons

April 14, 2021

3 Mistakes to Avoid When Starting Out as an Investor

By Sabado Domingo

The investment world is as complex as it is alluring, as there are a wide array of asset classes and markets in which you can generate a profit. However, the financial markets are also incredibly immersive and fast-moving, which means that it's ...

Continue reading 3 Mistakes to Avoid When Starting Out as an Investor

April 14, 2021

5 Investment Strategies To Help You Save For Retirement

By Sabado Domingo

Although you're still of good working age, you should already be preparing for your retirement. However, this topic is often brushed off by most people since they don't know how to start planning for it and what investment strategies will lead to a ...

Continue reading 5 Investment Strategies To Help You Save For Retirement

April 13, 2021

22 Smart Money Tips Everyone Can Learn by Playing Doctor

By Len Penzo

So ... Who wants to play "doctor"? I know what you're thinking, but you can relax. I promise nobody will end up in the principal's office after we're finished here. That's because this version only focuses on taking a peek at our ... personal ...

Continue reading 22 Smart Money Tips Everyone Can Learn by Playing Doctor

April 12, 2021

Black Coffee: Playing a Losing Game

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Now that springtime is in full swing, I ...

Continue reading Black Coffee: Playing a Losing Game

April 10, 2021

Can Scheduling a Spring Tune-Up Save You Money?

By Corazon Gritar

Can scheduling a spring tune-up for your car save you money? The short answer: Yes! The long answer? An annual spring tune-up may help you save money and keep you safe. Regular maintenance may help you get more miles out of your car and could lower ...

Continue reading Can Scheduling a Spring Tune-Up Save You Money?

April 9, 2021

The High Cost of CBD Oil: Why Is It So Expensive?

By Tex Freitag

CBD oil has never been more popular than it is now, thanks to a reputation that rivals most medical products. But if you are one of those who want to try CBD, chances are you might be discouraged by the steep cost. And without in-depth knowledge of ...

Continue reading The High Cost of CBD Oil: Why Is It So Expensive?

April 9, 2021

Understanding Slips and Trips: How Not to Get Caught Out

By Sabado Domingo

Accidents happen to everyone; even the best of us. Slips and trips are one of those accidents that can occur anywhere and anytime but that doesn't mean that you should just suffer in silence. There are numerous actions you can take, and this article ...

Continue reading Understanding Slips and Trips: How Not to Get Caught Out

April 9, 2021

Here’s How Solar Power Can Save You Money

By Sabado Domingo

Over the last decade, the price of solar power has dropped 82% worldwide. Now is the best time to get solar panels put on your home to save money and help the environment. If you would like to know more about how solar can save you money in the ...

Continue reading Here’s How Solar Power Can Save You Money

April 8, 2021

5 Reasons Why Gold Is The Best Metal To Invest In

By Tex Freitag

Gold is regarded for its rich history and value. Even in ancient times, this lustrous metal has been a symbol of wealth. One of the reasons why gold is coveted as the most precious metal in the world is because of its quality that can be used as ...

Continue reading 5 Reasons Why Gold Is The Best Metal To Invest In

April 7, 2021

8 Smart Alternatives to Wasting Your Money on a Lavish Wedding

By Mikey Rox

I don't like weddings. Call me cold-hearted, but I don't find anything enjoyable about having to put on a suit and tie in the middle of a heat wave in August while two people profess their undying love for one another outdoors. Meanwhile, I'm over ...

Continue reading 8 Smart Alternatives to Wasting Your Money on a Lavish Wedding

April 6, 2021

9 Ways to Use Your Money After the Mortgage is Paid Off

By Len Penzo

The afterlife; it's one of mankind's greatest mysteries. In the world of personal finance, we "crossover" the moment our last mortgage payment is made, and for many folks, what lies on the other side is no less perplexing. Last month I received ...

Continue reading 9 Ways to Use Your Money After the Mortgage is Paid Off

April 5, 2021

Black Coffee: The Ignorant and the Apathetic

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to this week's ...

Continue reading Black Coffee: The Ignorant and the Apathetic

April 3, 2021

Understanding Life Insurance: Does a Superhero Like Batman Need It?

By Tex Freitag

In a rather interesting educational experiment, the Life and Health Insurance Foundation for Education surveyed 1014 adults on their answer to this question: "Out of the following fictional characters, which are most in need of life insurance: ...

Continue reading Understanding Life Insurance: Does a Superhero Like Batman Need It?

April 2, 2021

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