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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

4 Super Apps That Can Help You Earn Extra Cash

By Enero Febrero

Who doesn't want to make a little extra cash? Of course, we all do! However, with many people today juggling two to three jobs, worrying about paying off their mortgage or lines of credit, bills, dealing with their daily financial woes and worse, who ...

Continue reading 4 Super Apps That Can Help You Earn Extra Cash

January 10, 2024

How to Make the Most of Your Military Benefits

By Tex Freitag

Armed services benefits encompass a wide range of offerings, from education support to healthcare and retirement plans. However, making the most of these military benefits requires strategic planning and awareness. This guide will explore five tips ...

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December 1, 2023

7 Great Careers That Require No Experience to Start

By Anum Yoon

Are you looking for a great career that requires no experience to start? We get it. It can be more than a little discouraging to look at job postings where all you see is "five years of experience needed" or "experienced personnel only." Fear not, ...

Continue reading 7 Great Careers That Require No Experience to Start

October 10, 2023

The Best Way to Make Ends Meet on a Limited Income

By Len Penzo

For those struggling to make ends meet, where one lives becomes more important as household income decreases. For example, when taking into account food, utilities, healthcare, housing, and general goods and services, New York City is more than twice ...

Continue reading The Best Way to Make Ends Meet on a Limited Income

October 5, 2023

How To Keep Your Workplace Safe For Employees

By Corazon Gritar

No matter what industry you work in, your employees form the backbone of your company; their health and safety is crucial to your company's profits and public image. However, outside of following industry regulations, many business owners don't know ...

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October 3, 2023

My 13-Year-Old Daughter Shares Her Financial Fears

By Lenina Penzo

I'm only 13 and I'm worrying about my future. Not in an academic kind of way, but in a financial one. Yes, kids have financial fears too! That's because there are certain things that terrify me about growing up and living on my own. Here is a list of ...

Continue reading My 13-Year-Old Daughter Shares Her Financial Fears

September 25, 2023

How to Get Promoted by Working Like a Politician

By Tex Freitag

Getting promoted at work has more to do with politics than accomplishment, like getting a music or book contract, or inheriting a family fortune. It is possible to gain notoriety and success by doing as little as possible, just look at any politician ...

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September 13, 2023

The 5 Best Investment Options During a Recession

By Sabado Domingo

As the old saying goes, what goes up must come down. And while the stock market has been on a tear in recent years, investors would be wise to remember that recessions are a reality of the business cycle. This begs the question: What are the best ...

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September 6, 2023

5 Ways to Make Your Commuter Marriage Work

By Mikey Rox

Most married couples wouldn't dream of living in separate houses, let alone separate states, but this situation is a reality for millions of couples. It doesn't mean they're unhappy. In fact, it has nothing to do with the emotional state of the ...

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August 22, 2023

Why It Pays to Never Give Up

By Len Penzo

Quitting is easy, but that doesn't mean you should. JK Rowling's manuscript for Harry Potter and the Philosopher's Stone was rejected by the first 12 publishers she approached. Walt Disney was fired from the Kansas City Star because his boss ...

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April 20, 2023

What Do Environmental Lawyers Do?

By Sabado Domingo

For those who wonder: What do environmental lawyers do? the answer can be found by first starting with the communities that have made great strides in implementing "Clean Earth" campaigns and promoting green awareness. Neighbors and friends alike ...

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April 19, 2023

Investment Fraud Has Yet to Doom the Controversial EB-5 Visa Program

By Corazon Gritar

In 1990 Congress created the EB-5 visa program. Their goal was to stimulate the US economy, and the capital investment from foreign investors was cited as a good way to do that. The program itself gives easy green card access to foreign nationals, ...

Continue reading Investment Fraud Has Yet to Doom the Controversial EB-5 Visa Program

March 28, 2023

A Few Thoughts from Aunt Doris: Well … It Didn’t Seem Funny at the Time!

By Aunt Doris

Every once in awhile, almost everyone says or does something so goofy or dumb that they wish the floor would just open and swallow them whole. When that happens to you, don't despair; it will eventually become an amusing incident. Lord knows I've ...

Continue reading A Few Thoughts from Aunt Doris: Well … It Didn’t Seem Funny at the Time!

February 15, 2023

How to Earn More: 4 Tips That Can Help You Get a Salary Raise

By Tex Freitag

If you’re struggling with your daily expenses, it may be time to re-assess your salary. One survey reveals that 55% of employees have incomes that have not kept up with rising household expenses, despite the high inflation rates. Though about 40% of ...

Continue reading How to Earn More: 4 Tips That Can Help You Get a Salary Raise

February 8, 2023

10 Ways to Get the Most from Your Next Business Conference

By Tex Freitag

Do you often come away from business conferences feeling like you just wasted a lot of time? Of course, the events themselves could be to blame. But it could just as easily be that you're not making the most of them. So, if you're struggling to ...

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January 25, 2023

Why It Doesn’t Always Pay to Do It Yourself

By Len Penzo

With the current economic malaise continuing to strain household budgets, it's no wonder that a growing number of people have decided to stretch their incomes by taking on more do-it-yourself tasks. As a result, thrifty folk from all walks of life ...

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January 5, 2023

9 Smart Business Tips for Freelancers

By Mikey Rox

Freelancing is a great gig if you can manage it, but it's not as easy as it looks. For instance, when you're just starting out as a freelancer you may forgo contracts to get a gig. But what happens if the client skips out without paying? How do you ...

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January 3, 2023

7 Body Language Tips That Will Boost Your Chances of Getting a Job

By Mikey Rox

When it comes to getting a job, understand this: Hiring managers aren't just listening to what you say during interviews. They're also observing how you walk, talk, sit, and use your hands, among other body language expressions. CareerBuilder notes ...

Continue reading 7 Body Language Tips That Will Boost Your Chances of Getting a Job

December 20, 2022

What Gig Workers Should Plan For

By Sabado Domingo

More and more workers are turning to the gig economy for work as either full-time income or supplemental income. Maybe you need it to make ends meet, or maybe you want to work more on your own terms for a better work-life balance. But no matter why ...

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November 22, 2022

Stretch Your Paycheck: Money-Saving Advice for First-Time Employees

By Sabado Domingo

One factor that employees consider when looking for a new job is their compensation. Before accepting any offer, you should strive to stretch your first paycheck during negotiations so it's as big as possible. At a minimum you should always ensure ...

Continue reading Stretch Your Paycheck: Money-Saving Advice for First-Time Employees

October 5, 2022

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