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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Are Energy Efficient CFL Bulbs Worth Paying More For?

By Len Penzo

The other day my home's incandescent 60-watt porch light bulb finally gave up the ghost, so I ran down to my favorite hardware store to pick up a new one. Upon arriving, the choice I had to make was whether to buy a new incandescent bulb, or an ...

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March 20, 2023

How to Have a Beautiful Wedding AND Exotic Honeymoon for $5000 – or Less!

By Kacy

The average cost to have a wedding is now $29,000. That's some serious dough - especially for couples looking to have a beautiful wedding and honeymoon for $5000 or less! I know getting married is supposed to be a once-in-a-lifetime event, but is ...

Continue reading How to Have a Beautiful Wedding AND Exotic Honeymoon for $5000 – or Less!

March 1, 2023

Why It Doesn’t Always Pay to Do It Yourself

By Len Penzo

With the current economic malaise continuing to strain household budgets, it's no wonder that a growing number of people have decided to stretch their incomes by taking on more do-it-yourself tasks. As a result, thrifty folk from all walks of life ...

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January 5, 2023

Lower Your Heating Bill with this Home Winterization Checklist

By Anum Yoon

Saving on your heating bills during the winter is easier than many think. While some may claim substantial savings can only occur after an entire heating system revamping or a lofty project, you can lower your home heating bill by doing just a few ...

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December 27, 2022

Scientists Say This Clever Trick Can Help You Break Your Overspending Habit

By Len Penzo

The other day I was reluctantly helping the Honeybee clean out her our closet -- and having a thoroughly miserable time doing it, I might add -- when I came across a couple of old Discover magazines. I canceled my subscription to Discover years ...

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December 26, 2022

The Thermostat Isn’t the Only Tool for Saving Money on Your Utility Bills

By Len Penzo

Despite the conventional wisdom, there is at least one study out there that has concluded that opposites really don't attract -- at least when it comes to successful relationships. If that's so, then perhaps my marriage is on borrowed time because ...

Continue reading The Thermostat Isn’t the Only Tool for Saving Money on Your Utility Bills

December 19, 2022

5 Ways to Get Rid of Your Unwanted Christmas Gifts

By Anum Yoon

Christmas is the season of giving. In some cases, that can include giving away. That's because no matter how many gifts you receive, there may be a few items in your haul that you neither need nor want. But are there inoffensive ways to get rid of ...

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December 13, 2022

How to Save Money at the Vet and Minimize Pet Medical Costs

By Len Penzo

Awhile back, we took our Rhodesian Ridgeback to the veterinarian for what I like to describe as a pet "lube, oil and filter." To put it another way, we had him placed under a general anesthetic so the vet could clean his teeth and work on repairing a ...

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December 12, 2022

Here’s How to Take Advantage of Everyday Sales for Everyday Items

By Enero Febrero

Every month, you have to buy items for yourself and your household that are not very expensive on their own. But if you added up the cost of all these things together, they'd amount to a big bill. Most people always look for ways to save, either by ...

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November 30, 2022

8 Clever Low-Cost Homemade Gifts Everyone Will Enjoy

By Anum Yoon

Are you struggling (again) to come up with some unique Christmas gift ideas? This year, instead of waiting in long lines at the shopping malls or surfing hundreds of websites, why not try something different? Give a low cost homemade Christmas gift ...

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November 29, 2022

4 Ways to Have a Budget Friendly Wedding

By Corazon Gritar

While any major party or event has its costs, weddings with ridiculous price tags are becoming increasingly common. In fact, the cost of weddings in recent years has forced some couples to put off tying the knot altogether. The average amount spent ...

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November 22, 2022

3 Ways to Save Money on Your Next Dental Visit

By Corazon Gritar

Going to the dentist is an important - but sometimes expensive - visit. Dental health is crucial and can have an impact on your overall health, so you shouldn't skip going to the dentist because you can't afford it. But there are some procedures that ...

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November 1, 2022

The Thin Green Line Between Frugal and Cheap

By Len Penzo

Frugal or cheap? There's absolutely nothing wrong with trying to stretch your dollar. But like anything else in life, sometimes that philosophy can be taken to its extreme. When making a purchase, frugal folk always consider additional factors ...

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October 27, 2022

5 Easy Ways to Increase Your Home’s Energy Efficiency This Winter

By Corazon Gritar

The time of year for cozy sweaters, sheepskin slippers, nights by the fireplace, and big mugs of hot cocoa is fast approaching. However, that means the time of year for all of the warm air in your home trying to escape and cold air from the outdoors ...

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October 25, 2022

3 Easy Ways to Reduce Your Water Bill This Winter

By Corazon Gritar

Winter is when many homeowners see their heating bills spike. Fortunately, there are a few simple ways to save money on your water bills - and stop wasting water in the process. The key is figuring out how to reduce your water bill in the most ...

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October 18, 2022

Aftermarket Car Parts: Are They Really Worth the Money You Save?

By Len Penzo

Do men or women make better drivers? It's a question that I suspect has been debated ever since Henry Ford started mass-producing his Model T at the turn of the twentieth century. One thing is certain: I know the question has always been a hot topic ...

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October 17, 2022

Trying to Save Money on Gas? Driving Out of Your Way Rarely Helps

By Len Penzo

As inflation continues to wreak havoc on household budgets, people are looking to save money wherever they can. For example, I know people who will drive five miles out of their way, ten miles round trip, just to save a nickel per gallon. Then there ...

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October 10, 2022

How to Leverage Coupons to Get Great Baby Product Deals

By Enero Febrero

There's a lot to like about babies. For example, who doesn't love cuddling them? Then there are their adorable clothes, the hilarious baby videos, first words, first steps -- the list goes on an on! Unfortunately, it all comes with a ...

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September 14, 2022

What Is the Difference Between Cheap and Frugal?

By Len Penzo

Depending on who you talk to, the economy may or may not be booming -- but it seems like there are always more than a few people who are looking to find additional and more creative ways to save a buck or two. The trouble starts when they cross the ...

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September 12, 2022

10 Items You Can Part With and Profit From

By Enero Febrero

Are you looking for ways to earn a few extra bucks? Then try selling some of the items on the following list to declutter your life and save some money. By cutting out the things you don't need or use, you can profit and save your money for what you ...

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September 7, 2022

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