It's not likely you'll be able to find anyone in the United States who has escaped the message that smoking is hazardous to your health. After all, there's a Surgeon General's warning on every pack. And children learn about the negative effects of ...
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The High Cost of Being Poor (and How to Vanquish It)
We have all seen difficult times, so that's nothing new. And there's a high cost of being poor. Let me explain:
My wife and I started our business at exactly the wrong time. Although we established it in 1967, we opened our first brick and mortar ...
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Black Coffee: … Fall Back
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: … Fall Back
Why Thanksgiving Never Falls On November 29 or 30
In 1863, President Lincoln declared the last Thursday in November to be a day for "thanksgiving and praise." It's a tradition that managed to stay that way until 1939 when worried retailers begged President Franklin Roosevelt to make Thanksgiving a ...
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5 Ways to Fund a Small Business Without Bank Loans
Most people dream of opening the doors to their own bookstores, record shops, accounting offices, and more, but very few ever achieve such a feat for a very good reason: lack of funding. Small businesses require quite a bit of capital to get off the ...
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8 Ways to Make a Great Budget Thanksgiving Dinner
Thanksgiving is filled with family, friends, good food and football. But it can also be filled with expenses -- especially if you're having Thanksgiving dinner at your house. The good news is there are plenty of ways to cook and enjoy a delicious ...
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Using Food as an Alternative Investment Vehicle
Depending on which source you reference, as many as seven million Americans supposedly starved during the Great Depression. That number may be on the high side, but hard times are coming if the current global economic troubles cannot be contained and ...
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How Much Gold and Silver Should People Own?
Ever since I started writing about the importance of owning physical gold and silver as insurance against the inevitable failure of the US dollar, I've been receiving an increasing volume of questions in my inbox from folks curious to know more about ...
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Black Coffee: For the Fed, It’s the Frying Pan or the Fire
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
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Financial Lifelines: Loan Types for Small Businesses and When to Get One
For all businesses, adequate money is vital in keeping operations afloat and obtaining many opportunities for upscaling and growth. Many businesses partner with banking institutions and lenders to fund their operations, especially startups and ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 26
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
Assassination of President John F. Kennedy - Friday, November 22, 1963
The lady across the street knocked at the door, ...
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An Overview of the 4 Basic Types of Disability Insurance Coverage
If you work in a highly risky environment where sustaining serious injuries is the reality of your everyday life, you should no doubt get disability insurance. What if you do not? Most of us rely on a steady income. When you're in good health, ...
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5 Games That Will Provide Hours of Fun With Your Friends and Family
Spending quality time with friends and family is a precious treasure. What better way to bond and create lasting memories than through the joy of games? Whether it's a cozy evening indoors or a gathering in the great outdoors, games have the power to ...
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How Much Should You Spend on a New or Used Car?
It's no secret that buying a car is an important decision, largely because of just how expensive cars can be. The costs don't end once you drive off the lot, either. Maintenance, insurance, gas, repairs, and more can translate to major expenses over ...
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Black Coffee: Sitting on a Powder Keg
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Sitting on a Powder Keg
Preparing Your Wallet for Structural Home Damage
When it comes to safeguarding your financial stability amidst the uncertainties of structural home damage, a budget is your best friend. In the United States, 93% of homeowners have a home insurance policy. However, insurance coverage alone may not ...
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Why Tracking Your Expenses Is So Important
It's true; there are many folks out there who successfully manage their household finances without ever using a budget. Even so, most successful home money managers that don't have a budget still track their expenses and income. That's because trying ...
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What You Should Know Before Buying Home Insurance
Buying a house is a dream come true for most people. And yet, not all homeowners understand the importance of home insurance in safeguarding their home sweet home. If you are a first-time homebuyer, you are bound to make some mistakes while selecting ...
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Stain Removal Hacks for 22 Household Accidents
Accidents happen, and they can totally put a damper on your otherwise positive demeanor if you don't know how to properly eliminate the stains they cause around the house. To prevent your own spontaneous combustion, consider these 22 stain removal ...
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Four Big Drawbacks to Store Credit Cards
The other day the Honeybee applied for a clothing-store credit card to take advantage of a deal that gave her a one-time savings of 15% off her purchase. I know.
To tell you the truth, I'm not really that big of a fan of in-store credit cards, but ...
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