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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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How Much Life Insurance Do You Need? Here Are 4 Big Considerations

By Sabado Domingo

Life insurance is essential to provide peace of mind you'll know that in the event of your death your loved ones will be well provided for and financial hardship will not add to their difficulties as they come to terms with your loss. But how should ...

Continue reading How Much Life Insurance Do You Need? Here Are 4 Big Considerations

June 21, 2021

Why You Should Always Double-Check Grocery Store Meat Label Prices

By Len Penzo

For anybody who regularly shops for groceries, it should be common knowledge by now that food prices are beginning to rise at an alarming pace. Of course, many manufacturers are keenly aware of this, which is why they try to mask inflation by ...

Continue reading Why You Should Always Double-Check Grocery Store Meat Label Prices

June 21, 2021

Black Coffee: Peak Insanity

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Happy Father's Day to all you dad's ...

Continue reading Black Coffee: Peak Insanity

June 19, 2021

8 Good Reasons Why You Should Start Trading With CFDs

By Tex Freitag

More and more people are now becoming financially literate because information about how to save and grow money is already easily available and accessible online. While some are keen on investing in the stock market, others are delving into more ...

Continue reading 8 Good Reasons Why You Should Start Trading With CFDs

June 18, 2021

What Does the ‘Latte Factor’ Teach Us About Saving?

By Tex Freitag

You may have heard of the "latte factor" concept, a money-saving technique that can be adopted by anyone and can lead to incredible results many years down the line. The Latte Factor was written by money-saving expert David Bach, who is the ...

Continue reading What Does the ‘Latte Factor’ Teach Us About Saving?

June 18, 2021

People Are Now Selling Their Homes For Bitcoin

By Sabado Domingo

Bitcoin has continued to gain popularity as a simple value transfer method for any product or service imaginable. As a result, selling real estate for bitcoin has become increasingly popular across the United States and the rest of the world. For ...

Continue reading People Are Now Selling Their Homes For Bitcoin

June 17, 2021

4 Essential Tips for Increasing the Security of Your Business

By Corazon Gritar

According to a report by the National Association of Small Businesses, the top three challenges of running a business are economic uncertainty, the cost of health insurance benefits, and a decline in customer spending. However, with the rise in ...

Continue reading 4 Essential Tips for Increasing the Security of Your Business

June 16, 2021

The Young Professional’s Guide to Retirement

By Sabado Domingo

As a young professional, retirement may seem like it's something that will happen to you in the far-off future. When you're getting started with your career, it can be hard to imagine what life might look like when you stop working. But rest assured, ...

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June 16, 2021

Understanding Your Credit and Loan Options After Filing Bankruptcy

By Enero Febrero

In the financial world, bankruptcy is often one of the most tragic and debilitating processes a person can go through. It can cause stress that never goes away. It can financially destroy a person's life, making them live a lower standard of living ...

Continue reading Understanding Your Credit and Loan Options After Filing Bankruptcy

June 15, 2021

How to Talk About Your Weaknesses in a Job Interview

By Sabado Domingo

If you've ever taken part in a job interview -- as most people have -- you've probably been asked the following dreaded question: "What are your weaknesses?" It's a bit of a loaded question, as the interviewer wants you to give them reasons why they ...

Continue reading How to Talk About Your Weaknesses in a Job Interview

June 14, 2021

9 Important Money Tips Every Dad Should Teach His Kids

By Len Penzo

Kids, with Father's Day right around the corner, I hope you don't mind if your dear old dad takes a few minutes to give you a little bit of fatherly financial advice. Despite what your mom says, I don't profess to know everything -- okay, I guess ...

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June 14, 2021

Black Coffee: Quoth the Raven

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

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June 12, 2021

What Are the Most Effective Ways to Save Money as a Couple?

By Corazon Gritar

Couples often live together before getting married. In fact, about 70% of them do. That's plenty of couples who may acknowledge a coupon can save them money. If you believe in saving, know there are effective strategies. Read on to learn how to save ...

Continue reading What Are the Most Effective Ways to Save Money as a Couple?

June 11, 2021

The Rise of ‘Meme Stocks’ and What It Means for Day Trading

By Tex Freitag

In the midst of a global pandemic that has driven most of us indoors to the privacy and convenience of the couch in front of the TV for our entertainment fix, you'd be crazy to invest in a movie theatre company, right? Well, maybe not. Witness ...

Continue reading The Rise of ‘Meme Stocks’ and What It Means for Day Trading

June 9, 2021

Calling Gen Z: 4 Key Financial Tips You Need to Know

By Sabado Domingo

With all the focus on millennials, it's hard to believe that the first wave of Gen Z has come of age and is now working and planning for retirement. Well ... some are. Others could use a nudge. Financial Finesse found through its Generational ...

Continue reading Calling Gen Z: 4 Key Financial Tips You Need to Know

June 9, 2021

What Is Debt Consolidation and How Can It Benefit You?

By Sabado Domingo

money management strategies

Do you pay for several loans at the same time? If so, you should know that it's possible to combine them and pay less by a common financing technique known as "debt consolidation." Why choose consolidation? Better than regular refinancing. Wherever ...

Continue reading What Is Debt Consolidation and How Can It Benefit You?

June 8, 2021

The Best Alternatives to Payday Loans

By Enero Febrero

Payday loans get a bad rap; unfortunately, a lot of it is warranted. They offer horrible rates and fees that many people rightfully consider predatory. For many, payday lenders can seem like the only option. But getting financing for an emergency ...

Continue reading The Best Alternatives to Payday Loans

June 8, 2021

3 Ways to Reduce the Amount of Money You Spend on Coffee

By Corazon Gritar

Coffee is something a lot of us drink every single day. While it can provide a nice boost during a long work day, purchasing one or more cups of coffee every day can seriously hurt your bank account. It may not seem like it at the time, but these ...

Continue reading 3 Ways to Reduce the Amount of Money You Spend on Coffee

June 8, 2021

Why Pastry Chefs Are Financially Savvier Than the Common Man

By Len Penzo

If you ask me there are few things in life better than a warm chocolate chip cookie, fresh from the oven and accompanied with a little cold milk for dunking purposes. As far as I'm concerned, the bar-none gold standard of chocolate chip cookies is ...

Continue reading Why Pastry Chefs Are Financially Savvier Than the Common Man

June 7, 2021

Black Coffee: The Quick and the Dead

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to this week's ...

Continue reading Black Coffee: The Quick and the Dead

June 5, 2021

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