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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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18 Fun Facts About Money That You Probably Didn’t Know

By Len Penzo

You probably already knew that, long before the ubiquitous paper currencies we use today to pay for goods and services existed, man used various items as a medium of exchange including cowrie shells, leather, amber, rice, salt, thimbles and even ...

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March 1, 2021

Black Coffee: More Pie In the Sky

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. It was a week where both stocks and ...

Continue reading Black Coffee: More Pie In the Sky

February 27, 2021

How to Get Fast Approval on Installment Loans

By Sabado Domingo

An installment loan is a type of loan wherein the lender will lend the borrower a certain amount that the latter will pay off through regular installments. Installment loans are available for both personal and commercial use. However, before ...

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February 26, 2021

Should You Consider A Pre-Settlement Loan In a Personal Injury Case?

By Corazon Gritar

Entering a personal injury case can be full of uncertainties, especially when it comes to your finance future. Lawsuits can drag on for years, so it is certainly tempting to take a payment in the meantime. Pre-settlement lawsuit loans are there to ...

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February 25, 2021

What Barfing Out of a Bus Window Teaches Us About Managing Money

By Jana

When I was in college, I was in a sorority; one of the perks was date parties. For those unfamiliar, a date party is just that; it's a big party, usually at a bar or restaurant, and all the sisters brought dates. Usually boyfriends or guys they ...

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February 24, 2021

7 High-Paying Tech Jobs That Desperately Need Women

By Mikey Rox

With male domination in certain corporate sectors, it's nice to know there are still plenty of incredible careers waiting for intelligent, ambitious women of all ages. In particular, tech-based employers are looking for women to diversify their ...

Continue reading 7 High-Paying Tech Jobs That Desperately Need Women

February 23, 2021

9 Important Strategies to Help You Manage Financial Risks

By Len Penzo

Internationally-known daredevil Karl Wallenda earned his fame by performing acrobatic acts high above the ground -- without a safety net. For years, Wallenda had performed his dangerous stunts countless times without incident, but on March 22, 1978, ...

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February 22, 2021

Black Coffee: Parasites and Leeches

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, let's get right to it this week ...

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February 20, 2021

Responsible Casino and Gambling Tips: How to Stay Within Your Budget

By Tex Freitag

Many of us like to gamble with luck every once in a while. But when that pastime becomes a habit, it can be very harming to your budget. Therefore, it is crucial to come up with a good strategy before you start gambling and leave all your money to ...

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February 19, 2021

Starting a Side Hustle? Ask Yourself These Questions

By Corazon Gritar

When you're starting a small business as a side hustle, there will be many details that you can potentially invest your money in, from packaging to shipping to marketing materials, and it can be hard to determine what is and isn't worth it. This post ...

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February 19, 2021

Grandfather Says: A Chicken Run for the Henhouse

By RD Blakeslee

Grandfather says when he got engaged to be married in 2008, his bride-to-be insisted on bringing her cat and chickens with her. Well, housing the cat required no special arrangement, but the chickens were another matter. Grandfather says he ...

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February 18, 2021

6 Basic Steps to Help You Achieve Financial Freedom

By Tex Freitag

Financial freedom can be a difficult term to define, but at a very basic level it simply means controlling your own finances entirely. In order to gain financial freedom, you not only have to be free of debt, but also be able to provide for yourself ...

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February 17, 2021

25 Examples of Shrinkflation That No Longer Fool Consumers

By Len Penzo

Not too long ago I was preparing a recipe from an old cookbook that called for a couple of 7-ounce cans of tuna. After looking in the pantry, I was happy to see that I had exactly two cans of tuna -- until I remembered that tuna was one of the ...

Continue reading 25 Examples of Shrinkflation That No Longer Fool Consumers

February 15, 2021

Black Coffee: It’s a Mad, Mad, Mad, Mad World

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

Continue reading Black Coffee: It’s a Mad, Mad, Mad, Mad World

February 13, 2021

How Do I Choose the Best Balance Transfer Credit Card?

By Len Penzo

A balance transfer credit card is a great way to consolidate debts spread across multiple credit cards by transferring them to a single credit card account. The most important consideration in choosing the best one for you depends on how you plan to ...

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February 12, 2021

5 Tips for Saving Cash to Start a Business

By Corazon Gritar

If you're thinking of starting your own business and adding to the 30.7 million small businesses already in the United States, you'll need to save money to get your business going. If you're looking to save up money specifically to start a small ...

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February 11, 2021

The Best Day Trading Strategies for Beginners

By Tex Freitag

Day trading is becoming increasingly achievable for investors with a feel for the financial markets and a good handle on global commerce. Day trading relates to buying and selling the same stock or share on the same day, sometimes even multiple ...

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February 10, 2021

How to Become Debt Free in 4 Easy Steps

By Enero Febrero

If you're paying off one or more debts, you're probably sending off at least the minimum payment, or just a little more, each month. If that sounds like you, then you probably feel as though you may never get to that final payment; this can be ...

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February 8, 2021

The 10 Worst Things I Ever Bought

By Len Penzo

Most of us have no trouble remembering the best things we ever bought. The worst things are another matter. Anyway, here's my list. How does it compare to yours? 1. My first house Purchase Date: 1990 Purchase Price: $114,000 Inflation ...

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February 8, 2021

Black Coffee: Paper Lies and Broken Promises

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to this week's ...

Continue reading Black Coffee: Paper Lies and Broken Promises

February 6, 2021

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