It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to this week's ...
Continue reading Black Coffee: Forward, Soviet!
What the Dow Jones Shakeup Says About Market Preferences
The Dow Jones Industrial Average -- the storied aggregation of 30 blue-chip industrial and manufacturing stocks -- underwent a significant shakeup in late-August. Three of the Dow's constituent members, Exxon Mobile, Pfizer, and Raytheon, were ...
Continue reading What the Dow Jones Shakeup Says About Market Preferences
How Can I Find My Credit Score for Free?
Your credit score is a financial report card that tells lenders how risky it is to do business with you. The higher your score, the more likely you are to pay back a loan -- and that means that lenders will be more willing to offer you bigger loans ...
Continue reading How Can I Find My Credit Score for Free?
Pigly: My New One-Stop Shop for Free Personal Finance Tools & Calculators
Last month, with interest rates plumbing all-time lows, I decided to refinance my home mortgage. As you might expect, a good portion of my pre-refinance research required me to map out the various combinations of loan periods and interest rates and ...
Continue reading Pigly: My New One-Stop Shop for Free Personal Finance Tools & Calculators
100 Famous Quotes About Debt
Let's face it: not all debt is bad. For example, debt is generally okay whenever it's used to buy something that may increase in value.
That being said, it's always best to try and keep your debts to a minimum. So with that in mind, here are, in ...
Continue reading 100 Famous Quotes About Debt
Black Coffee: The Chairmen of the Boards
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to this week's ...
Continue reading Black Coffee: The Chairmen of the Boards
How to Successfully Invest in Sustainable Housing
As we continue to move forward in the future, more and more thought is put into whether housing is sustainable or not. We also expand investment sectors to include more than just traditional housing, as cities and states reconsider regulations around ...
Continue reading How to Successfully Invest in Sustainable Housing
Why Smart Entrepreneurs Form LLCs
When you start your company, it is usually classed under sole proprietorship. With a sole proprietorship, you have full control over your business and its assets, as well as enjoying very little paperwork to file with state and national agencies. But ...
Continue reading Why Smart Entrepreneurs Form LLCs
Good to Know: The 5 Criteria That Determine Your Credit Score
Your credit score is a financial report card that tells lenders how risky it is to do business with you. Scores range from 300 to 850.The higher your score, the more likely you are to pay back a loan -- and that means that lenders will be more ...
Continue reading Good to Know: The 5 Criteria That Determine Your Credit Score
Why It’s Important to Insure a Rental Property
An investment property is likely to initially cost more than a single-family home. Buyers don't get the loan benefits of buying an owner-occupied property. Plus, multiple residents increase the likelihood of accidents and structural damage to the ...
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Here’s an Easy Way to Save $1500 Per Year – Just By Doing Your Laundry
Nobody likes doing the laundry. Well, at least nobody I talk to.
I know for a fact that the Honeybee never looks forward to laundry day. Even so, she won't let me come anywhere near the washing machine because she hates the way I do laundry. ...
Continue reading Here’s an Easy Way to Save $1500 Per Year – Just By Doing Your Laundry
Black Coffee: Revenge of the Fed
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Despite the continuing economic ...
Continue reading Black Coffee: Revenge of the Fed
Greed Is Good: 7 Surprisingly Wise Rules of Acquisition
Before we begin, let's make one thing clear: superhero movies and space operas are not science fiction -- they are science fantasy at best, and I'm not very sure about the "science" part in most cases.
True science fiction is not always ...
Continue reading Greed Is Good: 7 Surprisingly Wise Rules of Acquisition
How Do I Choose the Best 0% Purchase Credit Card?
A 0% purchase credit card offers zero interest on purchases for an introductory time period. After this period expires, any outstanding balances are charged a standard interest rate.
Here are some important points to consider when finding the best ...
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How to Save Money on Your Next Vehicle Upgrade
In these difficult economic times, you may feel that you have to delay getting any upgrades for your vehicle. If you're struggling to pay the bills or set aside savings, then you're right. You should put off getting upgrades or add-ons until the ...
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10 Things You Should Be Doing Now So You Can Retire on Time
Do you have grand plans to spend your golden years lying on a beach, hitting the links on weekdays, or sipping cocktails until the sun goes down? By following a few simple tips you can retire on your own terms -- on time, or even earlier -- and live ...
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The Best Household CEOs Understand the Importance of Saying ‘No’
By most accounts, there are more than 250,000 words in the English language.
Of course, I have my favorites.
For example, I've always been quite fond of platypus; I smile every time I hear myself say it.
For some reason, there happens to be ...
Continue reading The Best Household CEOs Understand the Importance of Saying ‘No’
Black Coffee: America’s Coming ‘Eat Your Peas’ Moment
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Summer is in its waning days, and for ...
Continue reading Black Coffee: America’s Coming ‘Eat Your Peas’ Moment
What Is a 0% Purchase Credit Card?
As the name implies, a 0% credit card offers 0% interest on purchases for an introductory time period -- typically from 6 to 12 months. After the intro period expires, any outstanding balances are charged a standard interest rate.
Avoid getting a ...
Continue reading What Is a 0% Purchase Credit Card?
3 Ways to Ensure Your Mortgage Loan Gets Approved
Buying a home is a significant financial investment and it could be potentially stressful because of the long processes involved.
Getting your dream house is often a major hassle in itself -- sometimes you'll find a house you love but it won't be ...
Continue reading 3 Ways to Ensure Your Mortgage Loan Gets Approved
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