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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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5 Ways to See Disney on a Budget

By Anum Yoon

For most people who don't live in California or Florida, a trip to Disney is a rare treat. Even if you only do it once a year, or once every few years, a full Disney vacation can be expensive; sometimes prohibitively so. Thankfully, it is possible to ...

Continue reading 5 Ways to See Disney on a Budget

April 16, 2024

How to Find Discount Plumbers Who Won’t Rip You Off

By Len Penzo

I'm not a plumber. In fact, I'm not very handy around the house at all. If I can't fix something with a hammer or screwdriver I prefer to pay somebody else to do the work. That's why I decided to consider a professional plumber to reroute and ...

Continue reading How to Find Discount Plumbers Who Won’t Rip You Off

April 15, 2024

Black Coffee: “Trust Us”

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

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April 13, 2024

Grandfather Says: The Continuing Chronicles of Elaine, Part 38

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: My Contribution What is now an enclosed “room” off the living room was just a roof over an open porch. We used it that way, ...

Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 38

April 11, 2024

Drive-By Movie Review: Zombieland

By Len Penzo

This is a review of the movie Zombieland starring Woody Harrelson, Jesse Eisenberg, Emma Stone, and Bill Murray. Plot Summary: A cowardly shut-in named Columbus is forced to join up with a seasoned zombie slayer named Tallahassee in order to ...

Continue reading Drive-By Movie Review: Zombieland

April 10, 2024

How to File an Insurance Claim After a Home Fire

By Corazon Gritar

Here's a frightening fact: a house fire breaks out in the US every 86 seconds. If you've ever experienced this kind of terrible and tragic event, then you know how overwhelming the aftermath can be. Homeowners whose property has been destroyed or ...

Continue reading How to File an Insurance Claim After a Home Fire

April 9, 2024

Why You Should Care About Digital Currencies

By Tex Freitag

Digital money, cybercash, space bucks - whatever you call it, virtual currency is here to disrupt finances for good! While cryptos confuse some and enthuse others, ignorance won't inoculate average folks from emerging econo-realities. As blockchain ...

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April 8, 2024

6 Giant Ads That Can Be Seen from the Sky

By Len Penzo

Remember when daredevil skydiver Felix Baumgartner jumped from a perfectly good balloon more than 128,000 feet above Earth -- and lived to tell about it? To give you an idea of just how high that is, commercial jet airplanes typically fly at an ...

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April 8, 2024

Black Coffee: The Gaslighters

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got another busy weekend ahead of ...

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April 6, 2024

Tips for Budgeting for Surrogacy

By Corazon Gritar

It's not a secret that the process of surrogacy can be a costly one, but it's well worth it for people who want to be parents. That said, you can budget for the surrogacy process so that you get it done with minimal hassle from start to finish. Here ...

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April 4, 2024

Why Inflation Is Taxation Without Representation

By Len Penzo

Inflation is a tax that doesn't require legislative approval. In other words, inflation is taxation without representation. Let's look at an example. Assume your savings account earns a very modest 3% interest. Whether that interest is taxed at 100% ...

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April 4, 2024

7 Ways to Save on a Wedding Without Busting Your Bank Account

By Sabado Domingo

How much have you budgeted for your upcoming nuptials? Hopefully, you've set aside about $30,119 because that's the average cost of a wedding in the US. Yep! The total cost to get hitched has grown steadily over the years -- and that's without even ...

Continue reading 7 Ways to Save on a Wedding Without Busting Your Bank Account

April 3, 2024

14 Cooking Hacks for People Who Can’t Boil Water

By Mikey Rox

Being dependent on fast food and other restaurant meals can lead to all kinds of issues, like obesity and an empty wallet, respectively. Unfortunately, feeding yourself hot, healthy, delicious meals that you've made with your own two hands isn't ...

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April 2, 2024

Teaching Kids Money Management Skills

By Len Penzo

Before my kids, Matthew and Nina, became teenagers I conducted a little experiment in order to ascertain their sophistication level regarding money by conducting a loan interview with the Bank of Dad. Not surprisingly, I learned that my kids were ...

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April 1, 2024

Black Coffee: Time to Pedal Harder

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another busy week is crossed off the ...

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March 30, 2024

Grandfather Says: The Continuing Chronicles of Elaine, Part 37

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: All the doors in this house, except the front door - which came from Grandpa Miller’s home in Saginaw, Michigan - came from ...

Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 37

March 28, 2024

4 Good Reasons to Own Business Insurance

By Enero Febrero

There are many good reasons to own business insurance. For example, if you want your business to be successful, it's important that you have adequate insurance. Even if you're a small business that's just starting out, you still need it. And while ...

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March 27, 2024

10 Tips for Making Your First Budget

By Anum Yoon

Landing your first real job and bringing in a steady paycheck each month is an exciting time. However, if you're like most people, that's shortly followed by a myriad of expenses. It's difficult to keep track of all your bills and expenses -- and if ...

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March 26, 2024

Mailbag: Should I Contribute to the 401k or Save for a Home?

By Len Penzo

I have been doing financial research and would love your opinion. I'm a young stay-at-home mom, and my husband just graduated from college. He got a great job within a few months of graduating, and we are looking toward buying a home. His job, also ...

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March 25, 2024

Black Coffee: Look Who’s Manning Their Battle Stations

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Look Who’s Manning Their Battle Stations

March 23, 2024

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