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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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3 Ways to Make Money from Home

By Tex Freitag

Many people are frantically searching for income opportunities. Luckily, there are now more opportunities to make money at home than ever. The Internet has especially provided many options for you to choose from. Here are three ways you can make ...

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November 25, 2020

8 Great Ways to Make Money Online

By Sabado Domingo

There are many ways to make money online. Believe it or not, there are plenty of great alternatives out there. Best of all, most of them can easily be set up and run in your spare time, and with little or no initial financial investment. Here are ...

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November 17, 2020

18 Frightening Facts You Didn’t Know About Halloween

By Len Penzo

I love Halloween. It's one of my favorite holidays -- and based upon its mass appeal, apparently I'm not alone. In fact, even though the wicked economy continues to put a scare into most people, when it comes to celebrating what was originally ...

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October 19, 2020

What Is a Trademark and Why Is It Important?

By Enero Febrero

As the world becomes more digitized, it is important for everyone to protect their identity. This means not only taking the steps to ensure that sensitive personal information is protected, but also information concerning creations. Whether you ...

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October 9, 2020

Yes, Check Writing Still Has Its Benefits; Here’s Why

By Sabado Domingo

In the old days, people wrote checks for everything from groceries to used cars. Everybody walked around with a checkbook in their purse or back pocket because it was the primary means of conducting transactions. Not any more. Today, most people ...

Continue reading Yes, Check Writing Still Has Its Benefits; Here’s Why

October 7, 2020

Why Smart Entrepreneurs Form LLCs

By Sabado Domingo

When you start your company, it is usually classed under sole proprietorship. With a sole proprietorship, you have full control over your business and its assets, as well as enjoying very little paperwork to file with state and national agencies. But ...

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September 25, 2020

3 Ways to Save Your Small Business Time and Money

By Sabado Domingo

Nowadays it's not enough to simply offer a good product or service. Small businesses must also be savvy with their finances, learning when to spend and when to save in order to maximize the return on all their investments. If you own a small ...

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September 3, 2020

Common Mishaps to Avoid When Holding a Video Conference

By Enero Febrero

In order to be successful, every business meeting should be planned in advance; and a virtual meeting held by video conference is no different than a traditional meeting. This is more important than ever now that COVID has forced most business ...

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August 28, 2020

How to Manage Your Real Estate Business Amid COVID-19 Restrictions

By Tex Freitag

As the pandemic continues spreading all over the world, many who own a real estate business are probably wondering what options they have. According to some studies, the peak of the curve happened in May 2020, which means a full recovery could happen ...

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August 19, 2020

How to Launch Your Own Business as a Student

By Enero Febrero

Many of the most successful businesses we know started in colleges; Facebook, Dell, Insomnia Cookies, and dozens of world-class brands were once just random ideas written down into a textbook on a campus. Starting your business as a student may be ...

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August 14, 2020

4 Ways to Save Money on Social Media Promotion Campaigns

By Sabado Domingo

A good promotion campaign is essential for the growth of any business. But a good campaign doesn't always mean an expensive one. The modern Internet has dozens of ways to create a great promotion without spending your last money and hoping for ...

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August 12, 2020

Should You Wait to Start a Small Business?

By Sabado Domingo

We live in a fast-paced society based around the ideal of instant gratification. Unsurprisingly, patience is a pretty rare virtue in both consumers and business leaders. People are often most concerned with making progress as quickly as possible. ...

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August 5, 2020

4 Things Every New Business Needs to Get Started

By Sabado Domingo

When starting a business, it can be a daunting task trying to figure out what you really need versus unnecessary window dressing that will ultimately provide no added benefits to the bottom line. This is especially true if you're bootstrapping your ...

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July 24, 2020

How to Successfully Pitch Your Startup Business to Investors

By Tex Freitag

Your business pitch can jump start your dreams -- or send your idea into oblivion. Serious investors get pitched constantly, so you should assume that they're not going to give you a lot of time, which is why it's so important to grab their ...

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July 8, 2020

How Much Does a Money Counting Machine Cost?

By Sabado Domingo

Businesses that deal with a lot of cash daily need a cash counter to do the job efficiently. A money counting machine makes your cash opening, counting, and closing procedures quick, saving your staff time that can be spent on other productive ...

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July 2, 2020

How Small Businesses Can Move Beyond Niche Appeal

By Sabado Domingo

financial statements explained

Finding the right niche can be extremely beneficial for a growing business. Indeed, many startups and small businesses strive to identify and service a niche in their industry in order to consolidate their position and establish a reliable source of ...

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May 29, 2020

Simple Fundraising Tips and Tricks for Beginners

By Sabado Domingo

Fundraising plays a vital role in the way we support causes for public interest, health advances, and various charities. If you want to help a charity or cause that's important to you, you'll need to know how to fundraise effectively. Thankfully, ...

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May 20, 2020

How the Supply Chain and Logistics Are Vital to Your Business

By Sabado Domingo

There are two things that are the biggest pain-points for just about every business: their supply chain and cash flow. Without the proper logistics, your cash flow is usually not looking good. And the contrary is the same. There are a lot of moving ...

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May 8, 2020

A Startup’s Guide to Working Capital Loans: Everything to Know

By Tex Freitag

business statements with pen and calculator

According to data by the Federal Reserve, 40% of businesses have a hard time paying their operational expenses. For such business, failure to access working capital financing can lead to low or no investment in other critical operational areas for ...

Continue reading A Startup’s Guide to Working Capital Loans: Everything to Know

May 7, 2020

10 Things Every Entrepreneur Should Do Before Starting a New Business

By Enero Febrero

Starting a business is no walk in the park. It requires a lot of time, sacrifices, and money. However, once you succeed in laying down the foundation of your business, you'll enjoy the fruits for a very long time. Of course, starting your ...

Continue reading 10 Things Every Entrepreneur Should Do Before Starting a New Business

May 6, 2020

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