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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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The 8 Weirdest Insurance Fraud Claims of All Time

By Len Penzo

You can't make this stuff up, folks. Insurance fraud claims drain more than $100 billion each year from the worldwide economy. For the most part, insurance fraud claims are generally committed by people in desperate need of money. And although it ...

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March 15, 2021

Black Coffee: Inflate or Die

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

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March 13, 2021

3 Ways to Improve Your Chances of Approval for a Personal Loan

By Sabado Domingo

Perhaps you're experiencing financial difficulty, or find yourself in a less-than-desirable situation. Whatever the circumstance is, a personal loan might be just what you're looking for. Of course, a personal loan allows you access to a certain ...

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March 12, 2021

Outdoor Living: What to Consider When Buying a Family Vacation Home

By Corazon Gritar

No matter where your family lives, there is no arguing that natural spaces are often more appealing. Fresh air, sprawling lakes, and abundant wildlife offer an escape from everyday distractions, so it's no wonder that 37% of families say that ...

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March 11, 2021

How to Save Money On DIY Home Improvement Projects

By Enero Febrero

When making home improvements, savvy household CEOs employ an effective year-round strategy to help beautify their home and increase its value by using coupons, promo codes, and cash-back sites to help save money. Whether it's weather-stripping a ...

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March 10, 2021

The 7 Most Popular Ways to Commit Financial Suicide

By Len Penzo

I recently got back from a sightseeing trip around the San Francisco Bay Area. Of course, one of the most popular attractions in San Francisco is the beautiful Golden Gate Bridge. It's absolutely breathtaking to behold in all its ...

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March 8, 2021

Black Coffee: Stuck in a Tangled Financial Web

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to this week's ...

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March 6, 2021

A Few Thoughts from Aunt Doris: How to Make Ends Meet

By Aunt Doris

This is a reposted article in an occasional series from my dear Aunt Doris, who passed away in 2015 at the age of 94. When it comes to staying out of debt and making ends meet, I can only tell you what's worked for me. I was left a young ...

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March 5, 2021

Grandfather Says: Happiness and Living in the Right Mold

By RD Blakeslee

How do you fit your mold? Grandfather says life can be thought of as a mold, different for each of us, but constraining, whether we like it or not. The key to happiness, in his opinion, is to live in the right mold. Grandfather's mold is ...

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March 4, 2021

How to Get a Good Job Without a College Degree

By Mikey Rox

Earning a college degree will go a long way in helping you land your dream job, but it's not always necessary. In fact, more and more employers today are passing up candidates with expensive degrees in favor of those who come to the table with ...

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March 3, 2021

Clever Ways to Save Money On Your Next Car

By Corazon Gritar

For most Americans, having a car is a necessity -- even during a pandemic. But while driving your own vehicle can represent freedom, it can also represent significant costs. We might not be able to control the price of gas, but we can often save a ...

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March 2, 2021

18 Fun Facts About Money That You Probably Didn’t Know

By Len Penzo

You probably already knew that, long before the ubiquitous paper currencies we use today to pay for goods and services existed, man used various items as a medium of exchange including cowrie shells, leather, amber, rice, salt, thimbles and even ...

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March 1, 2021

Black Coffee: More Pie In the Sky

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. It was a week where both stocks and ...

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February 27, 2021

How to Get Fast Approval on Installment Loans

By Sabado Domingo

An installment loan is a type of loan wherein the lender will lend the borrower a certain amount that the latter will pay off through regular installments. Installment loans are available for both personal and commercial use. However, before ...

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February 26, 2021

Should You Consider A Pre-Settlement Loan In a Personal Injury Case?

By Corazon Gritar

Entering a personal injury case can be full of uncertainties, especially when it comes to your finance future. Lawsuits can drag on for years, so it is certainly tempting to take a payment in the meantime. Pre-settlement lawsuit loans are there to ...

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February 25, 2021

What Barfing Out of a Bus Window Teaches Us About Managing Money

By Jana

When I was in college, I was in a sorority; one of the perks was date parties. For those unfamiliar, a date party is just that; it's a big party, usually at a bar or restaurant, and all the sisters brought dates. Usually boyfriends or guys they ...

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February 24, 2021

7 High-Paying Tech Jobs That Desperately Need Women

By Mikey Rox

With male domination in certain corporate sectors, it's nice to know there are still plenty of incredible careers waiting for intelligent, ambitious women of all ages. In particular, tech-based employers are looking for women to diversify their ...

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February 23, 2021

9 Important Strategies to Help You Manage Financial Risks

By Len Penzo

Internationally-known daredevil Karl Wallenda earned his fame by performing acrobatic acts high above the ground -- without a safety net. For years, Wallenda had performed his dangerous stunts countless times without incident, but on March 22, 1978, ...

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February 22, 2021

Black Coffee: Parasites and Leeches

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, let's get right to it this week ...

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February 20, 2021

Responsible Casino and Gambling Tips: How to Stay Within Your Budget

By Tex Freitag

Many of us like to gamble with luck every once in a while. But when that pastime becomes a habit, it can be very harming to your budget. Therefore, it is crucial to come up with a good strategy before you start gambling and leave all your money to ...

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February 19, 2021

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