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The offbeat personal finance blog for responsible people.

Grandfather Says: The Little Kite That Could

By RD Blakeslee

One day Grandfather made a "Little Kite that Could." About a half-century ago, the local Jaycees put on a kite building and flying contest. On the day of the event there was practically no wind and ordinary kites wouldn't fly at all. But ...

Continue reading Grandfather Says: The Little Kite That Could

August 22, 2019

How I Live on Less Than $40,000 Annually: Randy from Missouri

By Randy

My name is Randy and I recently discovered Len's website and learned about his $40,000 challenge. I've really enjoyed reading the stories of those $40,000 heroes. I am 44 years old and I'm a mechanical engineer by trade, but I've moved into ...

Continue reading How I Live on Less Than $40,000 Annually: Randy from Missouri

August 19, 2019

How To Decorate Your New Home Without Breaking The Bank

By Sabado Domingo

Moving to a new place could be an expensive endeavor. Based on the layout of the new room, you may have to get different furniture to fit all your belongings neatly within the space. Trying to make your new home homey can have you furiously shopping ...

Continue reading How To Decorate Your New Home Without Breaking The Bank

August 15, 2019

7 Practical Ways to Start Teaching Your Kids About Finance

By Jennifer Landis

Did you know children form most of their attitudes about money before the age of seven? It's true. Which means if you're a new parent, your children are likely watching you and adopting many of your own attitudes surrounding greenbacks -- whether you ...

Continue reading 7 Practical Ways to Start Teaching Your Kids About Finance

August 13, 2019

5 Things You Need to Know About Your Mortgage When Getting a Divorce

By Tex Freitag

You finally have your dream home, but not your dream marriage; and getting a divorce could mean losing it. What happens with your mortgage during a divorce? Can you keep your home? Do you split the costs? Or should you sell? Here is everything you ...

Continue reading 5 Things You Need to Know About Your Mortgage When Getting a Divorce

July 24, 2019

22 Home Hacks for Removing Common Stains (Part 2)

By Mikey Rox

Accidents happen, and they can totally put a damper on your otherwise positive demeanor if you don't know how to properly eliminate the stains they cause around the house. In case you missed it, you can check out the first 11 proven home hacks for ...

Continue reading 22 Home Hacks for Removing Common Stains (Part 2)

July 10, 2019

Grandfather Says: A 4th of July to Remember

By RD Blakeslee

Grandfather says Grandmother sewed period costumes for the family, which we wore to the nations bicentennial celebration in Washington, DC in 1976. Grandfather and family traveled to Wolf Trap National Park, where the day was celebrated by a ...

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June 27, 2019

When Is the Right Time to Buy a House, and What Purchasing Options Do You Have?

By Tex Freitag

Millennials have been slow to enter the home buying world; many carry huge debts from their college education. Others are still recovering from the Great Recession. Their hesitancy has confused the markets for new and previously-owned homes. The ...

Continue reading When Is the Right Time to Buy a House, and What Purchasing Options Do You Have?

June 24, 2019

12 Ways to Splurge on Date Night Without Breaking the Bank

By Jennifer Landis

Couples who spend little time nurturing their relationships tend to drift apart; unfortunately, many people lead busier lives than ever. But what is existence all about, anyway? People weren't put on Earth simply to work, sleep and eat. Taking ...

Continue reading 12 Ways to Splurge on Date Night Without Breaking the Bank

June 18, 2019

8 Ways to Reduce Divorce Costs

By Tex Freitag

Getting a divorce is emotionally exhausting and usually financially draining; most people have to start their lives over. Some couples spend recklessly on their divorce without thinking about the consequences. With that in mind, here are several tips ...

Continue reading 8 Ways to Reduce Divorce Costs

June 14, 2019

Online Mortgage Deals: They’re Not Your Parents’ Home Loan

By Sabado Domingo

It's a pretty safe bet that when your parents were buying their first house, the only way to get a mortgage was to go directly to a bank -- or search around town for one of only a few mortgage brokers willing to help. Thankfully, times have ...

Continue reading Online Mortgage Deals: They’re Not Your Parents’ Home Loan

April 10, 2019

Why Many People Are Choosing to Buy a Villa for Their Next Home

By Enero Febrero

Villas are the ultimate homes to live in. Modern villas are made from high quality building materials and user-friendly appliances, which makes the living experience even sweeter. These homes are designed for maximum comfort and habitability via the ...

Continue reading Why Many People Are Choosing to Buy a Villa for Their Next Home

March 20, 2019

4 Smart Reasons for Tapping Your Home Equity

By Tex Freitag

Did you know that your home has a tangible value to it that you can use? The equity in your house is something that you can take advantage of, but only if you have a good reason to. Using your home's equity is basically like taking out a second ...

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March 8, 2019

Grandfather Says: The Difference Between Cats and Dogs

By RD Blakeslee

Grandfather has always lived with dogs, but now that he's married to a cat lady, it's: Grandfather admits he loves dogs, but he also admits cats are easier, at his age. And they do things differently than dogs. For example, cats ...

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March 7, 2019

How to Teach Your Kids to Be Responsible with Money

By Enero Febrero

When parents think of the important talks they'll have with their children, they usually think about subjects like sex, death, and religion. However, very few consider financial responsibility and money. Why not? Children don't really understand ...

Continue reading How to Teach Your Kids to Be Responsible with Money

February 19, 2019

How Spending Money Can Help Your House Fetch a Higher Sale Price

By Tex Freitag

Putting a house up for sale is a lot more complicated than putting a 'For Sale' sign outside your house and phoning up a few real estate agents to manage the property. For one, there's the task of finding another place to stay while the house is ...

Continue reading How Spending Money Can Help Your House Fetch a Higher Sale Price

February 6, 2019

6 Factors to Consider When Finding a Suitable Apartment to Rent

By Sabado Domingo

Many of us contemplate renting an apartment at some point in our lives. Perhaps you're moving out of your parents' home, you're taking a job in a new city, or you need a short-term rental until your home remodeling project has been completed. What ...

Continue reading 6 Factors to Consider When Finding a Suitable Apartment to Rent

December 25, 2018

4 Home Financing Options for People with Poor Credit

By Sabado Domingo

We've all heard the countless horror stories from our friends with poor credit. A poor credit score can absolutely ruin your finances and any future plans you may have had; this includes your ability to buy a new home or car, and can even affect your ...

Continue reading 4 Home Financing Options for People with Poor Credit

December 21, 2018

How to Maintain Financial Security as a Homeowner

By Enero Febrero

It's no secret that owning a home is an expensive investment. Not only will you have to secure its purchase, you also need to shoulder overhead costs and other expenses that will keep its value high. During these times, it's important to be wise ...

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December 12, 2018

How to Pick the Perfect Christmas Tree

By Len Penzo

When I was growing up I had a friend whose family used to put up an artificial aluminum Christmas tree every year; pink. I remember one particular Christmas that same family had an ornament of a smiling Elvis Presley hanging on their pink tree -- ...

Continue reading How to Pick the Perfect Christmas Tree

November 26, 2018

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