Summertime, with all its outdoor fun and activities, can do a considerable amount of damage to your budget -- but there's no reason to panic because autumn is a great time to concentrate on getting your financial situation back on track. Here are ...
Continue reading 7 Ways to Improve Your Financial Outlook Before Winter Sets In
8 Store Brand Items That Are Superior to Their Name Brand Twins
Even though buying store brands is a great way to save money on your grocery bill, many people refuse to try them because they believe they're automatically inferior to their name brand counterparts.
That can be a costly assumption.
Since my ...
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Black Coffee: Between a Rock and a Hard Place
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to this week's ...
Continue reading Black Coffee: Between a Rock and a Hard Place
7 Tips University Students Can Take Advantage of to Save Money
College time is an expensive period of life. Lots of students have to pay for their tuition or repay credits. In addition, the rental fees are going up from year to year. Even if you are not a party person and dedicate all the time you have to study, ...
Continue reading 7 Tips University Students Can Take Advantage of to Save Money
Why Bragging About What You’re Going to Buy is Super Lame
A few months ago, my roommate and I were bonding over appetizers and drinks at a tapas restaurant when two men approached us.
"Excuse me, ladies, can we join you?"
It was the type of venue where strangers regularly chat with strangers filled ...
Continue reading Why Bragging About What You’re Going to Buy is Super Lame
Prepaid vs. Secured Credit Cards: What’s the Difference?
On the surface, prepaid and secured cards look a lot alike, but there are two key differences that you need to be aware of:
Credit reporting. Unlike prepaid cards, secured credit cards are primarily used to help people build credit. That's because ...
Continue reading Prepaid vs. Secured Credit Cards: What’s the Difference?
Planning a Wedding? Here Are 9 Ways to Ensure You’ll Pay Too Much
For most people, getting married is one of the happiest milestones of their life -- until they get the bill.
Last year, the average cost of a US wedding was a whopping $29,000 -- which is why one-third of couples go into debt to afford their big ...
Continue reading Planning a Wedding? Here Are 9 Ways to Ensure You’ll Pay Too Much
18 Frightening Facts You Didn’t Know About Halloween
I love Halloween. It's one of my favorite holidays -- and based upon its mass appeal, apparently I'm not alone.
In fact, even though the wicked economy continues to put a scare into most people, when it comes to celebrating what was originally ...
Continue reading 18 Frightening Facts You Didn’t Know About Halloween
Black Coffee: The Wolf at the Door
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
First off, I want to thank everyone ...
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What Can I Do to Improve a Low Credit Score?
A low credit score can affect your life in more ways than you might think -- which is why it's important to maintain the highest score possible.
If your credit score is less than optimal, here are the most effective ways to help you increase that ...
Continue reading What Can I Do to Improve a Low Credit Score?
5 Ways to Avoid Outspending Your Income in Retirement
Everyone looks forward to their golden years as a wonderful time of relaxation and enjoyment. It's a time to revel in the fruits of your labor, or volunteer if you feel like it. The last thing you want to do is to outspend or outlive your income in ...
Continue reading 5 Ways to Avoid Outspending Your Income in Retirement
How Does a Secured Credit Card Work?
Secured credit cards are primarily used to help people build credit. Like any other regular credit card, a secured credit card comes with a credit line; as such, any payment activity is reported to the major credit bureaus. However, unlike a typical ...
Continue reading How Does a Secured Credit Card Work?
The Pros & Cons of Freezing Your Credit Report: Is It Really Worth It?
The humongous data breach in 2017 by Equifax that exposed the sensitive personal information of nearly 146 million Americans, greatly increased the risk of identity theft and financial fraud for those affected.
Most people realize it's a risk that ...
Continue reading The Pros & Cons of Freezing Your Credit Report: Is It Really Worth It?
Black Coffee: Rest in Peace, Dad
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
There are far, far better things ahead ...
Continue reading Black Coffee: Rest in Peace, Dad
What Is a Trademark and Why Is It Important?
As the world becomes more digitized, it is important for everyone to protect their identity. This means not only taking the steps to ensure that sensitive personal information is protected, but also information concerning creations.
Whether you ...
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What Should I Do if My Credit Card Application Is Rejected?
Nobody wants to have a credit card application rejected, but it happens. If your application was denied, the good news is there are steps you can take that may still put plastic in your wallet.
Rule out simple application errors. You rejection ...
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Yes, Check Writing Still Has Its Benefits; Here’s Why
In the old days, people wrote checks for everything from groceries to used cars. Everybody walked around with a checkbook in their purse or back pocket because it was the primary means of conducting transactions.
Not any more.
Today, most people ...
Continue reading Yes, Check Writing Still Has Its Benefits; Here’s Why
6 Career Killers and How to Avoid Them
Want to get ahead at work? Here are six big career killers that many people fail to realize will minimize their professional potential in the workforce.
Mistaking Volume for Effectiveness
Just because you're doing a lot of work doesn't ...
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14 Unconventional Money Moves That Are Smarter Than You Think
Life doesn't always turn out as you might expect it to. The truth is, many things in life often defy all sense of logic.
For example, there was a time when a reasonable person watching Justin Bieber sing on a city sidewalk for spare change would ...
Continue reading 14 Unconventional Money Moves That Are Smarter Than You Think
Black Coffee: Forward, Soviet!
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to this week's ...
Continue reading Black Coffee: Forward, Soviet!
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