• About
  • Mortgage Basics
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

When Does a Hobby Turn Into a Business?

By Tex Freitag

Most of us dream of having a full-time occupation that not only keeps our finances healthy, but also indulges our creative tendencies too. And many lucky entrepreneurs have managed to turn their pastimes into lucrative occupations in a way that shows ...

Continue reading When Does a Hobby Turn Into a Business?

6 Comments March 31, 2017

5 Ways to Survive a Money Emergency

By Tex Freitag

Nearly everyone will experience a serious money emergency at some point during their lifetime. Something financially catastrophic happens, like your car breaks down or you have to pay a huge medical bill. Afterward, you may be left with little or ...

Continue reading 5 Ways to Survive a Money Emergency

4 Comments February 24, 2017

5 Tips the Pros Use to Identify Favorable Investment Opportunities

By Tex Freitag

Anyone interested in their own personal finances should not look at investing as gambling; instead, investments require careful and strategic thought. Yes, there's an element of risk-taking involved, but identifying favorable opportunities requires ...

Continue reading 5 Tips the Pros Use to Identify Favorable Investment Opportunities

1 Comment February 17, 2017

How to Get Promoted by Working Like a Politician

By Tex Freitag

Getting promoted at work has more to do with politics than accomplishment, like getting a music or book contract, or inheriting a family fortune. It is possible to gain notoriety and success by doing as little as possible, just look at any politician ...

Continue reading How to Get Promoted by Working Like a Politician

8 Comments January 4, 2017

6 Tips for Stretching Your Casino Gaming Budget

By Tex Freitag

"The house always wins" is a famous saying in gambling; anyone who's ever been around the casino world knows this to be true. And although the casino does indeed always win in the end -- after all, they'd just go out of business otherwise -- ...

Continue reading 6 Tips for Stretching Your Casino Gaming Budget

2 Comments December 9, 2016

How Economic Events Influence the Forex Market

By Tex Freitag

Just like commodities, currency exchange prices are also influenced by the forces of demand and supply. These forces are triggered by several aspects, which cause increase or decrease of demand or supply suddenly, thereby causing the fluctuation of ...

Continue reading How Economic Events Influence the Forex Market

2 Comments October 28, 2016

European Yields Are Playing Catch-Up

By Tex Freitag

The forex markets are consolidating after experiencing robust volatility, especially for sterling, as a hard Brexit is in the cards. Yields in the U.S. have been moving higher making the pound less attractive but, it now appears that European yields ...

Continue reading European Yields Are Playing Catch-Up

1 Comment October 21, 2016

How to Take Control and Manage Your Money When You’re Deep in Debt

By Tex Freitag

If you're lost in financial debt, getting back in control can seem like an uphill struggle. With the high cost of living and stagnant wages, it's not always easy to pay what you owe -- especially if you've been borrowing from multiple creditors ...

Continue reading How to Take Control and Manage Your Money When You’re Deep in Debt

2 Comments October 19, 2016

The Top 5 Reasons Why You Should Be Trading Commodities

By Tex Freitag

Trading commodities is another way to try and increase your monthly investment returns. Most forex and online trading brokers offer commodity contracts alongside currency pairs, stocks, indices, and other assets. So what is commodity trading? ...

Continue reading The Top 5 Reasons Why You Should Be Trading Commodities

2 Comments October 5, 2016

What It Took to Get an Auto Insurance Quote 15 Years Ago

By Tex Freitag

Car insurance can be expensive. If you don't take the time to find a better deal on your car insurance premiums, you're likely to pay even more than you're currently paying. According to a report by the U.S. Bureau of Labor Statistics, car insurance ...

Continue reading What It Took to Get an Auto Insurance Quote 15 Years Ago

1 Comment August 26, 2016

Why Don’t You Ever Have As Much Money As You Think You Do?

By Tex Freitag

It's a common experience for millions of people to take a peek at the bank account balance, only to learn that there isn't nearly as much money available as anticipated. What happened to it? Perhaps you immediately implicate your spouse or ...

Continue reading Why Don’t You Ever Have As Much Money As You Think You Do?

1 Comment August 12, 2016

A Brief Tutorial on How Lawsuit Loans Work

By Tex Freitag

Lawsuits are costly procedures, to say the least. You have the responsibility to pay the legal fees of your lawyer while the case is being fought in court, and some lawsuits take months, even years to reach a verdict. To make things worse, if you are ...

Continue reading A Brief Tutorial on How Lawsuit Loans Work

Leave a Comment July 29, 2016

The Benefits of Taking a Reverse Mortgage Now vs. Later

By Tex Freitag

There isn't a right or wrong time to get a reverse mortgage but, depending on your personal retirement goals, the earlier you choose to get a reverse mortgage, the greater the potential gain may be down the road. Reverse mortgages allow homeowners ...

