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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Toyota Has Started Accepting Bitcoin for Payment

By Sabado Domingo

As bitcoin becomes more popular, some businesses are beginning to accept cryptocurrency as payment. One such business is Toyota, which recently announced that they would start accepting bitcoin for certain car purchases. Their decision to accept ...

Continue reading Toyota Has Started Accepting Bitcoin for Payment

June 24, 2022

8 Ways to Make Money on Your Morning Commute

By Mikey Rox

If you want to get ahead in life, you have to work for it -- even on the way to your job. That's right; one way to stack additional cash is to find an alternative income source -- and a great way to do that is by earning additional money during your ...

Continue reading 8 Ways to Make Money on Your Morning Commute

June 7, 2022

How to Keep Costs Low When Opening a New Restaurant

By Sabado Domingo

The coronavirus pandemic has shown that a profitable solid business can go bankrupt overnight. Take bars and restaurants, for example; most of them were shut for more than a year all over the world - or they were allowed to open after a temporary ...

Continue reading How to Keep Costs Low When Opening a New Restaurant

May 31, 2022

Money-Saving Strategies for Leasing a Property

By Enero Febrero

Most businesses benefit from leasing property, rather than owning it. But for some it's not entirely obvious why leasing is the better option. The truth is, there are four big reasons why leasing can often be more beneficial than owning: It's cost ...

Continue reading Money-Saving Strategies for Leasing a Property

May 25, 2022

How to Expand Your Trucking Business

By Sabado Domingo

The trucking business is a complex and highly competitive business; it's not enough to just drive from one destination to the next, delivering loads to waiting customers. With that in mind, the more you understand about the business and the more ...

Continue reading How to Expand Your Trucking Business

April 22, 2022

4 Key Points Everyone Should Consider Before Hiring an Attorney

By Sabado Domingo

There are more than one million licensed attorneys within the United States. So having to choose one great reasonably-priced attorney out of such a massive population may seem just as impossible as finding a tiny needle within a tower of haystacks. ...

Continue reading 4 Key Points Everyone Should Consider Before Hiring an Attorney

April 13, 2022

5 Smart Practices That Will Help Your Small Business Thrive

By Sabado Domingo

The thing that makes many small business owners worry the most is failing within the first few months of operation. When that happens, the owners are usually left wondering how they could have made more money and attracted more customers - and why ...

Continue reading 5 Smart Practices That Will Help Your Small Business Thrive

April 12, 2022

7 Questions That Customers Are Rarely Asked Anymore

By Len Penzo

It's hard for me to believe, but I turned 58 years old this year. I know, I don't look a day over 70. When I was a young boy, I thought people in their fifties were ancient. Perhaps they are; but I don't feel ancient. In fact, with only a few minor ...

Continue reading 7 Questions That Customers Are Rarely Asked Anymore

April 11, 2022

Business 101: What Does ‘LLC’ Mean and Why Is It Important?

By Enero Febrero

The inclusion of the letters "LLC" in the name of a company is a public declaration that the company is a type of corporation operating as a legal entity, separated from its owners. Because of this critically important separation, the company's ...

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April 6, 2022

6 Ways Procrastinating Hurts Your Finances

By Mikey Rox

Lots of people live by the procrastinator's creed: Why do today what you can put off until tomorrow? You might even be one of them. But while this practice seems innocuous enough, it's actually costing you an embarrassing amount of money. Here ...

Continue reading 6 Ways Procrastinating Hurts Your Finances

April 5, 2022

The 16 Best Closing Lines for Business Emails

By Enero Febrero

Sure, first impressions are impactful on people. They can be catchy, charming, and luring. But as time goes on, people tend to move away from them to something more real. And this type of real only comes through recurrent experiences - from recurrent ...

Continue reading The 16 Best Closing Lines for Business Emails

March 29, 2022

Determining Fair Market Value: What Is That Business Worth?

By Vincenzo Camporeale

Whether you're planning to buy or sell a business, the starting point is to determine the fair market value (FMV). FMV is always a range, never a specific number. Obstacles to a buyer and seller agreeing on value are numerous; owners generally ...

Continue reading Determining Fair Market Value: What Is That Business Worth?

March 25, 2022

How To Turn Your Side Hustle into A Full-Time Business

By Sabado Domingo

ads for your side hustle

Not everybody is suited to having a 9-to-5 job - many people dream about quitting their day jobs to pursue their passions. In fact, only a few dare to follow their hearts and even then, we tend to pursue our interests as a side hustle while keeping ...

Continue reading How To Turn Your Side Hustle into A Full-Time Business

March 21, 2022

4 Business Tips on Opening a Company in the Digital Age

By Sabado Domingo

Opening a company has always been a challenging task to tackle, but digital technology took everything to an entirely new level. Having a great vision and promising business model just won't cut it anymore. With the fast-paced changes happening ...

Continue reading 4 Business Tips on Opening a Company in the Digital Age

March 17, 2022

Individual & Business Sales Made Easy With Classified Advertisements

By Sabado Domingo

When you're in need to sell something, you can either go to a dealer or some other known entity, or you can place a classified advertisement. There are various modes of posting classified ads nowadays, including the print media and the digital media. ...

Continue reading Individual & Business Sales Made Easy With Classified Advertisements

March 2, 2022

100 Words On: Why You Don’t Need an MBA to Manage Your Finances

By Len Penzo

Never assume that just because a person holds an MBA, he knows how to run a business; the road is littered with MBA-sporting CEOs who ignominiously drove their companies into the ground. Conversely, there are just as many CEOs -- guys like ...

Continue reading 100 Words On: Why You Don’t Need an MBA to Manage Your Finances

February 24, 2022

The Top 5 Technology Considerations for Businesses

By Sabado Domingo

Businesses of all kinds have been incorporating a greater amount of technology into their everyday activities. Not only are businesses today responsible for building and maintaining a strong online presence but they are working with new technologies ...

Continue reading The Top 5 Technology Considerations for Businesses

February 23, 2022

Tip Inflation: We’ve Got Nobody to Blame But Ourselves

By Len Penzo

In the US, tipping is as American as apple pie. As a kid I remember going to restaurants with my folks and figuring out the tip for Dad. And he obliged me almost every time simply because he knew I loved to do that sort of thing. His rule was 10% ...

Continue reading Tip Inflation: We’ve Got Nobody to Blame But Ourselves

February 14, 2022

Here Are 3 Killer Gamification Marketing Strategies in Action

By Corazon Gritar

In the old media world, customers rarely interacted with a company's marketing campaigns. Radio commercials, TV, print media, and billboard advertising may have featured a call to action or phone number, but they rarely demanded active participation. ...

Continue reading Here Are 3 Killer Gamification Marketing Strategies in Action

January 25, 2022

Exploring Ways to Support Dental Patients’ Health and Financial Needs

By Corazon Gritar

Whether you're a dental professional or a patient, you can't argue the fact that proper dental care is a necessity. Unfortunately, dental services aren't always affordable for those with lower incomes. Medical Group Management Association data has ...

Continue reading Exploring Ways to Support Dental Patients’ Health and Financial Needs

January 4, 2022

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