Money mistakes; we've all made them.
Today I'm not going to talk about everyday money leaks or niggling oversights we all make from time to time, like leaving the lights on or buying a burger at a fast food joint and then forgetting to use the ...
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Black Coffee: Going for Gold
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: Going for Gold
Should I Get a Fixed-Rate Mortgage or an ARM?
One of the biggest decisions a homebuyer makes when purchasing a home is whether to get an adjustable rate mortgage (ARM) or a fixed-rate mortgage. Of course, the big difference between the two types of home loans is the interest rate; unlike a ...
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Voice Filter Software: Accents and the Paradox of Perception
Accent bias is a form of discrimination where individuals are judged unfairly based on how they speak a language. This bias is widespread and often subconscious, affecting how people perceive and interact with each other. Interestingly, the ...
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Creative Financing Options for Start-ups and Other Investments
With a tightening of lending regulations and eligibility criteria it can be a challenge to get a mortgage in your own country, so when it comes to creative financing options to start a new business or fund the purchase of international real estate, ...
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Money Saving Home Improvement Projects
Summer is here, but that doesn't mean you don't have any more time to improve your home. In fact, this time of year is one of the best to make some serious home improvements. But if you don't want to break the bank, here are a few money saving home ...
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Discounted Cash Flow: What It Is, and How It Works
One of the most common methods for assessing the value of a business or investment opportunity is the discounted cash flow (DCF) method. This approach involves calculating the present value of the future expected cash flows, taking into account the ...
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Grocery Auctions: A Fun Way to Lower Your Food Bill!
In these times of economic uncertainty, many people are looking to cut costs wherever possible. So as pressure on pocket books continues to mount, highly resourceful household CEOs have begun visiting local auction houses for great deals on ... ...
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Black Coffee: Debt and Taxes
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 45
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
Eastern Star
I joined Eastern Star after coming to Union because the funny bunch “girls” were all members. My mom was a ...
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How to Make Your Small Business a Raging Success
More than once, while enviously eyeing a self-employed friend or neighbor, you've probably said to yourself, "What skills have they got that I don't have?" Like me, when visiting your local annual craft fair you may have also caught yourself ...
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Behind on Your Bills? Here Is How to Handle It
There's no denying that the coronavirus pandemic had significant effects on the US economy. Understandably, many Americans were forced to make drastic budgetary changes during that time; more than a few found themselves behind on the bills. And now ...
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Is Silver Undervalued? The Evidence Is Overwhelming
It's no secret that the gold and silver markets are manipulated - the so-called "bullion banks" have admitted as much. As such, many people are claiming that the bankers' hijinks is proof positive that precious metals have been artificially ...
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Black Coffee: Something Borrowed, Something Blue
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Something Borrowed, Something Blue
Dear Diary: What I Did On My Summer Vacation
My family and I just got back from a whirlwind two-week vacation to the East Coast to see the Honeybee's family in Connecticut and do some sightseeing. We also managed to set aside a little time to visit some of my tax money in our nation's capital. ...
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Why the Customer Is Always Right – Most of the Time
Almost everyone has asked a restaurant, bank, or other business to redress a particular grievance. It's debatable whether the titular idiom of this post should be credited to Marshall Field or Harry Gordon Selfridge, but it is true nevertheless; the ...
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Why Is Digital Finance Important for E-commerce Businesses?
We live in a digital world where it is hard to imagine running an e-commerce business without having the proper financial tools. After all, most of the action, if not all of it happens online, so a good digital finance infrastructure can make or ...
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Protect Your Business: The 4 Most Common Business Lawsuits
As a business owner, your top priority is to run a successful and profitable organization, which delivers for its customers and supports its employees. With marketing, selling and profit forecasts taking up most of your time, dealing with a common ...
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9 Tips for Getting the Most From a Tight Grocery Budget
If there's one resolution you should always stay on top of, spending less on groceries and reducing food waste should be it. To help you get started, and to keep you on track throughout the year, consider these tips for maximizing a tight grocery ...
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Real-Life Example: Why Every Homeowner Needs an Emergency Fund
Everybody needs an emergency fund. However, believe it or not, a USA Today survey found that 70% of Americans have less than $1000 in savings. And while I can at least partially understand why those living on very tight budgets may have trouble ...
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