When did you learn the value of money? For many of us, it begins the day our parents dole out chores for the first time. A week's worth of completed chores meant we earned allowances that we could spend right away or save for something we really ...
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How to Get a Higher Credit Score No Matter How Bad Your Finances Are
Imagine being so rich you never had to borrow money!
If you're wealthy enough to pay cash for any car or home you like, then you have no need to read about how credit scores are determined -- but most of us have to borrow money from time to time. ...
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4 Ways Social Media Use Makes You Vulnerable to Identity Fraud
Most of us use at least one form of social media to stay in touch with friends and family we don't get to see every day. From Facebook to Snapchat, social media gives us the ability to share updates with all our friends and followers at once.
But ...
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Reverse Mortgage Pros and Cons That Every Homeowner Needs to Know
The reverse mortgage is a financial option that has been around for decades, but relatively few people ever use them. However, the truth is, many people in their sixties and older end up with a majority of their wealth tied up in their home, while ...
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What’s the Best Way to Give a Financial Gift?
When it comes to gifts, we all know it's the thought that counts -- which is why there are certain self-described gift-giving mentors who don't encourage financial gifts. Of course, those same folks have probably been on the receiving end of monetary ...
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An Introductory Guide to Wills, Trusts and Estate Planning
What happens when people die -- or are dying -- is a subject of intense debate. For you it might be a matter of faith or science. What's less debatable: if you prepare properly, the people you leave behind will have an easier transition.
Several ...
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7 Obamacare Alternatives that Could Save You a Lot of Money
Obamacare, also known as the Affordable Care Act (ACA), has worked to get more Americans insured. But it has some snags -- a large number of people are facing problems like rising premiums and cancelled policies.
These challenges make coverage ...
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How the ‘Pink Tax’ Ensures Women Pay More for Goods and Services
Ladies: Watch out for the Pink Tax.
You probably won't see any news about it in the papers, as it's nothing Congress has passed or proposed. If you're a woman, though, chances are you've experienced it or maybe even noticed it creeping up on your ...
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Is It Time to Consider Investing in Marijuana Stocks?
The debate over the merits of legalizing marijuana won't come to a close anytime soon. At the same time, the merits of investing in marijuana also have their share of proponents and detractors.
While more and more states are moving toward either ...
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Is It Better to Borrow From Your 401k or Take an Early Withdrawal?
In the case of a financial emergency, you might have to dip into your 401k plan to find the money you need. This is never an ideal scenario, as taking money out of such accounts can severely set back progress you've made in saving for ...
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How to Stop FOMO from Creating a Gaping Hole in Your Monthly Budget
FOMO -- the fear of missing out -- is a powerful feeling. It's defined as an anxiety that something exciting is happening somewhere that you're not. It may sound like a benign and harmless feeling, but FOMO controls us more than we like to ...
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14 Things You Should Never Spend Money on While Traveling
Travel is often fun, but almost always expensive. That's especially true if your trip is for an extended amount of time. The good news is you may be surprised how far your holiday money can go by avoiding certain things travelers often buy. Here are ...
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6 Ways to Create a Stylish Home Office on a Budget
Flexible scheduling and the beauty of technology in the workplace has allowed for more opportunities than ever to work from home -- either part or full-time -- rather than hanging out in the office seven days a week.
That being said, just any ...
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7 Tips for Finding a Reliable Used Car at the Lowest Price
If you want a new car for cheap, the best option is a used one.
Aside from the obvious price benefits, used cars are subject to lower taxes, registration fees and dealer fees. You also can't slap a fancy adjective like "vintage" on a new ...
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5 Affordable Ways to Upgrade an Outdated Bathroom
A wise man once said, "You go to take a shower with the bathroom you have -- not the bathroom you might want or wish to have at a later time."Perhaps we're paraphrasing, but how happy are you with your current master bathroom? This should be your ...
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10 Frugal Ways to Unwind, Relax and Have a Little Fun
Ever reach the end of the work week, and you literally just can't handle any more? The days spent at the office can leave us feeling tense and wound so tight that you can almost feel your bones grinding together.
So how do you unwind without ...
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A Winter Heat Checklist to Help Keep Bills Low
Saving on bills during the winter is easier than many think. While some may claim substantial savings can only occur after an entire heating system revamping or a lofty project, homeowners can do many fairly simple and straightforward tasks each ...
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How Much Should Parents Spend on Education Technology?
Back to school shopping isn't what it used to be. Not too long ago, the most technologically advanced product that a parent would buy their kid was one of those bulky graphic calculators. Now, that almost seems quaint compared to the devices ...
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6 Ways to Avoid Becoming Small-Minded About Money
Right now, at this moment, how much money do you have? Before you answer: does the mere question begin to stress you out?
If so, you're not alone. According to the number crunchers at the American Psychological Association, the top three causes of ...
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More Clever Low-Cost Homemade Gifts Everyone Will Enjoy
If you missed Part 1 of this series, click here.
One of the best gifts you can give or receive is something that was handmade with love. The special touches, time and effort that go into DIY projects let everyone know theyre important to you. If ...
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