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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Black Coffee: Master and Servants

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

Continue reading Black Coffee: Master and Servants

July 10, 2021

What Is Medical Debt and How Do You Get Out of It?

By Corazon Gritar

Medical debt can be a confusing situation, and without understanding it, you may find it hard to get out. Thankfully, the situation doesn't have to be bleak, and with a couple of tips, you can start to understand how you can get out of medical ...

Continue reading What Is Medical Debt and How Do You Get Out of It?

July 9, 2021

4 Ways to Automate Your Finances

By Sabado Domingo

In this day and age, everyone relies on automation to some degree. Many workers have their paychecks automatically deposited into their bank accounts, while many businesses have automated processes for a wide range of tasks -- from emailing clients ...

Continue reading 4 Ways to Automate Your Finances

July 8, 2021

Grandfather Says: The Story of Emile and Mollie

By RD Blakeslee

Grandfather fondly remembers Emile and Molly. Grandfather first came to know Emile when he was Grandfather's supervisor at the US Patent Office. Emile and his wife Mollie were Jewish; Mollie from Chicago and Emile from Eastern Europe. He had ...

Continue reading Grandfather Says: The Story of Emile and Mollie

July 8, 2021

4 Sneaky Car Dealer Tricks (and How to Avoid Them)

By Sabado Domingo

hidden fees to watch out for

The majority of car dealers are scrupulous professionals who simply want to sell you the vehicle of your choice. So why is it that taking a trip to the dealership often fills car buyers with dread? It's an unfortunate fact that many car buyers ...

Continue reading 4 Sneaky Car Dealer Tricks (and How to Avoid Them)

July 7, 2021

The Biggest Reason Why It May Be Smarter to Rent Than ‘Own’ a Home

By Charles Hugh Smith

We're constantly told ours is an ownership society in which owning a home is the foundation of household wealth. However, if we understand property taxes as a "lease from the local government for the right to gamble on another housing bubble ...

Continue reading The Biggest Reason Why It May Be Smarter to Rent Than ‘Own’ a Home

July 6, 2021

Why the Self-Employed Are Smarter Than You

By Greg McFarlane

Who pays a greater share of their income in taxes -- Warren Buffett, or his administrative assistant? Obviously, posing the question implies its answer. Politicians may tout the virtues of our "progressive" tax system, but it doesn't really ...

Continue reading Why the Self-Employed Are Smarter Than You

July 5, 2021

Black Coffee: Up In Smoke

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got some Independence Day holiday ...

Continue reading Black Coffee: Up In Smoke

July 3, 2021

A Gold Trading Primer for Newbies

By Enero Febrero

Although gold is wealth insurance first and foremost, there are some people who prefer to buy it strictly as an investment. Whether you're a long term investor or a short term trader, gold trading is a legitimate alternative for diversifying your ...

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July 1, 2021

The Benefits of Green Washing

By Sabado Domingo

Did you know that your home appliances make up a third of your water and energy consumption? Many washing machines are designed to be largely energy and water efficient, so you can rest assured you're helping the environment while reducing your ...

Continue reading The Benefits of Green Washing

June 30, 2021

7 Ways to Get the Most for Your Money on a Road Trip

By Mikey Rox

According to AAA, nearly 80% of Americans hit the open road each summer for a family vacation. If you are too, just keep in mind that while you may be saving money over costly flights and en route hotel stays, there's still opportunity to shave even ...

Continue reading 7 Ways to Get the Most for Your Money on a Road Trip

June 29, 2021

16 Reasons Why Electric Vehicles Are For Suckers

By Len Penzo

For everybody out there who is thinking about buying an electric vehicle, I want to save some of you from a lifetime of regret. Oh, sure; electric automobiles are perfectly fine if your travels keep you close to home. And there is a seemingly ...

Continue reading 16 Reasons Why Electric Vehicles Are For Suckers

June 28, 2021

Black Coffee: Destroyers at the Wheel

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Destroyers at the Wheel

June 26, 2021

How to Find Standout Success as an Online Business

By Tex Freitag

There are plenty of reasons why any eager businessman would benefit from an online business. Considering how many people these days are glued to their smartphones and get everything they need online, it's no wonder why eCommerce is so popular. Even ...

Continue reading How to Find Standout Success as an Online Business

June 25, 2021

6 Facts About Bitcoin Most People Don’t Know

By Enero Febrero

As of now, you might have heard about bitcoin. Bitcoin is a world-famous cryptocurrency that was created in 2009. You might have heard the opinions of crypto experts, the rapid rise in the price of bitcoin, it's highly-volatile price swings, and ...

Continue reading 6 Facts About Bitcoin Most People Don’t Know

June 25, 2021

6 Cheap Ways to Send Money Abroad

By Sabado Domingo

Sending money to people or accounts held in foreign countries comes with its own set of complications and costs. Whether you're doing business with a foreign contractor or vendor, sending money to a relative living abroad, or just making sure that ...

Continue reading 6 Cheap Ways to Send Money Abroad

June 24, 2021

How to Create a Budget for Your Motorcycle Road Trip

By Corazon Gritar

Going on a motorcycle trip is a thrilling adventure, something that you'll always be glad you did. However, you need to make sure that you set a budget to ensure that you are satisfied with the experience. Thankfully, there are a few different ways ...

Continue reading How to Create a Budget for Your Motorcycle Road Trip

June 23, 2021

On the Job Training vs. Apprenticeship Programs: Which Is Better?

By Sabado Domingo

Many companies are looking at apprenticeships again as a way to train employees. On-the-job training (OJT) is taking a back-seat, as is traditional schooling. Here's what you need to know to make the right choice: On-The Job-Training ...

Continue reading On the Job Training vs. Apprenticeship Programs: Which Is Better?

June 23, 2021

How to Take Advantage of Error Fares for Booking Super Cheap Flights

By Mikey Rox

Flying the friendly skies is an efficient and often necessary way to travel, but the cost of such convenience is often prohibitive. From ticket prices to baggage fees to in-flight purchases, these expenses can take a big chunk out of your vacation ...

Continue reading How to Take Advantage of Error Fares for Booking Super Cheap Flights

June 22, 2021

Bitcoin: How to Invest In This Incredibly Speculative Asset

By Sabado Domingo

The best way to experiment with any new asset class is by taking a small position in it. Buying bitcoin is a great way to experiment and experience this asset. However, it is also a fact that investments in bitcoin and other cryptocurrencies come ...

Continue reading Bitcoin: How to Invest In This Incredibly Speculative Asset

June 22, 2021

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