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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Debit or Credit: Which One Is Better?

By Len Penzo

"What kind of dressing would you like on your salad?" For most people, it's a simple decision -- but not for me. I don't know why, but when my server presents that question I usually tense up and act like I've just been asked the million-dollar ...

Continue reading Debit or Credit: Which One Is Better?

February 20, 2023

How Video Conferencing Reduces Small Business Costs

By Enero Febrero

Saying that running a small business is a difficult task is like saying the ocean is a little wet. Such understatements aside, the fact of the matter is that any organization have to make the most of its limited budget if it wants to remain viable in ...

Continue reading How Video Conferencing Reduces Small Business Costs

January 11, 2023

9 Smart Business Tips for Freelancers

By Mikey Rox

Freelancing is a great gig if you can manage it, but it's not as easy as it looks. For instance, when you're just starting out as a freelancer you may forgo contracts to get a gig. But what happens if the client skips out without paying? How do you ...

Continue reading 9 Smart Business Tips for Freelancers

January 3, 2023

The Optimistic Future of Bitcoin in the Oil Industry

By Tex Freitag

With bitcoin, a vulnerability in the oil and gas industry could be mitigated by oil companies using blockchain technology as a means of transacting business on an international level without the need for central banks and foreign exchange ...

Continue reading The Optimistic Future of Bitcoin in the Oil Industry

November 21, 2022

Why You Need Point of Sale Equipment for Your Retail Business

By Sabado Domingo

If you want to become a leading player in the retail industry, it is imperative to make the most of last-generation point of sale (POS) equipment. Today, there are many appealing options, enabling users to save time and money while serving their ...

Continue reading Why You Need Point of Sale Equipment for Your Retail Business

November 16, 2022

Opening a Tax Prep Office: 5 Steps to Success

By Tex Freitag

It's no secret that filing taxes is a chore for everyone, from individuals to corporations. These are the folks that tell themselves they don't need help with the accounting but end up having trouble with the figures and paperwork. When tax season ...

Continue reading Opening a Tax Prep Office: 5 Steps to Success

November 14, 2022

Advantages of Having Your Influencer Marketing Platform

By Sabado Domingo

Influencer marketing improves SEO Increasing the number of backlinks that point to your website through influencer marketing is an excellent way to boost your SEO. More backlinks mean higher rankings in the organic search results. In addition, it ...

Continue reading Advantages of Having Your Influencer Marketing Platform

November 9, 2022

How the Recent Surge In E-Commerce Is Affecting Businesses & Consumers

By Corazon Gritar

In years past, the Internet was simply a tool. If you wanted to know the answer to a question or to keep up on current events as they were happening, the World Wide Web was there to help. Now, it's more of an appendage; from social media to ...

Continue reading How the Recent Surge In E-Commerce Is Affecting Businesses & Consumers

November 8, 2022

Grandfather Says: Signs of the Time

By RD Blakeslee

While awaiting his turn to be drafted into the Army during the UN's "Korean Police action," Grandfather took advantage of a friend's neon sign business. The friend pumped and sealed leaking neon sign tubing Grandfather took off defunct signs for ...

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October 20, 2022

3 Tips for Growing an Online Business Fast

By Sabado Domingo

The Internet offers dozens of unique opportunities to generate income. Anyone with an Internet connection and basic tech literacy can start an online business. However, only those willing to learn new digital skills experience consistent success. ...

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October 19, 2022

3 Tips for Starting a Successful Small Business

By Sabado Domingo

Thousands of people strive to become successful at opening and operating their own small businesses each year. However, according to the Small Business Administration, over 50% of small businesses fail within their first year. Regardless of the type ...

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October 19, 2022

4 Great Marketing Tips for Startups on a Tight Budget

By Corazon Gritar

In many ways, small businesses and startups are the heart and soul of our society. Ensuring that your new business hits the ground running is a real challenge. Not surprisingly, every entrepreneur who is just starting out is eager to embrace ...

Continue reading 4 Great Marketing Tips for Startups on a Tight Budget

October 4, 2022

How to Increase Your Organizing Skills as a Freelancer

By Sabado Domingo

Today, more than 17 million Americans rely on freelance work for their income. If you're one of them -- or hope to become one of them -- you already know that freelancing offers a level of flexibility and self-determination that you just can't get ...

Continue reading How to Increase Your Organizing Skills as a Freelancer

September 21, 2022

Why Big Fraud Happens To Small Business (And How To Prevent It)

By Corazon Gritar

The world isn't necessarily a fair place: people lie, steal, and cheat every day to get themselves ahead. Fraud is one of biggest ways they can achieve this -- whether internal or external, people pretend to be someone they aren't and gain access to ...

Continue reading Why Big Fraud Happens To Small Business (And How To Prevent It)

September 6, 2022

What All Businesses Need to Remember When Renting Warehouse Storage

By Sabado Domingo

Warehouses are important for many businesses. Unfortunately, the running cost is also high which means that your profit is decreased to a bare minimum level. Of course, developing your own will take many thousands of dollars and renting warehouse ...

Continue reading What All Businesses Need to Remember When Renting Warehouse Storage

August 31, 2022

Do Real Estate Licensing Requirements Vary By State?

By Sabado Domingo

When it comes to real estate licensing requirements, there can be a lot of variation from state to state. For example, in some states, you only need to take a basic course and pass an exam to become a licensed real estate agent. However, in other ...

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August 26, 2022

Six Ways to Create a More Professional Social Media Presence 

By Sabado Domingo

First impressions are everything, especially on social media. And in this day and age, the first point of reference for a new business is their social media page. However, an immaculate social media presence isn't just about attracting new clients; ...

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August 3, 2022

Identifying And Preventing Ad Fraud In Marketing

By Sabado Domingo

Businesses and brands pour millions of dollars into their marketing campaigns yearly. This investment is critical in gaining recognition and expanding a customer base to generate more revenue and profits for the company. As such, modern advancements ...

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July 26, 2022

100 Words On: Why You Should Never Ever Be Afraid of Failure

By Len Penzo

Most of us learn to fear failure and avoid it at all costs. During our quest for financial freedom, however, well encounter plenty of failures. Usually, we learn from them and move on. Sadly, the fear of failure is also used as a convenient excuse ...

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July 7, 2022

How to Implement Strategic Planning Processes

By Sabado Domingo

Whether concerning personal finance, education, or the minutiae of day to day life, there are certain basic principles that, when applied, can be used to better ensure success and mitigate the impact of unforeseen events as we set goals and strive to ...

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June 28, 2022

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