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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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The 5 Best Tips for Startup CBD Startup Businesses

By Sabado Domingo

A CBD startup business could provide helpful products that address a variety of health concerns. When starting up a business, the new owner will need a plan for the business and how it will generate profits. They must also know how they will operate ...

Continue reading The 5 Best Tips for Startup CBD Startup Businesses

April 28, 2021

21 Reasons Why Silver Is the World’s Second Most Valuable Commodity

By Len Penzo

During the last three decades, the world has consumed more silver than has been mined. No, really. And while most people are aware that silver is a precious metal that can be used for jewelry and silverware, as well as real money in the form of ...

Continue reading 21 Reasons Why Silver Is the World’s Second Most Valuable Commodity

April 26, 2021

Black Coffee: Greetings from Crazy Town

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Greetings from Crazy Town

April 24, 2021

Merger & Acquisition Strategy: The Importance of Staying United

By Sabado Domingo

In the business world, the popular misconception is that no one can be trusted due to the fact that there is a con man in every corner. But no man is an island -- business owners and companies need to develop partnerships and alliances with one ...

Continue reading Merger & Acquisition Strategy: The Importance of Staying United

April 22, 2021

A Guide on the Implications of Slip-and-Fall Accidents

By Sabado Domingo

Slip and fall accidents happen often, and they can happen to anyone. We often associate these types of cases with the elderly, but the truth is that anyone can fall victim to it. Take a second to think about how often you're distracted when you're ...

Continue reading A Guide on the Implications of Slip-and-Fall Accidents

April 21, 2021

How to Save For an Emergency Fund

By Corazon Gritar

Over 31 million injuries that require medical attention occur each year in the United States. If you're injured and don't have an emergency fund, you'll have to cover the insurance co-payment -- or sometimes even the total payment -- on your own. ...

Continue reading How to Save For an Emergency Fund

April 21, 2021

5 Tips to Help You Start Investing Online

By Sabado Domingo

With the advent of the Internet, investing became much easier thanks to the simplicity of online investing. After all, with online investing you're able to quickly find the resources you need, the companies you can invest in, and manage your ...

Continue reading 5 Tips to Help You Start Investing Online

April 19, 2021

Personal Finance For Dummies: It’s as Easy as A-B-C

By Len Penzo

Most procrastinating high school and college literature students know that when they've put off their reading assignments to the point where they no longer have the time to actually read the book, they can always rely on Cliffs Notes. Some kids ...

Continue reading Personal Finance For Dummies: It’s as Easy as A-B-C

April 19, 2021

Black Coffee: Red Ink and Green Confetti

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a terrific week. ...

Continue reading Black Coffee: Red Ink and Green Confetti

April 17, 2021

Money Issues Ruining Your Relationship? Here Are 5 Ways To Fix Them

By Aaron Leak

The COVID-19 pandemic has played havoc with family finances through lost jobs, squeezed budgets, increased debt, and missed payments. Money and the decisions spouses make with it are one of the main sources of stress among couples, and sometimes ...

Continue reading Money Issues Ruining Your Relationship? Here Are 5 Ways To Fix Them

April 16, 2021

Filling Out the 1040 Form: Key Points to Know

By Sabado Domingo

As every American who earns a salary should pay taxes, you might be already familiar with Form 1040 or one of its variants. The IRS tax form 1040 -- along with 1040A and 1040EZ options -- is the document most US citizens use to file their tax ...

Continue reading Filling Out the 1040 Form: Key Points to Know

April 15, 2021

How to Use Line Shopping as a Financial Tool When Betting on Sports

By Tex Freitag

Line shopping is quite possibly a bettor's greatest tool to mitigate their risks and increase their bankroll. It is something you should know before you join one of the best sportsbooks available online and start wagering on sports. To help you ...

Continue reading How to Use Line Shopping as a Financial Tool When Betting on Sports

April 15, 2021

Grandfather Says: Eulogy for a Friend

By RD Blakeslee

Grandfather says he has seen most of his friends buried in recent years. Here is a eulogy that Grandfather delivered for a very dear friend at his memorial service, shortly after the attack on the World Trade Center in NYC: Wayne Cowder leaves ...

Continue reading Grandfather Says: Eulogy for a Friend

April 15, 2021

How to Financially Prepare for a Divorce

By Corazon Gritar

Researchers say only 50% of marriages stand the test of time and the other 50% end in divorce. Divorce is a complicated issue, mentally, emotionally, and financially. Unfortunately, no two divorces are the same, hence there is no tailored advice that ...

Continue reading How to Financially Prepare for a Divorce

April 15, 2021

Behold the $100,000 Hamburger!

By Brandon Wilkins

"I think I'll have the combo meal, two candy bars and a triple mocha latte." "Very good, sir. That'll be $410,000." WTF?!?!? No; not really. At least not at one time. Now that I have your attention, I want to discuss the importance of ...

Continue reading Behold the $100,000 Hamburger!

April 14, 2021

Should You Diversify Your Portfolio With Crypto? 3 Pros and Cons

By Tex Freitag

It's easy to see the argument for diversifying your portfolio. Putting your eggs in one basket is just too risky. Spread the risk around, put them on different assets. That way, when one fails, you'll still have a chance; losses can be ...

Continue reading Should You Diversify Your Portfolio With Crypto? 3 Pros and Cons

April 14, 2021

3 Mistakes to Avoid When Starting Out as an Investor

By Sabado Domingo

The investment world is as complex as it is alluring, as there are a wide array of asset classes and markets in which you can generate a profit. However, the financial markets are also incredibly immersive and fast-moving, which means that it's ...

Continue reading 3 Mistakes to Avoid When Starting Out as an Investor

April 14, 2021

5 Investment Strategies To Help You Save For Retirement

By Sabado Domingo

Although you're still of good working age, you should already be preparing for your retirement. However, this topic is often brushed off by most people since they don't know how to start planning for it and what investment strategies will lead to a ...

Continue reading 5 Investment Strategies To Help You Save For Retirement

April 13, 2021

22 Smart Money Tips Everyone Can Learn by Playing Doctor

By Len Penzo

So ... Who wants to play "doctor"? I know what you're thinking, but you can relax. I promise nobody will end up in the principal's office after we're finished here. That's because this version only focuses on taking a peek at our ... personal ...

Continue reading 22 Smart Money Tips Everyone Can Learn by Playing Doctor

April 12, 2021

Black Coffee: Playing a Losing Game

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Now that springtime is in full swing, I ...

Continue reading Black Coffee: Playing a Losing Game

April 10, 2021

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