• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

Are Extended Warranties Worth It? 4 Questions to Ask Before Buying

By Len Penzo

As many guys will tell you, after countless cookouts and parties we tend to get attached to our barbecue grills the same way we get attached to our dogs. Let's face it, a good barbecue grill, like a good dog, is something to be revered, which is ...

Continue reading Are Extended Warranties Worth It? 4 Questions to Ask Before Buying

16 Comments July 14, 2025

Black Coffee: Death & Taxes

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

Continue reading Black Coffee: Death & Taxes

8 Comments July 12, 2025

Common Pitfalls in Business Operations and How to Avoid Them

By Sabado Domingo

business operation pitfalls

Running a business isn't just about having a great product or service. You also need to get all the behind-the-scenes operations right. From managing finances to handling employees and staying compliant with regulations, the success of your business ...

Continue reading Common Pitfalls in Business Operations and How to Avoid Them

Leave a Comment July 14, 2025

Understanding the Basics of Property Investment

By Sabado Domingo

Have you ever thought about owning property but didn’t know where to start? Investing in property can feel overwhelming at first. There are so many things to consider – prices, neighborhoods, loans, risks, and more. But with a little guidance, the ...

Continue reading Understanding the Basics of Property Investment

Leave a Comment July 14, 2025

Breaking Down the Cost of Saying Goodbye: My Journey with Funeral Planning

By Tex Freitag

Hey there, friends. Let’s talk about something most of us avoid until we absolutely can’t – planning for the inevitable. A few months ago, I found myself sitting at my kitchen table, coffee in hand, staring at a stack of bills and a notebook titled ...

Continue reading Breaking Down the Cost of Saying Goodbye: My Journey with Funeral Planning

Leave a Comment July 14, 2025

Exploring the Cons of Informal Borrowing

By Enero Febrero

Informal borrowing often seems like an attractive funding option for investors looking to finance a new real estate project. After all, it’s a quick and easy solution when cash is tight, and there’s often no paperwork, no credit checks, and no ...

Continue reading Exploring the Cons of Informal Borrowing

Leave a Comment July 14, 2025

What Is a Balance Transfer Credit Card?

By Len Penzo

Balance transfer cards are specifically targeted for those who are looking to consolidate debts spread across multiple credit cards by transferring them to a single credit card account. Best of all, you can transfer balances from gas, store and other ...

Continue reading What Is a Balance Transfer Credit Card?

Leave a Comment July 10, 2025

Debunking Common Legal Myths About Nursing Home Debt

By Sabado Domingo

Nursing homes are long-term medical care communities for older adults who need round-the-clock, hands-on care from medical staff. Older adults with dementia, mobility conditions, or other disabilities often reside in nursing homes for safety and ...

Continue reading Debunking Common Legal Myths About Nursing Home Debt

1 Comment July 9, 2025

How to Take Control When You’re Deep in Debt

By Tex Freitag

If you're lost in financial debt, getting back in control can seem like an uphill struggle. With the high cost of living and stagnant wages, it's not always easy to pay what you owe -- especially if you've been borrowing from multiple creditors over ...

Continue reading How to Take Control When You’re Deep in Debt

3 Comments July 9, 2025

14 Things You Shouldn’t Buy When Traveling

By Anum Yoon

Travel is often fun, but almost always expensive. That's especially true if your trip is for an extended amount of time. The good news is you may be surprised how far your vacation money can go by avoiding certain things travelers often buy. Here are ...

Continue reading 14 Things You Shouldn’t Buy When Traveling

18 Comments July 8, 2025

Good Personal Finance Habits Everyone Should Follow

By Len Penzo

There are good habits and there are bad habits - and I have a lot of bad habits. For example, I tend to bite my nails when I get stressed out. I also have a penchant for opening the cupboard to get a drinking glass -- then walking away and leaving ...

Continue reading Good Personal Finance Habits Everyone Should Follow

50 Comments July 7, 2025

Black Coffee: Dumb and Dumber

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got another busy weekend ahead of ...

Continue reading Black Coffee: Dumb and Dumber

12 Comments July 5, 2025

When Consolidating Debt is a Bad Idea

By Tex Freitag

Debt consolidation is one of those financial tools that sounds perfect on paper. Take all your debts, roll them into one easy payment, and hopefully enjoy a lower interest rate. For a lot of people, this approach works and can make managing debt feel ...

Continue reading When Consolidating Debt is a Bad Idea

Leave a Comment July 3, 2025

5 Reasons Freelancers Outgrow Free Accounting Tools – and Next Steps

By Sabado Domingo

You start small. Maybe a couple of clients. A few invoices each month. You snag a free accounting tool like Wave or ZipBooks and it works. It's easy. It's free. But then something happens: You grow. More clients. More projects. Higher earnings. ...

Continue reading 5 Reasons Freelancers Outgrow Free Accounting Tools – and Next Steps

Leave a Comment July 3, 2025

Grandfather Says: The Continuing Chronicles of Elaine, Part 70

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: My Piano Lessons at the Detroit Conservatory of Music I don’t remember how long our church organist came to our flat to give me ...

Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 70

1 Comment July 3, 2025

5 Reasons You Shouldn’t Be Scared to Take Out a Loan

By Enero Febrero

For many, the word "loan" carries a negative connotation because it is often associated with financial struggles, endless payments, and even stories of debt spiraling out of control. As such, many individuals are hesitant to take out a loan, even ...

Continue reading 5 Reasons You Shouldn’t Be Scared to Take Out a Loan

Leave a Comment July 2, 2025

A Tried-and-True Wealth Creation Guide

By Sabado Domingo

You work hard day after day. However, you feel that instead of working for your money, you could make money work for you. It's likely that you know people with lots of free time and can afford to take an occasional day off. They may have the same ...

Continue reading A Tried-and-True Wealth Creation Guide

2 Comments July 2, 2025

Starting a Side Hustle? Ask Yourself These Questions

By Corazon Gritar

iWhen starting a side hustle as a small business, there will be many ways to potentially invest your money. From packaging to shipping to marketing materials, and it can be hard to determine what is and isn't worth it. This post will help you ask the ...

Continue reading Starting a Side Hustle? Ask Yourself These Questions

2 Comments July 1, 2025

Is It Okay to Eat Food Past Its Expiration Date?

By Len Penzo

This weekend, I was pouring a little half-and-half into my cup of coffee (not Folgers) when I saw something extremely disturbing: The creamer was 34 days beyond its expiration date. Yes, 34 days. Of course, the first thought that immediately ...

Continue reading Is It Okay to Eat Food Past Its Expiration Date?

77 Comments June 30, 2025

Black Coffee: Market Mayhem

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Market Mayhem

14 Comments June 28, 2025

  • 1
  • 2
  • 3
  • …
  • 147
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025

x