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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Black Coffee: The Quick and the Dead

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to this week's ...

Continue reading Black Coffee: The Quick and the Dead

June 5, 2021

How VPNs Can Help Protect Your Personal Finances

By Tex Freitag

Hardly a day goes by without news breaking about a new online scam, a security breach, a government or company's digital platforms being taken hostage, or other major hack. Hackers and scammers around the world are utilizing the full potential of the ...

Continue reading How VPNs Can Help Protect Your Personal Finances

June 4, 2021

Learn How To Easily Find The Right Broker For Your Needs

By Sabado Domingo

Looking for the right broker for your needs can be a never-ending process; many consider it to be time-consuming, and a fairly very boring process. This is why the need for specific guides has arisen over the past years. With that in mind, here are ...

Continue reading Learn How To Easily Find The Right Broker For Your Needs

June 4, 2021

What Are the Most Secure Online Payment Methods?

By Sabado Domingo

From paying bills to online shopping to in-app purchases and everything in between, every transaction puts us at risk of having our banking information stolen. There are some basic safety steps that can be taken, like making sure a website uses ...

Continue reading What Are the Most Secure Online Payment Methods?

June 3, 2021

Why You Should Always Haggle When Comparing Money Transfer Firms

By Enero Febrero

A good website and a recognizable brand name does not a great money transfer company make. With so many options to choose from, there is no reason for consumers not to investigate many different firms when trying to figure out who to transfer their ...

Continue reading Why You Should Always Haggle When Comparing Money Transfer Firms

June 3, 2021

3 Eco-Friendly Home Improvements That Will Actually Save You Money

By Corazon Gritar

Many people seem to be under the impression that most products intended to be energy-efficient actually cost more money to purchase than the product saves over time. However, if shoppers want to genuinely save some money on their eco-friendly ...

Continue reading 3 Eco-Friendly Home Improvements That Will Actually Save You Money

June 2, 2021

7 Smart Things to Do with Your Graduation Money

By Mikey Rox

Congrats, Graduate -- you did it! But now that school's out, you've got some big decisions to make, the least of which is what you're going to do with all that graduation money. Whether you're fresh out of high school or a newly-degreed college ...

Continue reading 7 Smart Things to Do with Your Graduation Money

June 1, 2021

Historical Gold & Silver Benchmarks for Wages and Commodities

By Len Penzo

As the value of the dollar continues to erode -- and with inflation raging almost everywhere you look -- price distortions have become so large that it's getting harder with each passing day to know the actual value of anything anymore. The best ...

Continue reading Historical Gold & Silver Benchmarks for Wages and Commodities

May 31, 2021

Black Coffee: A Memorial Day Menagerie

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another busy week is crossed off the ...

Continue reading Black Coffee: A Memorial Day Menagerie

May 29, 2021

6 Reasons to Use a Tax Attorney Service

By Enero Febrero

Filing your taxes or dealing with unexpected tax outcomes can be a complicated process. Thankfully, there are systems in place that can assist you when you run into tax difficulties; one such system is a tax attorney service. Tax attorneys assist ...

Continue reading 6 Reasons to Use a Tax Attorney Service

May 27, 2021

Are You Prepared for Long-Term Care?

By Sabado Domingo

Statistics show that more than 75% of individuals age 65 and older will need some sort of long-term care as they age. Furthermore, there are a lot of misconceptions and a general lack of understanding and education about long-term care. Consider ...

Continue reading Are You Prepared for Long-Term Care?

May 26, 2021

A Few Minutes With Personal Finance Genius Rich Livingston

By Len Penzo

Occasionally, I enjoy reading enlightening conversations with respected personal finance experts. But after making numerous interview requests over the past couple of months, it was obvious to me that most of those respected experts still didn't want ...

Continue reading A Few Minutes With Personal Finance Genius Rich Livingston

May 24, 2021

Black Coffee: Heaven and Hell

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Heaven and Hell

May 22, 2021

The 5 Best Mobile Apps for Saving Money

By Tex Freitag

When it comes to anything related to money, being financially responsible is always a good thing. This is because it will allow you to not just ensure that everything you need is taken care of, but it will also allow you to set aside some money for ...

Continue reading The 5 Best Mobile Apps for Saving Money

May 21, 2021

How to Reduce Home Insurance Premiums Without Reducing Claim Payouts

By Sabado Domingo

When searching for ways to minimize your household spending, assessing your home insurance costs can be a great solution to save some extra money. While you should never revoke your home insurance policy to save money, as this type of insurance ...

Continue reading How to Reduce Home Insurance Premiums Without Reducing Claim Payouts

May 20, 2021

Your 401k: How to Manage It, How to Roll it Over, How to Make the Most of It

By Sabado Domingo

The 401k -- everyone has heard of it, and most of us have one, but do you realize how important your 401k actually is? When the government first introduced this pre-tax investment plan, it was merely meant to be an extra way to subsidize your ...

Continue reading Your 401k: How to Manage It, How to Roll it Over, How to Make the Most of It

May 20, 2021

Missed Tax Deadline? Here’s How to Reduce or Eliminate Penalties

By Matt Robinson

If you missed this year's tax filing deadline, you may face penalties and a number of other consequences that will only get worse if you do not take your income tax filing seriously. The consequences of not filing taxes vary by situation, but ...

Continue reading Missed Tax Deadline? Here’s How to Reduce or Eliminate Penalties

May 19, 2021

Tips To Make Smart Property Investments

By Corazon Gritar

Not all real estate transactions are created equal. Some investors make money a lot of money while other investors lose money. However, successful investors often develop proven strategies over time using critical data and market intelligence. ...

Continue reading Tips To Make Smart Property Investments

May 18, 2021

Joint vs. Separate Bank Accounts: Which One Is Better?

By Mikey Rox

It's the eternal question for those who settle down together is and always will be: separate or joint bank accounts? There are arguments for and against both scenarios. So sit down, read this with your boo, and then have a conversation about what ...

Continue reading Joint vs. Separate Bank Accounts: Which One Is Better?

May 18, 2021

5 Ways to Capitalize on Sportsbook Welcome Bonuses

By Tex Freitag

In 2018, the US federal government repealed a ban on sports betting. Since then, each state has determined its own regulations related to sportsbooks. Some have opted for a full range of retail and online services, while others have yet to legalize ...

Continue reading 5 Ways to Capitalize on Sportsbook Welcome Bonuses

May 17, 2021

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