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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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6 Ways Procrastinating Hurts Your Finances

By Mikey Rox

Lots of people live by the procrastinator's creed: Why do today what you can put off until tomorrow? You might even be one of them. But while this practice seems innocuous enough, it's actually costing you an embarrassing amount of money. Here ...

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April 5, 2022

100 Words On: Why Luck Is So Overrated

By Len Penzo

We tend to give "luck" far too much credit for people's good fortune. Likewise, we often blame our own personal misfortunes on bad luck. While it's true that luck is often due to pure chance, more often than not it's the result of something we ...

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March 17, 2022

Grandfather Says: A Big Secret for Doing Well in Life

By RD Blakeslee

Grandfather says he used to work for the government. He was a patent examiner. In common with all other bureaucrats, he had the authority to tell folks they could or couldn't do this or that -- in Grandfathers authority, get a patent. Well, the ...

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February 17, 2022

Should You Become a Pest Control Technician?

By Sabado Domingo

If you want a job where you can protect buildings and their occupants from pests by providing customized services to your clients, a career in pest control may be perfect for you. With the demand for pest control technicians set to increase by 10% ...

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February 9, 2022

Earn Money at Home: 4 Easy Options!

By Sabado Domingo

Does working from home seem like a dream? After all, when you work from home you can just hop out of bed and start working, rather than getting ready, planning your commute, and socializing with your colleagues. Then again, maybe you're looking ...

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February 3, 2022

This Survey Tells the Real Story Behind Millennial ‘Job-Hopping’

By Corazon Gritar

A recent survey has reflected a changing opinion on what constitutes a desirable career opportunity as more millennials cite being in a role they're passionate about as the top reason, according to Ladders. Passion for their jobs was survey ...

Continue reading This Survey Tells the Real Story Behind Millennial ‘Job-Hopping’

January 11, 2022

Hunting for a New Job? Here Are All the Tips & Tricks You Need

By Sabado Domingo

Unless you have connections, finding a new job is always difficult. There is so much competition that most companies won't even give you feedback on your applications. And getting an interview usually doesn't guarantee you a job either. The truth ...

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January 5, 2022

How to Maximize Efficiency When You Need to Hire

By Corazon Gritar

The hiring market that we are currently part of is difficult at best, challenging at worst. For those that need to hire, it can be so hard to figure out what is going on and actually figure out how to move forward. Knowing how to streamline the ...

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December 31, 2021

5 Job Changes to Consider in the New Year

By Sabado Domingo

Are you looking for a new job in the New Year? The end of the year is a great time to start thinking about your job and career prospects for the future. If you're looking to make a change in the New Year, here are five job changes to consider. 1. ...

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December 30, 2021

6 No-Nonsense Ideas for Earning Passive Income

By Enero Febrero

It really sounds good to the ear when you listen to someone talking about ideas that allow you to make money without grinding from 9 to 5. After all, earning a stable passive income is a strategy used by many successful millionaires. With passive ...

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December 29, 2021

5 Common Mistakes You Need to Avoid as a Beginner Forex Trader

By Sabado Domingo

With a low entrance threshold, the foreign currency exchange (forex) market is among the most inclusive day trading marketplaces on the planet. In fact, the forex markets draw a lot of novice traders since the entrance restrictions are so low; this ...

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December 20, 2021

Why Personal Responsibility Is the Key to Success

By Len Penzo

Nothing is easier in life than to blame the other guy when we encounter problems. That's because it takes real courage and integrity to look inward and take responsibility for all of the troubles that are a direct result of our own making. When we ...

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December 16, 2021

Trucking 101: 9 Tips to Reduce Detention Time

By Tex Freitag

If you're a trucker, one of the most frustrating things that can happen while you're on the road is getting your truck detained while you're loading. It can be even more frustrating when you feel like there's nothing you can do to stop the ...

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November 19, 2021

Grandfather Says: A Lesson on the Benefits of Working Smartly

By RD Blakeslee

Grandfather says he has some experience working hard and working smart. In 1949, he worked for the Ford Motor Company on the 8N farm tractor assembly line. The 8N had a transmission cover that a hoist operator lowered onto the transmission as the ...

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November 11, 2021

3 Productivity Hacks That Everybody Needs to Know

By Sabado Domingo

With the hustle culture of the 21st century being more prominent than ever, more and more people are feeling the pressure to take on larger workloads. We're told that if we want to achieve success, we need to put in a lot of hard work and ...

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November 4, 2021

Should You Pursue a Career as an Independent Trader?

By Sabado Domingo

The huge daily development in trading markets has made trading one of the most attractive professions in the world. Despite it being around for quite a long time, the forex market has become popular over the last decade. A lot of new market ...

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October 26, 2021

How to Get Started with Currency Trading – The Right Way!

By Sabado Domingo

The trading of currencies is a common activity around the world. The market for foreign exchange -- commonly called"the Forex market -- is the place where currencies are traded. There are many similarities in the foreign exchange (FX) market as well ...

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October 26, 2021

True Story: What Happens When You Can’t Pay the Restaurant Bill

By Len Penzo

I didn't eat out too often as a kid, but when I did, you can bet I almost always enjoyed it. I remember Dad always used to joke that he didn't have enough money to pay the restaurant bill. "Well, it looks like they're going to make us go into the ...

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October 18, 2021

How to Get Hired for a New Job Even Though You Have Bad Credit

By Neal Frankle

Finding a good-paying job is never easy. And if you've got some scuff marks on your credit history, the task is even more challenging. Not many employers hire people without first combing through their credit report these days. That's because the ...

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October 12, 2021

Top Career Opportunities for Accountants

By Sabado Domingo

Accounting is a pretty competitive career choice; the field is generally associated with high annual incomes, substantial job security, and, of course, a particular level of prestige. But not just that; we all know accountants earn their keep with ...

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October 5, 2021

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