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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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8 Things Employers Look for Beyond a College Degree

By Anum Yoon

You're about to graduate from college, or maybe you already have your degree and are looking for employment. Be proud of your degree -- you earned it through several years of hard work. Hopefully, that translates into a good job in your field of ...

Continue reading 8 Things Employers Look for Beyond a College Degree

May 2, 2023

Why It Pays to Never Give Up

By Len Penzo

Quitting is easy, but that doesn't mean you should. JK Rowling's manuscript for Harry Potter and the Philosopher's Stone was rejected by the first 12 publishers she approached. Walt Disney was fired from the Kansas City Star because his boss ...

Continue reading Why It Pays to Never Give Up

April 20, 2023

What Do Environmental Lawyers Do?

By Sabado Domingo

For those who wonder: What do environmental lawyers do? the answer can be found by first starting with the communities that have made great strides in implementing "Clean Earth" campaigns and promoting green awareness. Neighbors and friends alike ...

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April 19, 2023

5 Chores That Today’s Kids Can Do to Earn Money

By Anum Yoon

When did you learn the value of money? For many of us, it begins the day our parents dole out chores for the first time. A week's worth of completed chores meant we earned allowances that we could spend right away or save for something we really ...

Continue reading 5 Chores That Today’s Kids Can Do to Earn Money

April 11, 2023

Investment Fraud Has Yet to Doom the Controversial EB-5 Visa Program

By Corazon Gritar

In 1990 Congress created the EB-5 visa program. Their goal was to stimulate the US economy, and the capital investment from foreign investors was cited as a good way to do that. The program itself gives easy green card access to foreign nationals, ...

Continue reading Investment Fraud Has Yet to Doom the Controversial EB-5 Visa Program

March 28, 2023

A Few Thoughts from Aunt Doris: Well … It Didn’t Seem Funny at the Time!

By Aunt Doris

Every once in awhile, almost everyone says or does something so goofy or dumb that they wish the floor would just open and swallow them whole. When that happens to you, don't despair; it will eventually become an amusing incident. Lord knows I've ...

Continue reading A Few Thoughts from Aunt Doris: Well … It Didn’t Seem Funny at the Time!

February 15, 2023

How to Earn More: 4 Tips That Can Help You Get a Salary Raise

By Tex Freitag

If you’re struggling with your daily expenses, it may be time to re-assess your salary. One survey reveals that 55% of employees have incomes that have not kept up with rising household expenses, despite the high inflation rates. Though about 40% of ...

Continue reading How to Earn More: 4 Tips That Can Help You Get a Salary Raise

February 8, 2023

10 Ways to Get the Most from Your Next Business Conference

By Tex Freitag

Do you often come away from business conferences feeling like you just wasted a lot of time? Of course, the events themselves could be to blame. But it could just as easily be that you're not making the most of them. So, if you're struggling to ...

Continue reading 10 Ways to Get the Most from Your Next Business Conference

January 25, 2023

Why It Doesn’t Always Pay to Do It Yourself

By Len Penzo

With the current economic malaise continuing to strain household budgets, it's no wonder that a growing number of people have decided to stretch their incomes by taking on more do-it-yourself tasks. As a result, thrifty folk from all walks of life ...

Continue reading Why It Doesn’t Always Pay to Do It Yourself

January 5, 2023

9 Smart Business Tips for Freelancers

By Mikey Rox

Freelancing is a great gig if you can manage it, but it's not as easy as it looks. For instance, when you're just starting out as a freelancer you may forgo contracts to get a gig. But what happens if the client skips out without paying? How do you ...

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January 3, 2023

7 Body Language Tips That Will Boost Your Chances of Getting a Job

By Mikey Rox

When it comes to getting a job, understand this: Hiring managers aren't just listening to what you say during interviews. They're also observing how you walk, talk, sit, and use your hands, among other body language expressions. CareerBuilder notes ...

Continue reading 7 Body Language Tips That Will Boost Your Chances of Getting a Job

December 20, 2022

What Gig Workers Should Plan For

By Sabado Domingo

More and more workers are turning to the gig economy for work as either full-time income or supplemental income. Maybe you need it to make ends meet, or maybe you want to work more on your own terms for a better work-life balance. But no matter why ...

Continue reading What Gig Workers Should Plan For

November 22, 2022

Stretch Your Paycheck: Money-Saving Advice for First-Time Employees

By Sabado Domingo

One factor that employees consider when looking for a new job is their compensation. Before accepting any offer, you should strive to stretch your first paycheck during negotiations so it's as big as possible. At a minimum you should always ensure ...

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October 5, 2022

How to Protect Your Career After Getting Injured At Work

By Corazon Gritar

Workplace injuries have been in the news a lot lately thanks to some major exposes. From worker injuries in Amazon warehouses to a recent New York Times story about pregnant workers miscarrying, the rights of workers has been a major issue this year. ...

Continue reading How to Protect Your Career After Getting Injured At Work

September 13, 2022

How I Survived Two Armed Robberies (and How You Can Too)

By Len Penzo

We tend to take for granted that the terrible misfortunes we see on the nightly news befalling people every day will never ever happen to us. Perhaps that is so for the majority of folks. But it is not certain by any means. By the time I was 30 I ...

Continue reading How I Survived Two Armed Robberies (and How You Can Too)

August 29, 2022

How to Leverage the Internet to Earn Extra Income

By Sabado Domingo

Do your weekend adventures leave you with little balance to survive the month? Do you always find yourself looking for your calculator whenever an expense stares you in the eye? Then maybe you could start exploring the option of working part time to ...

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August 24, 2022

When to Call Your Employer Out for Employment Malpractice

By Sabado Domingo

There's no law that says life has to be fair, or even that your boss has to be fair, but there are laws to protect employees against the worst kinds of employment malpractice. Not sure if what your boss is doing breaks the law or represents a breach ...

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August 15, 2022

4 Steps to Financial Independence

By Sabado Domingo

Once you have achieved some basic financial goals, such as paying off all debts except for perhaps your mortgage, building up an emergency fund and contributing to a retirement account, it is time to start thinking about achieving financial ...

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July 19, 2022

How to Deal with Retaliation in the Workplace

By Sabado Domingo

It's a sad fact that retaliation in the workplace is becoming increasingly common. In fact, the retaliation cases brought to the Equal Employment Opportunity Commission make up around 45% of all complaints. Retaliation is an insidious form of ...

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June 14, 2022

8 Ways to Make Money on Your Morning Commute

By Mikey Rox

If you want to get ahead in life, you have to work for it -- even on the way to your job. That's right; one way to stack additional cash is to find an alternative income source -- and a great way to do that is by earning additional money during your ...

Continue reading 8 Ways to Make Money on Your Morning Commute

June 7, 2022

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