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The offbeat personal finance blog for responsible people.

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An Introductory Guide to Wills, Trusts and Estate Planning

By Anum Yoon

What happens when people die -- or are dying -- is a subject of intense debate. For you it might be a matter of faith or science. What's less debatable: If you prepare properly, the people you leave behind will have an easier transition. Several ...

Continue reading An Introductory Guide to Wills, Trusts and Estate Planning

6 Comments June 17, 2025

How to Stay Calm When the Economy Feels Like It’s in Free Fall

By Sabado Domingo

It’s hard to stay level-headed when headlines are screaming about crashing markets, rising interest rates, and global uncertainty. One minute, everything seems fine. The next, you're refreshing your bank app and wondering if you should pull your ...

Continue reading How to Stay Calm When the Economy Feels Like It’s in Free Fall

6 Comments June 11, 2025

What Everyday Wellness Really Costs in 2025

By Sabado Domingo

Wellness isn’t just a trend - it’s become an everyday necessity for people from all walks of life. Whether you’re booking a fitness class, buying organic groceries, or downloading the latest meditation app, the pursuit of feeling good now comes with ...

Continue reading What Everyday Wellness Really Costs in 2025

May 19, 2025

Is FOMO Breaking Your Budget? Here’s How to Stop It

By Anum Yoon

Is FOMO breaking your budget? FOMO -- the fear of missing out -- is a powerful feeling. It's defined as an anxiety that something exciting is happening somewhere that you're not. It may sound like a benign and harmless feeling, but FOMO controls us ...

Continue reading Is FOMO Breaking Your Budget? Here’s How to Stop It

April 8, 2025

Relax and Unwind! Here Are 10 Ways to Have Fun on a Budget

By Anum Yoon

Ever reach the end of the work week, and you literally just can't handle any more? The days spent at the office can leave us feeling tense and wound so tight that you can almost feel your bones grinding together. But how do you unwind without ...

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February 25, 2025

Get to Know Typical Personal Injury Case Expenses

By Corazon Gritar

When you’ve suffered an injury due to someone else’s negligence, the legal process that follows can seem daunting - especially once personal injury case expenses come into play. The out-of-pocket costs of a personal injury case can vary widely, ...

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February 11, 2025

How to Survive the Apocalypse (Or at Least Have Fun Trying)

By Forest Parks

You're sitting there just finishing off your last can of baked beans. They're cold, of course, because your fuel ran out a year ago. It's been three years in that hole, with no instructions over the radio from the army, and nobody banging on the ...

Continue reading How to Survive the Apocalypse (Or at Least Have Fun Trying)

February 5, 2025

How to Break a Shopping Addiction

By Tex Freitag

how to break a shopping addiction

Do you find it hard to say no when you're out shopping? Does the urge to buy something, even when you don’t really need it, feel almost uncontrollable? If so, you might be dealing with a shopping addiction. It’s a real issue that many people face, ...

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January 3, 2025

Worried About the Family Vision Care Budget? Tips for Parents

By Sabado Domingo

Maintaining healthy eyes is a crucial aspect of overall healthcare, yet family vision care is often overlooked by many Americans. According to industry reports analyzing data from the CDC, 38% of people in the US don't have an eye doctor, and 63% ...

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December 19, 2024

6 Ways to Stop Stressing Out About Money

By Anum Yoon

Right now, at this moment, how much money do you have? Before you answer: does the mere question begin to stress you out? If so, you probably wish you could stop stressing out about money. Rest assured, you're not alone. According to the number ...

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December 17, 2024

Building Your Finances for Meeting Unplanned Healthcare Costs

By Sabado Domingo

Healthcare in the US is one of the leading causes of financial stress for citizens. According to the Commonwealth Fund, personal as well as in GDP, money spent on healthcare is higher in the US than in other high-income countries. For this reason, ...

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November 29, 2024

Budgeting Medical Costs: These 6 Tips Will Get You Started

By Corazon Gritar

When it comes to healthcare, budgeting medical costs can be tricky. After all, it can be difficult to find the money to pay for all of the expenses that pile up throughout the year. Whether it's planned costs, like insurance and prescriptions, or ...

Continue reading Budgeting Medical Costs: These 6 Tips Will Get You Started

November 5, 2024

5 Ways to Reduce Medical Debt

By Corazon Gritar

Medical bills within the United States have climbed to shocking heights. As a result, people are constantly looking for ways to reduce medical debt. Where in the past medical bills were more affordable, now they can be difficult for people to afford. ...

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October 22, 2024

The 5 Major Financial Personalities: Which One Do You Have?

By Anum Yoon

Although researchers disagree on just how much of our personalities are dictated by our genetics and how much comes from the way we were raised, one thing is clear: Your personality has a huge effect on how you relate to money. In terms of financial ...

Continue reading The 5 Major Financial Personalities: Which One Do You Have?

October 15, 2024

How to Budget for Dental Braces as an Adult

By Corazon Gritar

Let's face it: dental work of any kind isn't cheap. Are you working within a tight budget for dental braces? Or do you just want to have a better grasp of the overall cost of braces or Invisalign treatments? Then we've got you covered! In fact, we've ...

Continue reading How to Budget for Dental Braces as an Adult

October 1, 2024

Overwhelmed? Here’s How to Downsize Your Life in 9 Easy Steps

By Mikey Rox

When you're feeling stressed out, overwhelmed, and can't seem to strike the right balance, it might be time to downsize your life. But that doesn't just mean getting rid of tangible things. Sometimes you need to eliminate other variables that are ...

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July 30, 2024

Consumer Rights: What to Do When You Get a Defective Product

By Sabado Domingo

It happens to everyone: You open a box, only to find out that your shiny new object is defective. Or, you use it the first time and get hurt through no fault of your own. Thankfully, there are consumer rights for defective products. Here's what you ...

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July 3, 2024

How to Budget & Implement Best Practices for Your Physical Health

By Corazon Gritar

In today’s fast-paced world, managing both physical health and finances can be challenging. This article aims to provide practical advice on how to budget effectively while also implementing the healthy best practices for maintaining and improving ...

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July 1, 2024

How Staying Healthy Saves You Money

By Corazon Gritar

The world almost came to a standstill after the Covid pandemic emerged. However, there is a wide variety of health conditions affecting people today. If you're healthy, you must have significant peace of mind. Besides providing you with peace, did ...

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June 18, 2024

How to Buy Cheap Eyeglasses Without Compromising Quality

By Enero Febrero

For most people, there is little doubt that the economy is swiftly changing and it's negatively affecting almost everyone. As a result, most people today are forced to operate on very tight budgets. But, there are some items that always need to be ...

Continue reading How to Buy Cheap Eyeglasses Without Compromising Quality

May 29, 2024

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