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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

What to Invest Money In For a New Side Business

By Corazon Gritar

It goes without saying that starting a new business is a trying and difficult process. With the odds not in your favor, it is important to make wise decisions before putting anything into action. This is especially so if they're monetary decisions. ...

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July 13, 2021

How to Find Standout Success as an Online Business

By Tex Freitag

There are plenty of reasons why any eager businessman would benefit from an online business. Considering how many people these days are glued to their smartphones and get everything they need online, it's no wonder why eCommerce is so popular. Even ...

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June 25, 2021

4 Essential Tips for Increasing the Security of Your Business

By Corazon Gritar

According to a report by the National Association of Small Businesses, the top three challenges of running a business are economic uncertainty, the cost of health insurance benefits, and a decline in customer spending. However, with the rise in ...

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June 16, 2021

A Real-Life Lesson on the Importance of Recognizing Hidden Value

By Len Penzo

Sometimes, certain extraordinary events occur that seem to defy any attempt at a logical explanation, only to be later revealed upon closer inspection for what they really are. For instance, ghosts? They're usually explained by light reflections, ...

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May 10, 2021

The 5 Best Tips for Startup CBD Startup Businesses

By Sabado Domingo

A CBD startup business could provide helpful products that address a variety of health concerns. When starting up a business, the new owner will need a plan for the business and how it will generate profits. They must also know how they will operate ...

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April 28, 2021

Merger & Acquisition Strategy: The Importance of Staying United

By Sabado Domingo

In the business world, the popular misconception is that no one can be trusted due to the fact that there is a con man in every corner. But no man is an island -- business owners and companies need to develop partnerships and alliances with one ...

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April 22, 2021

Starting a Business? Then You Need to Read This

By Enero Febrero

There is no doubt that the economy has been under a lot of pandemic-related pressure in the last year. As a result, many people are financially struggling to get back on their feet. It also means that some people try new, different ways to make a ...

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March 30, 2021

How Does Commercial Liability Insurance Differ from Other Liability Insurance?

By Tex Freitag

investment trust

You always need to make sure that you have the right set of insurance policies on your side as a business owner. When looking into the ones that you need, you might often find repeating terms such as liability. Do you really need multiple liability ...

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February 4, 2021

I’m Stumped: 7 Perplexing Money Questions Without a Good Answer

By Len Penzo

Did you know that back in 2013, then British Prime Minister David Cameron offered $1.54 million to the first person who could solve mankind's greatest challenge? He did. However, before the challenge could officially begin, he had to wait for an ...

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January 25, 2021

Which Sectors Got a Real Boost in 2020?

By Tex Freitag

If you're interested in personal finance, investing some of your spare money can be lucrative. The right investment strategy should see you build up a nice nest-egg or give you extra cash to pay off debts. Investing money on the financial markets can ...

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January 22, 2021

3 Important Tax Deduction Rules You Should Always Remember

By Sabado Domingo

The best way to maximize your deductions and increase your tax return is to hire a tax consultant to help you go through everything. However, if you decide to do it on your own, you can still get a number of deductions as long as you remember the ...

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January 20, 2021

5 Ways the Oil Industry Affects the US Economy

By Tex Freitag

When you invest in the oil sector, you're taking a stake in an industry that everyone needs -- so you need to know how to track these unique investments, when they change, and why. The US economy ebbs and flows with the oil industry. Then again, ...

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January 15, 2021

Top Strategies For Fashion Brands To Build Customer Loyalty

By Sabado Domingo

Thanks to COVID, this year has been a bittersweet experience for fashion brands. For some, there was zero customer demand, especially the top-tier luxury fashion brands since everyone was locked down in their homes and didn't have a reason to invest ...

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December 29, 2020

6 Good Reasons Why the Holiday Season Is a Great Time for Recruiting

By Sabado Domingo

Recruiting as a profession has elements in common, but who you do the recruiting for is as varied as can be. For example, there are military, pharmaceutical, finance, management, sales and sports recruiters. Some recruiters work very specifically ...

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November 27, 2020

3 Ways to Make Money from Home

By Tex Freitag

Many people are frantically searching for income opportunities. Luckily, there are now more opportunities to make money at home than ever. The Internet has especially provided many options for you to choose from. Here are three ways you can make ...

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November 25, 2020

8 Great Ways to Make Money Online

By Sabado Domingo

There are many ways to make money online. Believe it or not, there are plenty of great alternatives out there. Best of all, most of them can easily be set up and run in your spare time, and with little or no initial financial investment. Here are ...

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November 17, 2020

18 Frightening Facts You Didn’t Know About Halloween

By Len Penzo

I love Halloween. It's one of my favorite holidays -- and based upon its mass appeal, apparently I'm not alone. In fact, even though the wicked economy continues to put a scare into most people, when it comes to celebrating what was originally ...

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October 19, 2020

What Is a Trademark and Why Is It Important?

By Enero Febrero

As the world becomes more digitized, it is important for everyone to protect their identity. This means not only taking the steps to ensure that sensitive personal information is protected, but also information concerning creations. Whether you ...

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October 9, 2020

Yes, Check Writing Still Has Its Benefits; Here’s Why

By Sabado Domingo

In the old days, people wrote checks for everything from groceries to used cars. Everybody walked around with a checkbook in their purse or back pocket because it was the primary means of conducting transactions. Not any more. Today, most people ...

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October 7, 2020

Why Smart Entrepreneurs Form LLCs

By Sabado Domingo

When you start your company, it is usually classed under sole proprietorship. With a sole proprietorship, you have full control over your business and its assets, as well as enjoying very little paperwork to file with state and national agencies. But ...

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September 25, 2020

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