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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

9 Tips For Managing Your Money During the Holidays

By Mikey Rox

It's easy to go overboard during the holidays; parties, travel, decorations, and gifts can all put a sizable dent in your budget if you're not careful. When it comes to managing your money - especially during the holidays - the good news is you can ...

Continue reading 9 Tips For Managing Your Money During the Holidays

October 29, 2024

How to Save on Home Expenses During the Winter

By Corazon Gritar

As winter approaches, many homeowners brace for the increase in home expenses, particularly energy bills. Heating a home can put a strain on your budget, but with the right strategies, you can stay warm without breaking the bank. Here are some ...

Continue reading How to Save on Home Expenses During the Winter

October 7, 2024

How to Budget for Dental Braces as an Adult

By Corazon Gritar

Let's face it: dental work of any kind isn't cheap. Are you working within a tight budget for dental braces? Or do you just want to have a better grasp of the overall cost of braces or Invisalign treatments? Then we've got you covered! In fact, we've ...

Continue reading How to Budget for Dental Braces as an Adult

October 1, 2024

Your Christmas Fund: 12 Ways to Save $2000 Before the Holidays

By Mikey Rox

September is here and the holidays are less than three months away, so if you don't yet have enough cash stashed in your Christmas fund to cover all the upcoming expenses -- like hosting family dinners, gifts, and all that extra gas you'll use ...

Continue reading Your Christmas Fund: 12 Ways to Save $2000 Before the Holidays

September 17, 2024

How to Take Your Dream Vacation on a Tight Budget

By Mikey Rox

So you want to get away after being cooped up for a couple months? Then stop planning staycations and start thinking bigger! The good news is your dream vacation can be taken on a tight budget. Here are seven tips on how to take the vacation of a ...

Continue reading How to Take Your Dream Vacation on a Tight Budget

August 20, 2024

My 16th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

By Len Penzo

If you're like most people, it's been hard not to notice the increase in your monthly grocery bill over the past three years. After a huge run-up in prices for everything from gasoline to food - and despite the latest consumer price index showing ...

Continue reading My 16th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

August 5, 2024

Grocery Auctions: A Fun Way to Lower Your Food Bill!

By Len Penzo

In these times of economic uncertainty, many people are looking to cut costs wherever possible. So as pressure on pocket books continues to mount, highly resourceful household CEOs have begun visiting local auction houses for great deals on ... ...

Continue reading Grocery Auctions: A Fun Way to Lower Your Food Bill!

July 22, 2024

9 Tips for Getting the Most From a Tight Grocery Budget

By Mikey Rox

If there's one resolution you should always stay on top of, spending less on groceries and reducing food waste should be it. To help you get started, and to keep you on track throughout the year, consider these tips for maximizing a tight grocery ...

Continue reading 9 Tips for Getting the Most From a Tight Grocery Budget

July 9, 2024

5 Cheap Water Activities for Families in Summertime

By Corazon Gritar

Summer is the perfect time for families to dive into refreshing cheap water activities that not only cool off but also create lasting memories without breaking the bank. From natural swimming holes to innovative backyard fun, there are plenty of ...

Continue reading 5 Cheap Water Activities for Families in Summertime

June 27, 2024

5 Financial Lessons from the Past That Everyone Should Learn

By Nancy Trad

Those who ignore history are doomed to repeat it. There are so many sayings in this vein, but they all revolve around the fact that you must learn from your past errors. So let's look at some key financial lessons from the past we should all bear in ...

Continue reading 5 Financial Lessons from the Past That Everyone Should Learn

June 25, 2024

How to Experience New York City (NYC) on a Budget

By Sabado Domingo

New York is an amazing city that attracts millions of curious tourists all year long, including New Year's Eve when thousands of revelers crowd Times Square to watch the ball drop at the stroke of midnight. Of course, New York City (NYC) is also well ...

Continue reading How to Experience New York City (NYC) on a Budget

June 19, 2024

20 Ways to Save $5 a Day

By Mikey Rox

Need $100 this month? Who doesn't! The trick is in finding an easy way to save that cash in small increments. The good news is you can add an extra benjamin or two to your bank account by taking advantage of these simple ways to save $5 a ...

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June 4, 2024

How to Buy Cheap Eyeglasses Without Compromising Quality

By Enero Febrero

For most people, there is little doubt that the economy is swiftly changing and it's negatively affecting almost everyone. As a result, most people today are forced to operate on very tight budgets. But, there are some items that always need to be ...

Continue reading How to Buy Cheap Eyeglasses Without Compromising Quality

May 29, 2024

5 Clever Ways to Save on Pet Care

By Anum Yoon

If you're like most pet owners, you consider your animal companions part of the family. But pet-care costs can strain a household budget -- so it's important to evaluate how we care for the animals we love without dropping our hard-earned money into ...

Continue reading 5 Clever Ways to Save on Pet Care

May 28, 2024

How to Fix a Broken iPhone: 4 Hacks That Apple Won’t Tell You

By Sabado Domingo

Are you wondering how to fix a broken iPhone by yourself? Is it even possible? To be sure, however big the damage on your iPhone, it's definitely frustrating to see your prized possession a little worse for wear. Usually, people worry about the ...

Continue reading How to Fix a Broken iPhone: 4 Hacks That Apple Won’t Tell You

May 22, 2024

Cost-Efficient Shopping Tips for Dining Room Furniture

By Ellie Morris

Decorating and furnishing your dining room is essential to completing your home. A well-designed and optimally furnished dining room ensures a warm and homely ambiance where friends and loved ones can dine and spend quality time with each other. ...

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May 6, 2024

How to Lower Your Cable Bill: 9 Great Ideas

By Mikey Rox

Having trouble "cutting the cord"? If so, you can ease the cost of cable TV while still enjoying your favorite shows. With that in mind, here's how to lower your cable bill: Optimize Your Internet Speed If you enjoy cable the old-school way -- by ...

Continue reading How to Lower Your Cable Bill: 9 Great Ideas

April 30, 2024

3 Money-Saving Home Improvements

By Corazon Gritar

There's plenty of content out there about how you can save money on your home improvement projects. After all, almost 85% of the nation's homes were built before 1980 and are in need of some kind of improvement. But if you want to make your home ...

Continue reading 3 Money-Saving Home Improvements

April 23, 2024

5 Ways to See Disney on a Budget

By Anum Yoon

For most people who don't live in California or Florida, a trip to Disney is a rare treat. Even if you only do it once a year, or once every few years, a full Disney vacation can be expensive; sometimes prohibitively so. Thankfully, it is possible to ...

Continue reading 5 Ways to See Disney on a Budget

April 16, 2024

How to Find Discount Plumbers Who Won’t Rip You Off

By Len Penzo

I'm not a plumber. In fact, I'm not very handy around the house at all. If I can't fix something with a hammer or screwdriver I prefer to pay somebody else to do the work. That's why I decided to consider a professional plumber to reroute and ...

Continue reading How to Find Discount Plumbers Who Won’t Rip You Off

April 15, 2024

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