• About
  • Mortgage Basics
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

U.S. Credit Card Debt Surpasses $1 Trillion

By Corazon Gritar

Watch out, America. It's time to start thinking before you swipe your credit card. According to ABC News, a new study from the website WalletHub says the total credit card debt of U.S. consumers exceeded $1 trillion for the first time. In 2017, ...

Continue reading U.S. Credit Card Debt Surpasses $1 Trillion

5 Comments April 13, 2018

Falling for This Tax Scam Will Have You Singing an Unhappy (i)Tune

By Corazon Gritar

Tax season is upon us -- and scammers know it. While we'd all like to think we could outwit someone who tries to defraud us, the truth is that these criminals prey on some of our biggest fears and often see substantial results. In fact, the US ...

Continue reading Falling for This Tax Scam Will Have You Singing an Unhappy (i)Tune

4 Comments April 12, 2018

4 Great Budgeting Tips For Every Millennial

By Corazon Gritar

Shortly after ringing in the new year, many Millennials are already struggling to reach their financial resolutions. It's no wonder why; the average debt a typical millennial carries is $47,689, according to a 2015 Millennial Money Mindset Report. ...

Continue reading 4 Great Budgeting Tips For Every Millennial

5 Comments March 30, 2018

Here Are 3 Killer Gamification Marketing Strategies in Action

By Corazon Gritar

In the old media world, customers rarely interacted with a company's marketing campaigns. Radio commercials, TV, print media, and billboard advertising may have featured a call to action or phone number, but they rarely demanded active participation. ...

Continue reading Here Are 3 Killer Gamification Marketing Strategies in Action

Leave a Comment March 28, 2018

5 Ways To Financially Prepare For Your Healthcare Needs

By Corazon Gritar

Healthcare in the United States is a hot-button political issue, ripe with disagreement. It is also immensely complicated, making it all the more difficult to wrap your head around the right answers. Of course, there is one thing almost everyone can ...

Continue reading 5 Ways To Financially Prepare For Your Healthcare Needs

5 Comments February 27, 2018

New Survey Tells the Real Story Behind Millennial ‘Job-Hopping’

By Corazon Gritar

A recent survey has reflected a changing opinion on what constitutes a desirable career opportunity as more millennials cite being in a role they're passionate about as the top reason, according to Ladders. Passion for their jobs was survey ...

Continue reading New Survey Tells the Real Story Behind Millennial ‘Job-Hopping’

3 Comments February 4, 2018

Exploring Ways to Support Dental Patients’ Health and Financial Needs

By Corazon Gritar

Whether you're a dental professional or a patient, you can't argue the fact that proper dental care is a necessity. Unfortunately, dental services aren't always affordable for those with lower incomes. Medical Group Management Association data has ...

Continue reading Exploring Ways to Support Dental Patients’ Health and Financial Needs

2 Comments February 1, 2018

What to Consider Before Closing a Deal on a Vacation Home

By Corazon Gritar

As you work to become more financially secure, leisure time might feel more precious than ever. This is why many professionals choose to purchase their own slice of paradise: a vacation home. Whether this is a new idea for you or you've been ...

Continue reading What to Consider Before Closing a Deal on a Vacation Home

5 Comments January 31, 2018

CTRL-F: Google Searches for Their Stolen Company Bikes

By Corazon Gritar

When it comes to security, Google does not mess around. They are one of the top web companies in the world, perfecting their cloud storage services and changing their algorithm 500 to 600 times per year. But lately, they have one security issue that ...

Continue reading CTRL-F: Google Searches for Their Stolen Company Bikes

5 Comments January 28, 2018

2017 Was a Record Year in Insurance Claims Due to Natural Disasters

By Corazon Gritar

Insurers are expected to pay a record $135 billion to cover losses from natural disasters in 2017, according to German reinsurer Munich Re. This high costs was due to the most expensive hurricane season ever to occur in the United States and ...

Continue reading 2017 Was a Record Year in Insurance Claims Due to Natural Disasters

4 Comments January 21, 2018

Tax Season Kicks Off at the End of January

By Corazon Gritar

Tax season is just around the corner and it's time to start preparing. There are some new changes coming to the tax circuit this year and it's important for every individual and every organization to fully understand what's to come. The ...

Continue reading Tax Season Kicks Off at the End of January

Leave a Comment January 19, 2018

How Trump’s Tax Plan Might Impact You in 2018

By Corazon Gritar

Even under the best of circumstances, understanding your yearly tax filing can be a colossal challenge. Confusion surrounding taxes can have substantial financial ramifications for your family. Of the 1 million individual return audits that took ...

Continue reading How Trump’s Tax Plan Might Impact You in 2018

15 Comments December 29, 2017

Wait, What? Survey Shows Airline Customer Satisfaction Up for 5th Year

By Corazon Gritar

Shrinking legroom, customers dragged off flights, delays ... it seems that airlines are constantly battling customer satisfaction issues. Yet according to the J.D. Power 2017 North America Airline Satisfaction Survey, customer satisfaction in the ...

Continue reading Wait, What? Survey Shows Airline Customer Satisfaction Up for 5th Year

2 Comments December 29, 2017

Amazon May See Stronger E-Commerce Competition From Walmart

By Corazon Gritar

The cloud computing company and leader in e-commerce retail, Amazon, may be seeing stronger competition in the future, new data suggests. According to market intelligence leader SimilarWeb, Walmart's online conversion has been steadily increasing ...

