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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

How to Buy Cheap Eyeglasses Without Compromising Quality

By Enero Febrero

For most people, there is little doubt that the economy is swiftly changing and it's negatively affecting almost everyone. As a result, most people today are forced to operate on very tight budgets. But, there are some items that always need to be ...

Continue reading How to Buy Cheap Eyeglasses Without Compromising Quality

May 29, 2024

5 Clever Ways to Save on Pet Care

By Anum Yoon

If you're like most pet owners, you consider your animal companions part of the family. But pet-care costs can strain a household budget -- so it's important to evaluate how we care for the animals we love without dropping our hard-earned money into ...

Continue reading 5 Clever Ways to Save on Pet Care

May 28, 2024

How to Fix a Broken iPhone: 4 Hacks That Apple Won’t Tell You

By Sabado Domingo

Are you wondering how to fix a broken iPhone by yourself? Is it even possible? To be sure, however big the damage on your iPhone, it's definitely frustrating to see your prized possession a little worse for wear. Usually, people worry about the ...

Continue reading How to Fix a Broken iPhone: 4 Hacks That Apple Won’t Tell You

May 22, 2024

Cost-Efficient Shopping Tips for Dining Room Furniture

By Ellie Morris

Decorating and furnishing your dining room is essential to completing your home. A well-designed and optimally furnished dining room ensures a warm and homely ambiance where friends and loved ones can dine and spend quality time with each other. ...

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May 6, 2024

How to Lower Your Cable Bill: 9 Great Ideas

By Mikey Rox

Having trouble "cutting the cord"? If so, you can ease the cost of cable TV while still enjoying your favorite shows. With that in mind, here's how to lower your cable bill: Optimize Your Internet Speed If you enjoy cable the old-school way -- by ...

Continue reading How to Lower Your Cable Bill: 9 Great Ideas

April 30, 2024

3 Money-Saving Home Improvements

By Corazon Gritar

There's plenty of content out there about how you can save money on your home improvement projects. After all, almost 85% of the nation's homes were built before 1980 and are in need of some kind of improvement. But if you want to make your home ...

Continue reading 3 Money-Saving Home Improvements

April 23, 2024

5 Ways to See Disney on a Budget

By Anum Yoon

For most people who don't live in California or Florida, a trip to Disney is a rare treat. Even if you only do it once a year, or once every few years, a full Disney vacation can be expensive; sometimes prohibitively so. Thankfully, it is possible to ...

Continue reading 5 Ways to See Disney on a Budget

April 16, 2024

How to Find Discount Plumbers Who Won’t Rip You Off

By Len Penzo

I'm not a plumber. In fact, I'm not very handy around the house at all. If I can't fix something with a hammer or screwdriver I prefer to pay somebody else to do the work. That's why I decided to consider a professional plumber to reroute and ...

Continue reading How to Find Discount Plumbers Who Won’t Rip You Off

April 15, 2024

7 Ways to Save on a Wedding Without Busting Your Bank Account

By Sabado Domingo

How much have you budgeted for your upcoming nuptials? Hopefully, you've set aside about $30,119 because that's the average cost of a wedding in the US. Yep! The total cost to get hitched has grown steadily over the years -- and that's without even ...

Continue reading 7 Ways to Save on a Wedding Without Busting Your Bank Account

April 3, 2024

10 Tips for Making Your First Budget

By Anum Yoon

Landing your first real job and bringing in a steady paycheck each month is an exciting time. However, if you're like most people, that's shortly followed by a myriad of expenses. It's difficult to keep track of all your bills and expenses -- and if ...

Continue reading 10 Tips for Making Your First Budget

March 26, 2024

4 Coupon Survey Results that May Change Your Thoughts About Them

By Enero Febrero

Despite the widespread use of coupons today, they came from very humble beginnings. In 1887, Coca-Cola offered a free glass of coke as part of a paper-based promotion; that paper scrip was the first known coupon! That led to the creation of the ...

Continue reading 4 Coupon Survey Results that May Change Your Thoughts About Them

March 20, 2024

5 Ways to Eat Healthy on a Budget

By Corazon Gritar

The desire to lose weight and get in shape can be a constant struggle. Over the last four decades, the adult obesity rate has more than doubled. Turn on the television and you are likely to find any number of advertisements about the newest diet. No ...

Continue reading 5 Ways to Eat Healthy on a Budget

February 27, 2024

Looking for Sushi Deals? Here Are 12 Ways to Save Money on Your Order

By Anum Yoon

Does your stomach growl at you when you drive by your favorite sushi place? Chances are your wallet growls right back once you splurge on that indulgence. The good news is you can find great sushi deals by following a few simple tips. So ... How ...

Continue reading Looking for Sushi Deals? Here Are 12 Ways to Save Money on Your Order

February 13, 2024

Why Grandma Was Smarter Than You About Money

By Len Penzo

Yes; Grandma was smarter than you about money. Is that a crazy thought? Well ... Grandma may not pay bills with a smartphone or trade stocks on her computer -- but the fact is she can teach a few lessons about saving money that you can take to the ...

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January 25, 2024

6 Good Financial Habits That Will Improve Your Bottom Line

By Anum Yoon

Did you make a New Year's resolution to improve your bottom line? Fortunately, it only takes a few good financial habits to meet that noble goal. Even better, most good financial habits are so easy to implement that it's just a matter of getting ...

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January 2, 2024

How to Lower Your Heating Bill This Winter

By Corazon Gritar

Whether your home is heated by electricity or natural gas, a high heating bill can sometimes be a huge shock. Thankfully, there are plenty of low cost or free changes you can make in your home or apartment. Here's how you can save money on heating, ...

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December 12, 2023

More Clever Low-Cost Homemade Gifts Everyone Will Enjoy

By Anum Yoon

If you missed Part 1 of this series on homemade gifts, click here. One of the best gifts you can give or receive is something that was handmade with love. The special touches, time and effort that go into DIY projects let everyone know they're ...

Continue reading More Clever Low-Cost Homemade Gifts Everyone Will Enjoy

December 5, 2023

How to Trim Your Christmas Shopping List

By Anum Yoon

Santa gives Christmas gifts with a "Ho, ho, ho." However, people who don't have a legion of elves to help them often feel like "Ho, ho, NO!" If the expectations of gift-giving have become too much for your budget, consider reducing your Christmas ...

Continue reading How to Trim Your Christmas Shopping List

November 28, 2023

The Handy Dandy Guide of Practical Christmas Gifts Under $25

By Mikey Rox

There are plenty of presents you can give for the sake of giving gifts, but you'll get more mileage out of a practical approach. For all those hard-to-buy-for friends, relatives, and co-workers, consider this list of Christmas gifts under $25 that ...

Continue reading The Handy Dandy Guide of Practical Christmas Gifts Under $25

November 21, 2023

How Your Home Humidifier Can Save Money This Winter

By Corazon Gritar

Did you know that a home humidifier can save you money? Better yet, it can result in significantly lower costs for multiple living expenses. So how does a humidifier save money for its owner? Well ... let's read on to find out! During wintertime, ...

Continue reading How Your Home Humidifier Can Save Money This Winter

November 14, 2023

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