• About
  • Archives
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

How Do I Choose the Best Air Miles Credit Card?

By Len Penzo

best air miles credit cardAn air miles rewards card are perfect for folks who love to travel and have great credit – so you’ll want to make sure you maximize your dividends by using smart strategies. Here’s how to choose the best air miles credit card:

Compare interest rates and annual fees

Rewards cards typically have higher APRs than most other cards. As a result, you’ll need to keep the interest rate as low as possible if you plan on carrying a monthly balance — otherwise the resulting cost may exceed the value of your rewards.

Keep it simple

Look for cash back cards with simple terms and minimum black out dates and other restrictions.

Consider the sign-up bonuses

Many airline cards offer introductory bonuses that are big enough to earn a free flight as soon as you sign up.

Check for other perks

The best air miles cards offer some combination of free wi-fi, discounts for checked baggage and airport lounges, double points for certain purchases, occasional low-cost companion fare specials and no foreign transaction fees.

Look for flexible rewards programs

While earning a ticket is great, air miles cards that also offer partial credit towards a ticket purchase — or even cash rebates — can really help you stretch the air miles you earn from your card.

Photo Credit: GotCredit

2 Comments October 2, 2025

Question of the Week

Which personalty trait best describes you?
VoteResults

Comments

  1. 1

    Mike Horton says

    How do you find black out dates?

    Reply
    • 2

      Len Penzo says

      Mike, the blackout dates for airlines can be found by going to a search engine and typing in the name of the airline, plus the term “blackout dates.” Some airlines claim to have no blackout dates.

      Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025