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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

7 Ways to Save on a Wedding Without Busting Your Bank Account

By Sabado Domingo

How much have you budgeted for your upcoming nuptials? Hopefully, you've set aside about $30,119 because that's the average cost of a wedding in the US. Yep! The total cost to get hitched has grown steadily over the years -- and that's without even ...

Continue reading 7 Ways to Save on a Wedding Without Busting Your Bank Account

April 3, 2024

10 Tips for Making Your First Budget

By Anum Yoon

Landing your first real job and bringing in a steady paycheck each month is an exciting time. However, if you're like most people, that's shortly followed by a myriad of expenses. It's difficult to keep track of all your bills and expenses -- and if ...

Continue reading 10 Tips for Making Your First Budget

March 26, 2024

4 Coupon Survey Results that May Change Your Thoughts About Them

By Enero Febrero

Despite the widespread use of coupons today, they came from very humble beginnings. In 1887, Coca-Cola offered a free glass of coke as part of a paper-based promotion; that paper scrip was the first known coupon! That led to the creation of the ...

Continue reading 4 Coupon Survey Results that May Change Your Thoughts About Them

March 20, 2024

5 Ways to Eat Healthy on a Budget

By Corazon Gritar

The desire to lose weight and get in shape can be a constant struggle. Over the last four decades, the adult obesity rate has more than doubled. Turn on the television and you are likely to find any number of advertisements about the newest diet. No ...

Continue reading 5 Ways to Eat Healthy on a Budget

February 27, 2024

Looking for Sushi Deals? Here Are 12 Ways to Save Money on Your Order

By Anum Yoon

Does your stomach growl at you when you drive by your favorite sushi place? Chances are your wallet growls right back once you splurge on that indulgence. The good news is you can find great sushi deals by following a few simple tips. So ... How ...

Continue reading Looking for Sushi Deals? Here Are 12 Ways to Save Money on Your Order

February 13, 2024

Why Grandma Was Smarter Than You About Money

By Len Penzo

Yes; Grandma was smarter than you about money. Is that a crazy thought? Well ... Grandma may not pay bills with a smartphone or trade stocks on her computer -- but the fact is she can teach a few lessons about saving money that you can take to the ...

Continue reading Why Grandma Was Smarter Than You About Money

January 25, 2024

6 Good Financial Habits That Will Improve Your Bottom Line

By Anum Yoon

Did you make a New Year's resolution to improve your bottom line? Fortunately, it only takes a few good financial habits to meet that noble goal. Even better, most good financial habits are so easy to implement that it's just a matter of getting ...

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January 2, 2024

How to Lower Your Heating Bill This Winter

By Corazon Gritar

Whether your home is heated by electricity or natural gas, a high heating bill can sometimes be a huge shock. Thankfully, there are plenty of low cost or free changes you can make in your home or apartment. Here's how you can save money on heating, ...

Continue reading How to Lower Your Heating Bill This Winter

December 12, 2023

More Clever Low-Cost Homemade Gifts Everyone Will Enjoy

By Anum Yoon

If you missed Part 1 of this series on homemade gifts, click here. One of the best gifts you can give or receive is something that was handmade with love. The special touches, time and effort that go into DIY projects let everyone know they're ...

Continue reading More Clever Low-Cost Homemade Gifts Everyone Will Enjoy

December 5, 2023

How to Trim Your Christmas Shopping List

By Anum Yoon

Santa gives Christmas gifts with a "Ho, ho, ho." However, people who don't have a legion of elves to help them often feel like "Ho, ho, NO!" If the expectations of gift-giving have become too much for your budget, consider reducing your Christmas ...

Continue reading How to Trim Your Christmas Shopping List

November 28, 2023

The Handy Dandy Guide of Practical Christmas Gifts Under $25

By Mikey Rox

There are plenty of presents you can give for the sake of giving gifts, but you'll get more mileage out of a practical approach. For all those hard-to-buy-for friends, relatives, and co-workers, consider this list of Christmas gifts under $25 that ...

Continue reading The Handy Dandy Guide of Practical Christmas Gifts Under $25

November 21, 2023

How Your Home Humidifier Can Save Money This Winter

By Corazon Gritar

Did you know that a home humidifier can save you money? Better yet, it can result in significantly lower costs for multiple living expenses. So how does a humidifier save money for its owner? Well ... let's read on to find out! During wintertime, ...

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November 14, 2023

Stain Removal Hacks for 22 Household Accidents

By Mikey Rox

Accidents happen, and they can totally put a damper on your otherwise positive demeanor if you don't know how to properly eliminate the stains they cause around the house. To prevent your own spontaneous combustion, consider these 22 stain removal ...

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October 17, 2023

The Best Way to Make Ends Meet on a Limited Income

By Len Penzo

For those struggling to make ends meet, where one lives becomes more important as household income decreases. For example, when taking into account food, utilities, healthcare, housing, and general goods and services, New York City is more than twice ...

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October 5, 2023

How 6 Tiny Money Leaks Cost Me $2802 Annually

By Len Penzo

I hate it when I see people waste food. I'm not sure why, but I've always been that way. Another pet peeve of mine is carelessly wasting money on things that can be easily prevented. And while I am very diligent about not wasting food, I still have a ...

Continue reading How 6 Tiny Money Leaks Cost Me $2802 Annually

October 2, 2023

Five Frugal Ideas for Fall Season Family Fun

By Anum Yoon

Just because summer is over doesn't mean you have to stop having family fun. With the kids back at school, bills due and a chill in the air, it feels hard to find affordable activities the whole family will enjoy. But if you're looking for a few ...

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September 19, 2023

Budget Workouts: 10 Ways to Get Fit for Little or No Money

By David Hamilton

Are you still making excuses that you can't go to the gym because it's too expensive? Or can't afford a new bike to exercise? Be afraid, be very afraid, because you're about to encounter some simple, cost-effective, budget workout ideas for you to ...

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September 11, 2023

5 Ways You Can Save Money on Groceries This Week

By Anum Yoon

For many people, the grocery bill is one of their largest monthly expenses. Fortunately, you can easily save money on groceries this week -- and every week after that -- with a little pre-planning and a lot of creative frugality. Nix the ...

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September 5, 2023

Travel Mistakes: 12 Ways Travelers Inadvertently Increase Vacation Costs

By Mikey Rox

Cutting costs on travel can be a boon for our wallets. But there's a dark side to some of those "discounts." With that in mind, here are 12 travel mistakes that, if you're not careful, can end up costing you more than you bargained for: Flying ...

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August 1, 2023

The Best and Worst Dollar Store Deals

By Len Penzo

You may be surprised to learn that, when compared to other markets, not everything sold at a dollar store is a bargain. So, what are the best and worst dollar store deals? Well, to find out, I recently took a little shopping trip and compared the ...

Continue reading The Best and Worst Dollar Store Deals

July 10, 2023

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