Right now, at this moment, how much money do you have? Before you answer: does the mere question begin to stress you out?
If so, you're not alone. According to the number crunchers at the American Psychological Association, the top three causes of ...
Continue reading 6 Ways to Avoid Becoming Small-Minded About Money
The 5 Major Money Personalities: Which One Do You Have?
Although researchers disagree on just how much of our personalities are dictated by our genetics and how much comes from the way we were raised, one thing is clear: Your personality has a huge effect on how you relate to money.
In terms of ...
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4 Alternatives to Traditional Banking Many People Overlook
You might be one of many people who is getting tired of increasing and tricky bank fees. Perhaps you're at the point where you're even looking at switching to a "new" way of banking that's different from the typical big-name bank you've used for ...
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3 Easy Ways to Minimize Your Monthly Smartphone Bill
Smartphones are ubiquitous these days, but they aren't always cheap to use. A typical plan-based contract could set you back $100 a month or even more. Plus, since many of those agreements span across years, you're stuck if it turns out you don't get ...
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5 Clever Ways to Save Money on Pet Care
If you're like most pet owners, you consider your animal companions part of the family. But pet-care costs can strain a household budget -- so it's important to evaluate how we care for the animals we love without dropping our hard-earned money into ...
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6 Not-So-Conventional Ways to Own a Home
Homeownership is part of the American dream, but buying a house today is not what it used to be. Fortunately for modern homebuyers, there are many nonconventional ways to become a homeowner. When you think outside the box, home buying becomes more ...
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Worried About Hospital Bills? Consider Medical Tourism!
You need to undergo a medical procedure, pronto. So you look around for the best, and most affordable, hospitals in your area. You even check out the ones across the country. Unfortunately, none of them fit your requirements -- especially your ...
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10 Tips for Making Your First Budget
Landing your first real job and bringing in a steady paycheck each month is an exciting time. However, if you're like most people, that's shortly followed by a myriad of expenses. It's difficult to keep track of all your bills and expenses -- and if ...
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6 Ways to Cut the Costs of Raising Children
Even if you do your best to be frugal and find deals, the cost of raising children isn't cheap. Infants need special equipment, such as car seats, strollers and carriers. Older children come with education costs. The US government's most recent study ...
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12 Ways to Save Money on Your Sushi Order
Does your stomach growl at you when you drive by your favorite sushi place? Chances are your wallet growls right back once you splurge on that indulgence.
So ... How do you save money on your sushi order and still manage to satisfy your stomach ...
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Use Credit Card Chargebacks to Get Refunds from Stubborn Merchants
Not every merchant goes by the mantra, "The customer is always right." Therefore, even if you've received a fraudulent charge or want to return a piece of merchandise, they may not let you -- and you may not get your money back.
Fortunately, ...
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5 Tips for Budgeting In Retirement on a Fixed Income
So you're planning to retire soon? First of all: congratulations! Now, it's time to ensure that your money outlasts your life and that there's some left over for your children.
You can do that by setting up, and following, a realistic ...
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5 Ways to See Disneyland or Disney World on a Budget
For most people who don't live in California or Florida, a trip to Disney is a rare treat. Even if you only do it once a year, or once every few years, a full Disney vacation can be expensive; sometimes prohibitively so.
Thankfully, it is possible ...
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6 Good Habits You Can Employ to Improve Your Finances
Did you make a new year's resolution to improve your finances this year? Fortunately, it only takes a few good habits to meet that noble goal. Even better, most good financial habits are so easy to implement that it's just a matter of getting ...
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7 Great Careers That Don’t Require Much Experience to Start
Are you looking for a career that doesn't require many years of experience? It can be discouraging to look at job postings where all you see is "five years of experience needed" or "experienced personnel only."
Fear not, though. It turns out there ...
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5 Ways to Get Rid of Your Unwanted Christmas Gifts
Christmas is the season of giving. In some cases, that can include giving away. No matter how many gifts you receive, there may be a few items in your haul that you neither need nor want.
It may seem like a delicate place to be in: how do you deal ...
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5 Ways Smoking Negatively Affects Your Personal Finances
It's not likely you'll be able to find anyone in the United States who has escaped the message that smoking is hazardous to your health. After all, there's a Surgeon General's warning on every pack. And children learn about the negative effects of ...
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8 Tips for Keeping Your Thanksgiving Meal as Inexpensive as Possible
Thanksgiving is filled with family, friends, good food and football. But it can also be filled with expenses -- especially if you're having Thanksgiving dinner at your house.
No need to worry, though. The Thanksgiving holiday also offers ample ...
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5 Ways You Can Save Money on Groceries This Week
For many people, the grocery bill is one of their largest monthly expenses. Fortunately, you can easily save money on groceries this week -- and every week after that -- with a little pre-planning and a lot of creative frugality.
Nix the ...
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6 Costly Mistakes People Make with Their 401k Plans
If you're interested in saving for retirement, a 401k plan can't be beat. These employer-sponsored plans let employees save tax-free and choose from a range of investment options. The tax-free savings effectively lower your taxable income, which may ...
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