A balance transfer credit card is a great way to consolidate debts spread across multiple credit cards by transferring them to a single credit card account. The most important consideration in choosing the best one for you depends on how you plan to ...
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What Is a Balance Transfer Credit Card?
Balance transfer cards are specifically targeted for those who are looking to consolidate debts spread across multiple credit cards by transferring them to a single credit card account. Best of all, you can transfer balances from gas, store and other ...
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How to Make Travel Cheaper with a Credit Card
Credit cards are a necessity for most travelers. Best of all, having the right card in your wallet can actually save you money. With that in mind, here's how to make travel cheaper with a credit card:
Get an airline card
Many airline cards offer ...
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How to Choose a Student Credit Card
For younger people who are just getting started in life, a student credit card is a terrific way to help establish a positive credit history. The most important consideration in choosing the best one for you depends on how you plan to use it. Here's ...
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How Do Credit Card Charges Work?
A question we often get here is, "How do credit card charges work?" The fact is, credit card companies make money by charging their customers interest on their monthly account balances. They also earn money from fees and other charges. The good news ...
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How Can I Pay Off My Credit Card Debt?
It's no secret that financially-strapped people often wonder: How can I pay off my credit card debt? But do you ever wonder why you should you quickly repair your debt problems? Because credit card interest rates can be as much as 20% or more, it's ...
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Millennials Aren’t Using Credit Cards, But Experts Think They Should
Seven in ten Americans have at least a single credit card in their name. Often times they have more, but most have at least one. However, this doesn't apply to all generations equally, and once again millennials are the exception to the rule; ...
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How Should I Choose a Credit Card?
It's only natural to wonder: "How should I choose a credit card?" That's because not all credit cards are created equal. In fact, when choosing a card, you'll quickly discover that there are hundreds of options for you to choose from so it makes ...
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What Is a Credit Card?
What is a credit card? They're a tool that allows people to borrow money from their bank or a financial institution for the purchase of consumer goods and services. Because almost all businesses accept credit cards, there is virtually no limit to ...
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Car Accident Procedures Involving Tourist Drivers
In Texas, unsafe lane changes contributed to approximately 8% of car accidents last year, underscoring the complexities that can arise in collisions, particularly those involving tourists who may be unfamiliar with local driving conditions and ...
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How to Use Credit Card Chargebacks to Get Refunds from Stubborn Vendors
Not every merchant goes by the mantra, "The customer is always right." Therefore, even if you've received a fraudulent charge or want to return a piece of merchandise, they may not let you -- and you may not get your money back. Fortunately, credit ...
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What is a Rewards Credit Card?
A rewards credit card is specifically targeted at people who want a bonus in exchange for using the card; so the more you purchase, the more rewards you earn. Common rewards include:
Cash dividends. With these cards, for every dollar you spend, ...
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What Is a Student Credit Card?
Student credit cards are specifically targeted at younger people who want to build their credit. These cards usually have higher interest rates than other cards because the people who use them have a limited credit history. Even so, by law, all ...
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How Do I Choose the Best Rewards Credit Card?
A rewards credit card is specifically targeted at people who want a bonus in exchange for using the card; so the more you purchase, the more rewards you earn!
There is no magic to selecting the right reward cards. In fact, it basically comes down ...
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How Do I Choose the Best Secured Credit Card?
Not all secured credit cards are created equal. So how can you determine which one is best for you? Here are the most important considerations:
Credit reporting. Since the biggest reason for getting a secured credit card is to establish or rebuild ...
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How Do I Choose the Best Cash-Back Credit Card?
A cash-back rewards card pays you money for every purchase you make so you'll want to make sure you maximize your dividends by using the following strategies:
Compare interest rates and annual fees. Rewards cards typically have higher APRs than ...
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How Do I Choose the Best Prepaid Credit Card?
Not all prepaid cards are created equal. So how can you determine which card is the best one for you? Here are the most important considerations:
Usage. The first order of business is to identify exactly how you intend to use the card. For ...
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What Is a Prepaid Credit Card?
A prepaid card offers an easy way for people who want to buy things using plastic -- but without the need for a bank account or credit card. In fact, they're used exactly like a normal credit card, but they rely on funds that are preloaded by you, ...
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Prepaid vs. Secured Credit Cards: What’s the Difference?
On the surface, prepaid and secured cards look a lot alike, but there are two key differences that you need to be aware of:
Credit reporting. Unlike prepaid cards, secured credit cards are primarily used to help people build credit. That's because ...
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What Can I Do to Improve a Low Credit Score?
A low credit score can affect your life in more ways than you might think -- which is why it's important to maintain the highest score possible.
If your credit score is less than optimal, here are the most effective ways to help you increase that ...
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