Continue reading The Benefits of Taking a Reverse Mortgage Now vs. Later

Leave a Comment July 21, 2016

7 Money Saving Tips for Owners of Mini Coopers (and Other Cars Too)

By Tex Freitag

Of all the vehicles that have been manufactured over the years, there is an elite group that is regarded as iconic and those are instantly recognizable by their nameplates: Mustang, Cobra, Beetle, and Corvette likely come to mind. However, a brand ...

Continue reading 7 Money Saving Tips for Owners of Mini Coopers (and Other Cars Too)

3 Comments May 27, 2016

What if I Don’t Want to Wait 30 Years for My Investments to Pay Off?

By Tex Freitag

There are loads of people in the US who don't invest in stocks. And while there are hundreds of reasons why this might be so, we're going to limit ourselves to just one: Time. It takes a long time for traditional, conservative investment strategies ...

Continue reading What if I Don’t Want to Wait 30 Years for My Investments to Pay Off?

Leave a Comment May 6, 2016

Is a University Degree Really Necessary Today?

By Tex Freitag

Possession of a university degree is considered to be important by many employers. The question that we should consider is whether having a degree is the only door to a successful future. Forty-one percent of university students drop out before ...

Continue reading Is a University Degree Really Necessary Today?

3 Comments April 26, 2016

4 Common Lawsuits that Can Ruin a Business — And How to Protect It

By Tex Freitag

As a business owner, your top priority is to run a successful and profitable organization, which delivers for its customers and supports its employees. With marketing, selling and profit forecasts taking up most of your time, dealing with a lawsuit ...

Continue reading 4 Common Lawsuits that Can Ruin a Business — And How to Protect It

1 Comment February 18, 2016

  • « Previous Page
  • 1
  • …
  • 5
  • 6
  • 7

Question of the Week:

Are you expecting an income tax refund this year?

View Results

Loading ... Loading ...

Recent Posts

  • How Home Crowdfunding May Let Millennials Live the American Dream
  • 3 Important Tax Deduction Rules You Should Always Remember
  • 5 Ways You Can Save Money on Groceries This Week
  • Economic Collapse 101: How to Prepare for Water Supply Disruptions
  • Black Coffee: Painting the Town Red
  • 5 Ways the Oil Industry Affects the US Economy
  • An HVAC Professional Teaches High School Students About the Field
  • The Fastest Way to Improve Your Credit Score
  • How to Determine How Much Rent You Can Really Afford
  • A Simple Test to Know If It’s Better to Rent or Buy a House

Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

Sign up for the weekly Len Penzo dot Com newsletter
Len Penzo dot Com Delivered Weekly
Join more than 30,000 readers and fans who enjoy personal finance and macroeconomics with an offbeat twist!
Invalid email address
Thanks for subscribing!

Popular Now:

  1. 1. A Simple Test to Know If It’s Better to Rent or Buy a Home
  2. 2. My Cola Taste Test: Is Coke Really Better Than Pepsi?
  3. 3. My 10 Commandments of Personal Finance
  4. 4. The Best Personal Finance Book I’ve Ever Read
  5. 5. Planning a Wedding? Here Are 9 Ways to Ensure You’ll Pay Too Much
  6. 6. 5 Things Nobody Tells You About Being Poor — for Good Reason
  7. 7. 4 Good Reasons Why Some Quarters Are Painted Red
  8. 8. 3 Great Hobbies That Are Investments Too
  9. 9. 10 Red Flags That May Signal You’re In Serious Financial Trouble
  10. 10. Are Gas Clothes Dryers Worth the Extra Money?

All-Time Most Popular:

  1. 1. 19 Things Your Suburban Millionaire Neighbor Won’t Tell You
  2. 2. Dear Friend: Here Are 41 Reasons Why I’m NOT Lending You the Money
  3. 3. Why Your Expensive Luxury Car Doesn’t Impress Smart People
  4. 4. If You Can’t Live on $40,000 Annually It’s Your Own Fault
  5. 5. 21 Reasons Why Corner Lots Are for Suckers
  6. 6. 4 Smart Reasons Why College Isn’t for Everyone
  7. 7. 18 Fast Facts About Social Security Numbers
  8. 8. My Ketchup Taste Test: Upset! Guess Which Brand Topped Heinz
  9. 9. Why I Prefer a Spreadsheet to Track Expenses and Manage My Finances
  10. 10. Here’s a Simple Trick for Getting Credit Card Interest Charges Waived

Copyright © 2021 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

Copyright © 2021 · Penzo on Genesis Framework · WordPress · Log in