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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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What to Invest Money In For a New Side Business

By Corazon Gritar

It goes without saying that starting a new business is a trying and difficult process. With the odds not in your favor, it is important to make wise decisions before putting anything into action. This is especially so if they're monetary decisions. ...

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July 13, 2021

The Best Homework Planning Apps

By Sabado Domingo

Getting all your homework done on time is a tough challenge for students. On some days, the pressure gets so high that students forget about trivial things, ending up studying until late at night to finish their tasks. To avoid such emergencies and ...

Continue reading The Best Homework Planning Apps

July 12, 2021

How To Know If You’ve Been Wrongfully Terminated at Work

By Tex Freitag

Getting fired is a difficult pill to swallow, no matter the circumstances. However, if you've been wrongfully terminated, this can be even more difficult to adjust to. Every day, hundreds of people around the world are fired and many are fired ...

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July 12, 2021

5 Items in Nature With Enormous Finder Fees

By Len Penzo

I realize the economy is wigging out and times are starting to get tough again. Of course, with the price of precious metals back on the rise, you could head out into the wilderness and try to find a stray nugget or two. Then again, if you ...

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July 12, 2021

Black Coffee: Master and Servants

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

Continue reading Black Coffee: Master and Servants

July 10, 2021

What Is Medical Debt and How Do You Get Out of It?

By Corazon Gritar

Medical debt can be a confusing situation, and without understanding it, you may find it hard to get out. Thankfully, the situation doesn't have to be bleak, and with a couple of tips, you can start to understand how you can get out of medical ...

Continue reading What Is Medical Debt and How Do You Get Out of It?

July 9, 2021

4 Ways to Automate Your Finances

By Sabado Domingo

In this day and age, everyone relies on automation to some degree. Many workers have their paychecks automatically deposited into their bank accounts, while many businesses have automated processes for a wide range of tasks -- from emailing clients ...

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July 8, 2021

Grandfather Says: The Story of Emile and Mollie

By RD Blakeslee

Grandfather fondly remembers Emile and Molly. Grandfather first came to know Emile when he was Grandfather's supervisor at the US Patent Office. Emile and his wife Mollie were Jewish; Mollie from Chicago and Emile from Eastern Europe. He had ...

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July 8, 2021

4 Sneaky Car Dealer Tricks (and How to Avoid Them)

By Sabado Domingo

hidden fees to watch out for

The majority of car dealers are scrupulous professionals who simply want to sell you the vehicle of your choice. So why is it that taking a trip to the dealership often fills car buyers with dread? It's an unfortunate fact that many car buyers ...

Continue reading 4 Sneaky Car Dealer Tricks (and How to Avoid Them)

July 7, 2021

The Biggest Reason Why It May Be Smarter to Rent Than ‘Own’ a Home

By Charles Hugh Smith

We're constantly told ours is an ownership society in which owning a home is the foundation of household wealth. However, if we understand property taxes as a "lease from the local government for the right to gamble on another housing bubble ...

Continue reading The Biggest Reason Why It May Be Smarter to Rent Than ‘Own’ a Home

July 6, 2021

Why the Self-Employed Are Smarter Than You

By Greg McFarlane

Who pays a greater share of their income in taxes -- Warren Buffett, or his administrative assistant? Obviously, posing the question implies its answer. Politicians may tout the virtues of our "progressive" tax system, but it doesn't really ...

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July 5, 2021

Black Coffee: Up In Smoke

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got some Independence Day holiday ...

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July 3, 2021

A Gold Trading Primer for Newbies

By Enero Febrero

Although gold is wealth insurance first and foremost, there are some people who prefer to buy it strictly as an investment. Whether you're a long term investor or a short term trader, gold trading is a legitimate alternative for diversifying your ...

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July 1, 2021

The Benefits of Green Washing

By Sabado Domingo

Did you know that your home appliances make up a third of your water and energy consumption? Many washing machines are designed to be largely energy and water efficient, so you can rest assured you're helping the environment while reducing your ...

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June 30, 2021

7 Ways to Get the Most for Your Money on a Road Trip

By Mikey Rox

According to AAA, nearly 80% of Americans hit the open road each summer for a family vacation. If you are too, just keep in mind that while you may be saving money over costly flights and en route hotel stays, there's still opportunity to shave even ...

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June 29, 2021

16 Reasons Why Electric Vehicles Are For Suckers

By Len Penzo

For everybody out there who is thinking about buying an electric vehicle, I want to save some of you from a lifetime of regret. Oh, sure; electric automobiles are perfectly fine if your travels keep you close to home. And there is a seemingly ...

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June 28, 2021

Black Coffee: Destroyers at the Wheel

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Destroyers at the Wheel

June 26, 2021

How to Find Standout Success as an Online Business

By Tex Freitag

There are plenty of reasons why any eager businessman would benefit from an online business. Considering how many people these days are glued to their smartphones and get everything they need online, it's no wonder why eCommerce is so popular. Even ...

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June 25, 2021

6 Facts About Bitcoin Most People Don’t Know

By Enero Febrero

As of now, you might have heard about bitcoin. Bitcoin is a world-famous cryptocurrency that was created in 2009. You might have heard the opinions of crypto experts, the rapid rise in the price of bitcoin, it's highly-volatile price swings, and ...

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June 25, 2021

6 Cheap Ways to Send Money Abroad

By Sabado Domingo

Sending money to people or accounts held in foreign countries comes with its own set of complications and costs. Whether you're doing business with a foreign contractor or vendor, sending money to a relative living abroad, or just making sure that ...

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June 24, 2021

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