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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

3 Ways That Great Sleep Helps You Get Richer

By Sabado Domingo

The healthier you are, the richer you get. And the richer you are, the healthier you get. You've certainly heard about vicious cycles - but what about healthy ones? The truth is, getting a great night's sleep can help you reach your financial goals, ...

Continue reading 3 Ways That Great Sleep Helps You Get Richer

May 9, 2022

3 Ways to Slow Down the Rate of Aging

By Sabado Domingo

Aging is an inevitable part of life. With every year that goes by, your biological age increases and there's nothing that you can do about it. Despite the biological clock inevitably ticking away every minute of every day, there are things that ...

Continue reading 3 Ways to Slow Down the Rate of Aging

April 27, 2022

6 Ways Procrastinating Hurts Your Finances

By Mikey Rox

Lots of people live by the procrastinator's creed: Why do today what you can put off until tomorrow? You might even be one of them. But while this practice seems innocuous enough, it's actually costing you an embarrassing amount of money. Here ...

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April 5, 2022

The Secret to Long Life

By Aunt Doris

This is another post in an occasional series from my dear Aunt Doris, who passed away in 2015 at the age of 94. Being 91-years-old, people often ask me: "What's your secret for getting there?" My son says it's fish, tea and vinegar. Maybe; ...

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March 30, 2022

Why Relaxation Is Important for Busy People (and How to Find the Time)

By Sabado Domingo

It can be tough to find time to relax after a long week. Between work, family obligations, and other commitments, it seems like there's never enough time in the day. However, it's important to make time for relaxation, especially if you're ...

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March 15, 2022

Transitioning to a Vegan Lifestyle: Pros and Cons

By Tex Freitag

Everyone knows at least a person or two who have decided to go vegan over the past few years. The popularity of a vegan lifestyle makes perfect sense. It is as healthy and sustainable as it is trendy - just look at how many celebrities are vegan. ...

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January 25, 2022

5 Ways To Financially Prepare For Your Healthcare Needs

By Corazon Gritar

Healthcare in the United States is a hot-button political issue, ripe with disagreement. It is also immensely complicated, making it all the more difficult to wrap your head around the right answers. Of course, there is one thing almost everyone can ...

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January 18, 2022

Exploring Ways to Support Dental Patients’ Health and Financial Needs

By Corazon Gritar

Whether you're a dental professional or a patient, you can't argue the fact that proper dental care is a necessity. Unfortunately, dental services aren't always affordable for those with lower incomes. Medical Group Management Association data has ...

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January 4, 2022

The Pros and Cons of Selling a Structured Settlement

By Sabado Domingo

If you tell me that you have recently been awarded a structured settlement, I automatically know at least a couple of things about you: You've made it through a trying time. Settlements are awarded to plaintiffs in lawsuits, often after they've ...

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December 22, 2021

Why Is Vaping Popularity on the Rise?

By Enero Febrero

Vaping is having a major moment right now. With millions of people accustomed to this habit, the manufacturers and distributors are getting the most out of their investment. Particularly where the US and UK are concerned, vaping generates a strong ...

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October 6, 2021

Grandfather Says: One Good Thing About Getting Old

By RD Blakeslee

One good thing about getting old -- and there aren't many -- is that you can blame a whole lot of things on your age: Miss your aim at the toilet ... Forget to pay at the gas pump ... Tell the cop you're staggering because of "the shakes" ...

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September 16, 2021

Dealing With Workplace Conflict: 4 Steps to Take

By Sabado Domingo

Conflict with an employer can come in many forms such as mistakes made on your side, unfair treatment from them, salary negotiations turned sour, you name it. Regardless of what the conflict might entail, we all know it's not a pleasant situation to ...

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August 31, 2021

100 Words On: Runners and Pedestrians Who Refuse to Use Sidewalks

By Len Penzo

Go play on the freeway! While nobody would ever take that suggestion seriously, there are plenty of irresponsible joggers and pedestrians who have no problem tempting fate by literally spending their leisure time on city thoroughfares despite the ...

Continue reading 100 Words On: Runners and Pedestrians Who Refuse to Use Sidewalks

August 26, 2021

5 Ways to End Your Financial Worries This Year

By Sabado Domingo

If your financial worries are keeping you awake at night, now is the time to address them and start making positive changes. It may seem like your problems can't be solved, but they can be and there are things you can do to make your money problems ...

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August 19, 2021

Health Or Life Insurance: All You Need to Know to Safely Insure Yourself

By Sabado Domingo

Health and life insurance are just one of those things people tend to avoid due to the negative thoughts that come along with it. Although, by opting to get life or health insurance, it can actually have the opposite effect and make you feel more ...

Continue reading Health Or Life Insurance: All You Need to Know to Safely Insure Yourself

August 10, 2021

Money-Savvy Budgeting Tips To Manage Your Disability Insurance Payout

By Sabado Domingo

Because no one can predict an injury or illness that leads to a disability, disability cover is a crucial type of insurance policy that everyone should have. And if you have found yourself in the unfortunate position you need to claim your policy, ...

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July 13, 2021

What Is Medical Debt and How Do You Get Out of It?

By Corazon Gritar

Medical debt can be a confusing situation, and without understanding it, you may find it hard to get out. Thankfully, the situation doesn't have to be bleak, and with a couple of tips, you can start to understand how you can get out of medical ...

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July 9, 2021

Are You Prepared for Long-Term Care?

By Sabado Domingo

Statistics show that more than 75% of individuals age 65 and older will need some sort of long-term care as they age. Furthermore, there are a lot of misconceptions and a general lack of understanding and education about long-term care. Consider ...

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May 26, 2021

A Guide on the Implications of Slip-and-Fall Accidents

By Sabado Domingo

Slip and fall accidents happen often, and they can happen to anyone. We often associate these types of cases with the elderly, but the truth is that anyone can fall victim to it. Take a second to think about how often you're distracted when you're ...

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April 21, 2021

Money Issues Ruining Your Relationship? Here Are 5 Ways To Fix Them

By Aaron Leak

The COVID-19 pandemic has played havoc with family finances through lost jobs, squeezed budgets, increased debt, and missed payments. Money and the decisions spouses make with it are one of the main sources of stress among couples, and sometimes ...

Continue reading Money Issues Ruining Your Relationship? Here Are 5 Ways To Fix Them

April 16, 2021

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