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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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4 Ways to Save Money on Commercial Vehicle Insurance Premiums

By Sabado Domingo

Expense management is a key part of running any business, and commercial vehicle insurance can be an area where costs grow quickly. On average, businesses spend between $150 and $175 on commercial vehicle insurance. So whether you operate a small ...

Continue reading 4 Ways to Save Money on Commercial Vehicle Insurance Premiums

June 19, 2024

4 Important Small Business Tax Tips

By Enero Febrero

Decisions about your business tax return can have a huge impact on your company profit. If you do some planning, you can reduce the amount of taxes you need to pay. Planning also helps you avoid any penalties and interest on your tax return. Use ...

Continue reading 4 Important Small Business Tax Tips

June 11, 2024

Tailoring Your Brand: Customized Print-on-Demand Shirt Printing for Restaurants

By Tex Freitag

A high-quality aesthetic can genuinely set your restaurant apart when it comes to enhancing its image. Eating establishments are now turning to customized merchandise, specifically print-on-demand t-shirt printing, to make an impression on their ...

Continue reading Tailoring Your Brand: Customized Print-on-Demand Shirt Printing for Restaurants

May 17, 2024

The Basics of Business Credit: What You Need to Know

By Sabado Domingo

Business credit is key to a company's financial health and growth potential. It impacts the ability to secure financing, obtain favorable terms from suppliers, and manage cash flow effectively. It's essentially a track record that demonstrates a ...

Continue reading The Basics of Business Credit: What You Need to Know

May 15, 2024

4 of the Best iPhone Apps for Every Business Traveler

By Sabado Domingo

Business travel can be nerve-wracking on its own, without the added stress of trying to keep up with whatever you're missing out on back at the office. If you're worried about falling behind or being stuck out of the loop while you kill time in the ...

Continue reading 4 of the Best iPhone Apps for Every Business Traveler

April 24, 2024

4 Financial Benefits of Owning a Business

By Corazon Gritar

In our modern world, more and more people are jumping into the world of entrepreneurship. You could start your journey by working with an experienced business consultant. In fact, according to Zippia, more than 66,769 people are working in this field ...

Continue reading 4 Financial Benefits of Owning a Business

April 22, 2024

4 Common Mistakes New Small Business Owners Make Financially

By Corazon Gritar

Running a small business is a learning opportunity most of the time which, with proper planning, can result in an amazing life venture. You need to take your time at the planning stage to ensure that there's a low likelihood of something going wrong. ...

Continue reading 4 Common Mistakes New Small Business Owners Make Financially

April 17, 2024

How to Find Discount Plumbers Who Won’t Rip You Off

By Len Penzo

I'm not a plumber. In fact, I'm not very handy around the house at all. If I can't fix something with a hammer or screwdriver I prefer to pay somebody else to do the work. That's why I decided to consider a professional plumber to reroute and ...

Continue reading How to Find Discount Plumbers Who Won’t Rip You Off

April 15, 2024

6 Giant Ads That Can Be Seen from the Sky

By Len Penzo

Remember when daredevil skydiver Felix Baumgartner jumped from a perfectly good balloon more than 128,000 feet above Earth -- and lived to tell about it? To give you an idea of just how high that is, commercial jet airplanes typically fly at an ...

Continue reading 6 Giant Ads That Can Be Seen from the Sky

April 8, 2024

Why Inflation Is Taxation Without Representation

By Len Penzo

Inflation is a tax that doesn't require legislative approval. In other words, inflation is taxation without representation. Let's look at an example. Assume your savings account earns a very modest 3% interest. Whether that interest is taxed at 100% ...

Continue reading Why Inflation Is Taxation Without Representation

April 4, 2024

4 Good Reasons to Own Business Insurance

By Enero Febrero

There are many good reasons to own business insurance. For example, if you want your business to be successful, it's important that you have adequate insurance. Even if you're a small business that's just starting out, you still need it. And while ...

Continue reading 4 Good Reasons to Own Business Insurance

March 27, 2024

Why You Need Life Insurance to Protect What You Have Built

By Enero Febrero

Life insurance can help protect the lifestyle you have built for you and your family. The benefits afforded by life insurance go much farther than replacing income, although a policy can provide a spouse or child with income replacement if something ...

Continue reading Why You Need Life Insurance to Protect What You Have Built

February 28, 2024

Beware: A Credit Card for Excellent Credit That Doesn’t Fit the Bill

By Odysseas Papadimitriou

You might think that credit cards for people with excellent credit are universally the best products available, and that the quality of a credit card naturally rises in accordance with the credit level required to get it. And you might believe that ...

Continue reading Beware: A Credit Card for Excellent Credit That Doesn’t Fit the Bill

February 7, 2024

How To Improve Your Workplace Efficiency

By Corazon Gritar

The new year is fully underway, and with the start of a new fiscal year often comes changes to the workplace. These goals often include how to improve workplace efficiency and productivity, but they aren't always the most successful, depending on ...

Continue reading How To Improve Your Workplace Efficiency

February 6, 2024

QuickBooks or Xero: Which Online Accounting Software Is Better?

By Enero Febrero

Does your small business need accounting software to keep track of its finances, but you don't like dealing with all of the usual technology mumbo-jumbo? Then try focusing on what are arguably the two most important factors: price and number of ...

Continue reading QuickBooks or Xero: Which Online Accounting Software Is Better?

January 24, 2024

Donating to Charity and the Company Charity Drive

By Erin Baker

The holiday giving season is upon us and many people are thinking about donating to charity. If your company sponsors a specific charity, the decision to give as an employee can be a tricky one. Is this an organization you might give to anyway? Is ...

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December 14, 2023

10 Old Wives’ Tales Masquerading As Financial Rules of Thumb

By Len Penzo

It's been said that if the palm of your right hand itches, you'll soon be coming into money. On the other hand (seriously, no pun intended), it's also been said that if your left palm itches you'll soon be paying out money. Don't laugh. There are ...

Continue reading 10 Old Wives’ Tales Masquerading As Financial Rules of Thumb

December 4, 2023

One of the Biggest Money Mistakes a Household CEO Can Make

By Len Penzo

It's been said that failing to plan is planning to fail -- especially with respect to personal finances. And although you may be prepared, one of the biggest money mistakes any household CEO can make is to abandon their financial plan. Especially ...

Continue reading One of the Biggest Money Mistakes a Household CEO Can Make

November 30, 2023

How Joining a Franchise Can Provide Financial Freedom

By Sabado Domingo

Venturing into entrepreneurship often involves navigating a landscape filled with challenges and rewards. For many prospective business owners, the decision to join a franchise is viewed as a tried-and-true route to financial freedom. This article ...

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November 27, 2023

The Benefits of Conference Calls Instead of Business Travel

By Enero Febrero

Conference calls have their advantages - especially when it comes to using conference calls instead of business travel. Of course, they reduce the need for costly business trips which require participants to secure transportation and lodging to ...

Continue reading The Benefits of Conference Calls Instead of Business Travel

November 22, 2023

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