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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Budget Workouts: 10 Ways to Get Fit for Little or No Money

By David Hamilton

Are you still making excuses that you can't go to the gym because it's too expensive? Or can't afford a new bike to exercise? Be afraid, be very afraid, because you're about to encounter some simple, cost-effective, budget workout ideas for you to ...

Continue reading Budget Workouts: 10 Ways to Get Fit for Little or No Money

September 11, 2023

5 Ways You Can Save Money on Groceries This Week

By Anum Yoon

For many people, the grocery bill is one of their largest monthly expenses. Fortunately, you can easily save money on groceries this week -- and every week after that -- with a little pre-planning and a lot of creative frugality. Nix the ...

Continue reading 5 Ways You Can Save Money on Groceries This Week

September 5, 2023

Travel Mistakes: 12 Ways Travelers Inadvertently Increase Vacation Costs

By Mikey Rox

Cutting costs on travel can be a boon for our wallets. But there's a dark side to some of those "discounts." With that in mind, here are 12 travel mistakes that, if you're not careful, can end up costing you more than you bargained for: Flying ...

Continue reading Travel Mistakes: 12 Ways Travelers Inadvertently Increase Vacation Costs

August 1, 2023

The Best and Worst Dollar Store Deals

By Len Penzo

You may be surprised to learn that, when compared to other markets, not everything sold at a dollar store is a bargain. So, what are the best and worst dollar store deals? Well, to find out, I recently took a little shopping trip and compared the ...

Continue reading The Best and Worst Dollar Store Deals

July 10, 2023

How To Save Money on Moving Expenses

By Corazon Gritar

House prices and rental costs remain incredibly expensive. But whether you're buying a new home or renting, moving costs can be incredibly daunting too. So how can you save money on moving expenses? Here are several ways to cut down on moving costs ...

Continue reading How To Save Money on Moving Expenses

June 20, 2023

Embarrassed About Being Frugal? Here Are 6 Reasons Why You Shouldn’t

By Mikey Rox

Your friends might label you the cheapskate of the group and your money-conscious mindset might be a running joke, but there's no reason to be embarrassed about being frugal. A lot of people cry broke and whine about never having enough cash to get ...

Continue reading Embarrassed About Being Frugal? Here Are 6 Reasons Why You Shouldn’t

June 13, 2023

6 Ways to Clean Out Your House for Cash This Spring

By Mikey Rox

Spring cleaning time is almost here. With that in mind, before you start tossing out perfectly good, re-sellable items, why not take inventory of all the goodies you've got and determine the best method of sale? After all, you may as well recoup some ...

Continue reading 6 Ways to Clean Out Your House for Cash This Spring

May 23, 2023

Why Coffee Drinkers Waste More Than Just Money at Starbucks

By Len Penzo

It's a common refrain: buying coffee at Starbucks is a waste of money. Now, I don't mean to make you uncomfortable, but I think it's high-time we had a deeper, more serious, conversation about the wildly popular coffee house chain. I want to start ...

Continue reading Why Coffee Drinkers Waste More Than Just Money at Starbucks

May 1, 2023

How Couples Save Money by Gaming the System

By Mikey Rox

There are plenty of perks to being a couple -- splitting household expenses, sharing a cell phone plan, qualifying for BOGO dinner promotions at your favorite chain restaurants -- but there are more savings to enjoy if you dig a little deeper. Now ...

Continue reading How Couples Save Money by Gaming the System

April 4, 2023

How to Grow a Vegetable Garden: 45 Tips to Help You Succeed

By Len Penzo

If you're worried like I am about rising food prices this year, learning how to grow a vegetable garden can be a terrific way to lower your produce bill. Now, I know what most of you are thinking: But I don't know the first thing about planting a ...

Continue reading How to Grow a Vegetable Garden: 45 Tips to Help You Succeed

April 3, 2023

Are Energy Efficient CFL Bulbs Worth Paying More For?

By Len Penzo

The other day my home's incandescent 60-watt porch light bulb finally gave up the ghost, so I ran down to my favorite hardware store to pick up a new one. Upon arriving, the choice I had to make was whether to buy a new incandescent bulb, or an ...

Continue reading Are Energy Efficient CFL Bulbs Worth Paying More For?

March 20, 2023

How to Have a Beautiful Wedding AND Exotic Honeymoon for $5000 – or Less!

By Kacy

The average cost to have a wedding is now $29,000. That's some serious dough - especially for couples looking to have a beautiful wedding and honeymoon for $5000 or less! I know getting married is supposed to be a once-in-a-lifetime event, but is ...

Continue reading How to Have a Beautiful Wedding AND Exotic Honeymoon for $5000 – or Less!

March 1, 2023

Why It Doesn’t Always Pay to Do It Yourself

By Len Penzo

With the current economic malaise continuing to strain household budgets, it's no wonder that a growing number of people have decided to stretch their incomes by taking on more do-it-yourself tasks. As a result, thrifty folk from all walks of life ...

Continue reading Why It Doesn’t Always Pay to Do It Yourself

January 5, 2023

Scientists Say This Clever Trick Can Help You Break Your Overspending Habit

By Len Penzo

The other day I was reluctantly helping the Honeybee clean out her our closet -- and having a thoroughly miserable time doing it, I might add -- when I came across a couple of old Discover magazines. I canceled my subscription to Discover years ...

Continue reading Scientists Say This Clever Trick Can Help You Break Your Overspending Habit

December 26, 2022

The Thermostat Isn’t the Only Tool for Saving Money on Your Utility Bills

By Len Penzo

Despite the conventional wisdom, there is at least one study out there that has concluded that opposites really don't attract -- at least when it comes to successful relationships. If that's so, then perhaps my marriage is on borrowed time because ...

Continue reading The Thermostat Isn’t the Only Tool for Saving Money on Your Utility Bills

December 19, 2022

How to Save Money at the Vet and Minimize Pet Medical Costs

By Len Penzo

Awhile back, we took our Rhodesian Ridgeback to the veterinarian for what I like to describe as a pet "lube, oil and filter." To put it another way, we had him placed under a general anesthetic so the vet could clean his teeth and work on repairing a ...

Continue reading How to Save Money at the Vet and Minimize Pet Medical Costs

December 12, 2022

Here’s How to Take Advantage of Everyday Sales for Everyday Items

By Enero Febrero

Every month, you have to buy items for yourself and your household that are not very expensive on their own. But if you added up the cost of all these things together, they'd amount to a big bill. Most people always look for ways to save, either by ...

Continue reading Here’s How to Take Advantage of Everyday Sales for Everyday Items

November 30, 2022

4 Ways to Have a Budget Friendly Wedding

By Corazon Gritar

While any major party or event has its costs, weddings with ridiculous price tags are becoming increasingly common. In fact, the cost of weddings in recent years has forced some couples to put off tying the knot altogether. The average amount spent ...

Continue reading 4 Ways to Have a Budget Friendly Wedding

November 22, 2022

3 Ways to Save Money on Your Next Dental Visit

By Corazon Gritar

Going to the dentist is an important - but sometimes expensive - visit. Dental health is crucial and can have an impact on your overall health, so you shouldn't skip going to the dentist because you can't afford it. But there are some procedures that ...

Continue reading 3 Ways to Save Money on Your Next Dental Visit

November 1, 2022

The Thin Green Line Between Frugal and Cheap

By Len Penzo

Frugal or cheap? There's absolutely nothing wrong with trying to stretch your dollar. But like anything else in life, sometimes that philosophy can be taken to its extreme. When making a purchase, frugal folk always consider additional factors ...

Continue reading The Thin Green Line Between Frugal and Cheap

October 27, 2022

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