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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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8 Ways College Students Can Save More and Manage Money Better

By Enero Febrero

It's no secret that most students are big spenders, but not everyone knows that many of them are already walking the straight and narrow. Some students even know how to save money while using different services. For example, if you're thinking: ...

Continue reading 8 Ways College Students Can Save More and Manage Money Better

October 25, 2019

Back to School: How to Get a Student Loan

By Tex Freitag

The average price of tuition for a public university is $9410 for in-state students and $23,890 for out-of-state students. That doesn't include all the other expenses that come along with going to college, such as rent, meals, and the cost of ...

Continue reading Back to School: How to Get a Student Loan

September 25, 2019

Sex Sells: Why College Students Shouldn’t Waste Money on a MacBook

By Byron Gould

I get it; MacBooks are sexy, they're sleek, they're polished, and "research" just looks better on Retina displays. It's been shoved down the throats of students that once they graduate high school they need a MacBook under their arm to help them ...

Continue reading Sex Sells: Why College Students Shouldn’t Waste Money on a MacBook

August 27, 2019

5 Things You Should Know Before Getting a Student Loan

By Sabado Domingo

If you want to practice law, write a brilliant research paper worthy of a Nobel Prize, or engineer a rocket, then you'll need to go to college. You'll also need to write the lion share of your essays -- or at least address an essay help service if ...

Continue reading 5 Things You Should Know Before Getting a Student Loan

April 23, 2019

Dealing with Past Sins: 3 Inventive Ways to Pay Off Your Student Loan Debt

By Sabado Domingo

It's a rare college student nowadays who gets through a four-year degree without accumulating a significant amount of debt. Last year, the average student borrowed more than $38,000 in student loans. If you are worried about student loan debt, ...

Continue reading Dealing with Past Sins: 3 Inventive Ways to Pay Off Your Student Loan Debt

April 19, 2019

5 Tips Guaranteed to Help You Build Wealth After Graduation

By Tex Freitag

If there's one thing that kids these days aim for, it's having a fat bank account. Of course, the road to financial independence starts after you have spent at least four years getting a college degree. No doubt, everything that comes afterward is ...

Continue reading 5 Tips Guaranteed to Help You Build Wealth After Graduation

February 20, 2019

Premier Student Loan Center Is Putting Customer Service Above New Clients

By Sabado Domingo

With post-secondary graduates facing an all-time high of student debt and staggering numbers of student loans entering into default, companies dedicated to providing financial assistance to borrowers were established. In operation for almost half a ...

Continue reading Premier Student Loan Center Is Putting Customer Service Above New Clients

January 4, 2019

10 Ways Students Can Stretch Their Income While Studying

By Enero Febrero

Nothing is as exciting to a high school student as pursuing higher education at the university of their choice. As a young adult, this is a golden opportunity for mastering your own destiny and being away from your parents' constant scrutiny. Of ...

Continue reading 10 Ways Students Can Stretch Their Income While Studying

December 4, 2018

Grandfather Says: Grandmother’s College Graduation

By RD Blakeslee

Grandfather remembers when grandmother went to college. Grandfather graduated in 1957 but Grandmother didn't finish until 1974, age 40. Each of us was raised in a working class, bible-believing family and it didn't occur to us to get ...

Continue reading Grandfather Says: Grandmother’s College Graduation

August 23, 2018

5 Things Every Student Must Know Before Renting Their First Apartment

By Alkire Leanna

The excitement of leaving home and going to college is a feeling that most students experience when they're making that big change in their lives. Many students rejoice over the fact that they'll be away from home where there are no house ...

Continue reading 5 Things Every Student Must Know Before Renting Their First Apartment

August 16, 2018

6 Jobs Recent College Graduates Can Perform Remotely

By Tex Freitag

Facing the job market can be daunting for recent college graduates. Student loan repayment, monthly rent, and other expenses can mount quickly, and the shift from campus life to culture outside university walls might make sudden financial changes ...

Continue reading 6 Jobs Recent College Graduates Can Perform Remotely

July 25, 2018

When an English Degree May Be a Sound Investment

By Tex Freitag

Although an English degree might not end up on Len's list of the 10 worst things ever bought, it might not be far from the truth for many American college graduates. Generally, in the United States a collegiate English degree is considered a ...

Continue reading When an English Degree May Be a Sound Investment

February 21, 2018

6 Personal Finance Tools for College Students

By Sabado Domingo

As kids head off to college, they face a range of new temptations that can drain their financial resources. For many parents, the fear of a child falling into financial trouble is as deep as concern over academic performance. Unlike a semester of ...

Continue reading 6 Personal Finance Tools for College Students

November 7, 2017

5 Common Money Mistakes New Graduates Need to Avoid

By Jim Wang

Let me be the first to tell you that it's OK to make mistakes. Financial experts will tell you that the first few years after graduation are the most important. They're right. Compound interest means that the money you save today in your early ...

Continue reading 5 Common Money Mistakes New Graduates Need to Avoid

June 14, 2017

22 Signs Your College Degree Might Not Be Worth the Money

By Len Penzo

There's more than a grain of truth in the old joke that goes something like this: The engineering graduate asks, "How will it work?" The physics grad wants to know, "Why does it work?" And the liberal arts graduate asks, "Do you want fries ...

Continue reading 22 Signs Your College Degree Might Not Be Worth the Money

May 8, 2017

7 Ways College Students Can Get Cash for Housing, Books and Tuition

By Ethan Butler

College is expensive. It can be tough to keep up with tuition payments, room and board and textbook purchases; time is also at a premium. So, how can you possibly find the extra cash to pay for all of these things? Luckily, there are lots of ...

Continue reading 7 Ways College Students Can Get Cash for Housing, Books and Tuition

April 19, 2017

Here Are Some Really Smart Ideas for Minimizing Student Loan Debt

By Len Penzo

Even though more and more college graduates are discovering that their degrees are not offering the return on investment that they originally anticipated, that's not stopping today's aspiring college grads from signing up for student loans. In ...

Continue reading Here Are Some Really Smart Ideas for Minimizing Student Loan Debt

March 8, 2017

Why Private Schools Are a Financial Rip-Off

By Len Penzo

Most parents end up considering private education because they only want the best for their child. But today I'm going to show you why, from a purely financial perspective, private schools are not worth the price of admission. Well, that is unless ...

Continue reading Why Private Schools Are a Financial Rip-Off

May 2, 2016

A Quick Look at the Hidden Costs of a College Education

By Len Penzo

Let's face it, folks: for most people, college is a really bad investment. That's why I'm constantly harping on the high cost of college and the importance of ensuring -- before you commit to higher education -- that the degree you're chasing will ...

Continue reading A Quick Look at the Hidden Costs of a College Education

March 22, 2016

Poll: The 5 Biggest Money Regrets of 2015 — and How to Conquer Them

By Fred Schebesta

I'm confident that this time last year, scrawled on your list of New Year resolutions, was a sentence relevant to at least one of these four phrases: 'save money' 'stop spending' 'get out of debt' 'stick to a budget' According to a ...

Continue reading Poll: The 5 Biggest Money Regrets of 2015 — and How to Conquer Them

January 6, 2016

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