Continue reading Amazon May See Stronger E-Commerce Competition From Walmart

5 Comments December 24, 2017

Saving Money On Holiday Parties: Host Gifts That Won’t Break the Bank

By Corazon Gritar

The holiday season is upon us, and soon you'll begin receiving invitations for holiday parties. While holiday parties are part of what makes this time of the year so wonderful, they can also take a massive toll on your savings account. From buying ...

Continue reading Saving Money On Holiday Parties: Host Gifts That Won’t Break the Bank

2 Comments December 8, 2017

Study: Americans More Likely to Save for Vacation than for Retirement

By Corazon Gritar

Although Americans are criticized for putting work above all else, so much so that half of those in the workforce aren't using all their vacation days, a new NerdWallet study suggests that we are prioritizing getaways -- but it may be at the expense ...

Continue reading Study: Americans More Likely to Save for Vacation than for Retirement

3 Comments November 30, 2017

U.S. Housing Market Seeing Unchanged Mortgage Rates from Last Year

By Corazon Gritar

According to recent data, mortgage rates rose slightly this year, but are now essentially back to where they started a year ago. The average 30-year fixed rate reached 3.95% with an average 0.5 point. Two weeks ago, it was at 3.90% and at 3.94% a ...

Continue reading U.S. Housing Market Seeing Unchanged Mortgage Rates from Last Year

Leave a Comment November 29, 2017

3 Ways to Reduce the Amount of Money You Spend on Coffee

By Corazon Gritar

Coffee is something a lot of us drink every single day. While it can provide a nice boost during a long work day, purchasing one or more cups of coffee every day can seriously hurt your bank account. It may not seem like it at the time, but these ...

Continue reading 3 Ways to Reduce the Amount of Money You Spend on Coffee

7 Comments October 31, 2017

5 Steps to Setting a Successful Fall Shopping Budget

By Corazon Gritar

Fall is upon us, and with the colder weather comes the need to bring out the sweaters and jackets. It's also a time when the majority of people enjoy purchasing new cold weather clothing. In doing this, some people tend to go a little overboard and ...

Continue reading 5 Steps to Setting a Successful Fall Shopping Budget

Leave a Comment October 17, 2017

Report: Trump Mulling Estate Tax Cut to Wealthy Americans

By Corazon Gritar

President Trump is considering abandoning some previously-decided on tax cuts for wealthy Americans. Earlier this year, and throughout his campaign, the Trump Administration promised wealthy Americans that they would introduce US estate tax cuts ...

Continue reading Report: Trump Mulling Estate Tax Cut to Wealthy Americans

4 Comments October 1, 2017

  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • 5
  • Next Page »

Question of the Week:

What did you do with your latest COVID stimulus check?

View Results

Loading ... Loading ...

Recent Posts

  • I’m Stumped: 7 Perplexing Money Questions Without a Good Answer
  • Black Coffee: A Land of Confusion
  • Which Sectors Got a Real Boost in 2020?
  • The Top 10 Ways to Quickly Make $500 in 2021
  • How Home Crowdfunding May Let Millennials Live the American Dream
  • 3 Important Tax Deduction Rules You Should Always Remember
  • 5 Ways You Can Save Money on Groceries This Week
  • Economic Collapse 101: How to Prepare for Water Supply Disruptions
  • Black Coffee: Painting the Town Red
  • 5 Ways the Oil Industry Affects the US Economy

Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

Sign up for the weekly Len Penzo dot Com newsletter
Len Penzo dot Com Delivered Weekly
Join more than 30,000 readers and fans who enjoy personal finance and macroeconomics with an offbeat twist!
Invalid email address
Thanks for subscribing!

Popular Now:

  1. 1. A Simple Test to Know If It’s Better to Rent or Buy a Home
  2. 2. My Cola Taste Test: Is Coke Really Better Than Pepsi?
  3. 3. My 10 Commandments of Personal Finance
  4. 4. The Best Personal Finance Book I’ve Ever Read
  5. 5. Planning a Wedding? Here Are 9 Ways to Ensure You’ll Pay Too Much
  6. 6. 5 Things Nobody Tells You About Being Poor — for Good Reason
  7. 7. 4 Good Reasons Why Some Quarters Are Painted Red
  8. 8. 3 Great Hobbies That Are Investments Too
  9. 9. 10 Red Flags That May Signal You’re In Serious Financial Trouble
  10. 10. Are Gas Clothes Dryers Worth the Extra Money?

All-Time Most Popular:

  1. 1. 19 Things Your Suburban Millionaire Neighbor Won’t Tell You
  2. 2. Dear Friend: Here Are 41 Reasons Why I’m NOT Lending You the Money
  3. 3. Why Your Expensive Luxury Car Doesn’t Impress Smart People
  4. 4. If You Can’t Live on $40,000 Annually It’s Your Own Fault
  5. 5. 21 Reasons Why Corner Lots Are for Suckers
  6. 6. 4 Smart Reasons Why College Isn’t for Everyone
  7. 7. 18 Fast Facts About Social Security Numbers
  8. 8. My Ketchup Taste Test: Upset! Guess Which Brand Topped Heinz
  9. 9. Why I Prefer a Spreadsheet to Track Expenses and Manage My Finances
  10. 10. Here’s a Simple Trick for Getting Credit Card Interest Charges Waived

Copyright © 2021 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

Copyright © 2021 · Penzo on Genesis Framework · WordPress · Log in