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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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What Are the Easiest Loans to Get?

By Sabado Domingo

In the labyrinth of financial solutions, certain pathways are illuminated more brightly than others, offering a seemingly straightforward route to cash liquidity. These are the financial equivalents of secret passages in ancient pyramids, promising ...

Continue reading What Are the Easiest Loans to Get?

May 8, 2024

3 Reasons Why Savvy Investors Love Forex Trading

By Enero Febrero

There's a lot of research out there that suggests most people simply aren't comfortable with traditional investing. And while there are many top finance blogs devoted to successful conservative investments, the stock market still seems to be ...

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May 8, 2024

Worried About Hospital Bills? Consider Medical Tourism!

By Anum Yoon

You need to undergo a medical procedure, pronto. So you look around for the best, and most affordable, hospitals in your area. You even check out the ones across the country. Unfortunately, none of them fit your requirements -- especially your ...

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May 7, 2024

Cost-Efficient Shopping Tips for Dining Room Furniture

By Ellie Morris

Decorating and furnishing your dining room is essential to completing your home. A well-designed and optimally furnished dining room ensures a warm and homely ambiance where friends and loved ones can dine and spend quality time with each other. ...

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May 6, 2024

Factors That Contribute to a Higher Settlement in Personal Injury Cases

By Sabado Domingo

Personal injury cases are often complicated. They require a comprehensive analysis and tireless representation to grant the victims of negligence the full justice they deserve. After the accident, victims are entitled to compensation to overcome ...

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May 6, 2024

A Comparison of Creditism vs. Capitalism

By Len Penzo

Have you ever heard somebody use the term "creditism"? Well ... the following is from an article I came across by Brian Maher of the Daily Reckoning that explains creditism and really puts our current monetary system in perspective: Author Richard ...

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May 6, 2024

Black Coffee: The Curse of the Overeducated

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got another busy weekend ahead of ...

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May 4, 2024

What Is a Mortgage?

By Len Penzo

In the simplest terms, a mortgage is a home loan that uses the property being purchased as collateral. If the homebuyer ever fails to make payments, the lender can foreclose on the secured real estate in order to recover the mortgage debt. All ...

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May 2, 2024

4 Money Saving Tactics for Buying Your Next Car

By Delan Cooper

If you're ready to buy a new car instead of a used one, you may want to be privy to several different ways to save money on that big purchase. For example, you'll want to research the type of car that you'd like to purchase, look online for deals or ...

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May 1, 2024

How to Lower Your Cable Bill: 9 Great Ideas

By Mikey Rox

Having trouble "cutting the cord"? If so, you can ease the cost of cable TV while still enjoying your favorite shows. With that in mind, here's how to lower your cable bill: Optimize Your Internet Speed If you enjoy cable the old-school way -- by ...

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April 30, 2024

8 Big Reasons Why You’re Getting an F in Personal Finance 101

By Len Penzo

I remember the time when I saw my son's mid-term progress report and noticed that he was getting an 'F' in one of his classes -- Physical Education, to be exact. "How in the world does anybody fail phys ed?" I asked the Honeybee, shaking Matthew's ...

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April 29, 2024

Black Coffee: Getting What We Pay For

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

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April 27, 2024

Grandfather Says: The Continuing Chronicles of Elaine, Part 39

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: Wildlife on Our Mountain One night, during our sojourn in the valley, we heard the chilling sound of a wildcat passing ...

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April 25, 2024

4 of the Best iPhone Apps for Every Business Traveler

By Sabado Domingo

Business travel can be nerve-wracking on its own, without the added stress of trying to keep up with whatever you're missing out on back at the office. If you're worried about falling behind or being stuck out of the loop while you kill time in the ...

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April 24, 2024

3 Money-Saving Home Improvements

By Corazon Gritar

There's plenty of content out there about how you can save money on your home improvement projects. After all, almost 85% of the nation's homes were built before 1980 and are in need of some kind of improvement. But if you want to make your home ...

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April 23, 2024

4 Financial Benefits of Owning a Business

By Corazon Gritar

In our modern world, more and more people are jumping into the world of entrepreneurship. You could start your journey by working with an experienced business consultant. In fact, according to Zippia, more than 66,769 people are working in this field ...

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April 22, 2024

The Fed, the Market, and the Wisdom of Crowds

By Len Penzo

Those of you who have been reading my weekly Black Coffee columns are aware of my repeated lamentations that, thanks to the manipulation of interest rates by the Fed and interventions and bail-outs by our federal government -- which inhibit ...

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April 22, 2024

Are Used Cars Better Than New Cars?

By Len Penzo

Are used cars better than new cars? Everybody would love to have a new automobile every couple of years but, for most, that's an extremely expensive proposition -- nor does it make much sense. You can't beat a used vehicle purchased from a private ...

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April 18, 2024

4 Common Mistakes New Small Business Owners Make Financially

By Corazon Gritar

Running a small business is a learning opportunity most of the time which, with proper planning, can result in an amazing life venture. You need to take your time at the planning stage to ensure that there's a low likelihood of something going wrong. ...

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April 17, 2024

Infographic: A Quick Lesson on How Currency Moves

By Len Penzo

The movement of currency is a complex cycle that involves a number of different entities. So how does currency move? Well ... it begins at federal facilities throughout the United States and follows an intricate path that takes it through banks, ...

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April 17, 2024

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