We recently replaced our old refrigerator. It's not that the appliance was on the verge of breaking down; it's just that I am very risk adverse and I figured that, with the recent spate of supply chain issues, I figured we'd get a jump on any ...
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Checking Accounts: Types, Uses, and Why You Should Have One
You can walk into any regular bank and request to open a checking account. A checking account is a standard bank account in which you are allowed to make deposits and withdrawals anytime without stringent limits and rules. They can also be called ...
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Grandfather Says: Only Clean Firewood Will Do
Grandfather says he doesn't mind a little frumpiness indoors, but the missus wants only clean firewood in the house.
Well, OK; Grandfather will have to abandon the woodpile and store the firewood under roof.
No spare roof onsite?
The missus ...
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9 Smart Reasons to Get Aggressive With Your Debt Busting
When it comes to paying down your debt, there are hundreds of reasons to get aggressive. Some are unique to individuals and their particular financial circumstances, but most cross the boundaries of personal situations to find common ground among ...
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5 Ways To Financially Prepare For Your Healthcare Needs
Healthcare in the United States is a hot-button political issue, ripe with disagreement. It is also immensely complicated, making it all the more difficult to wrap your head around the right answers. Of course, there is one thing almost everyone can ...
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Want a Higher Credit Score? Here’s How to Get It
Do you wish your credit scores were higher? For the vast majority of working adults, the numerical scores reported by the three major bureaus have a massive impact on their lives.
Not only do your scores determine whether you can borrow, but they ...
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8 Financial Resolutions To Adopt This Year
There's genuinely no better way to kickstart the new year than with a few motivational resolutions. And while most of us have listed resolutions like getting fit, eating healthier, and other common goals, deciding to make a few financial resolutions ...
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How to Safely Invest for Retirement
How important is it to have a sufficient financial nest egg by the time you are ready to retire? Well ... it should be very important because your life post-retirement depends on it.
Believe it or not, a major mistake some people make when ...
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56% Of Americans Own Stock: What Else Can You Invest In?
Currently, 56% of all Americans own stock, but it was more common in the years 2001-08, when as many as 68% of Americans owned at least one share. Stock ownership is determined by household income, formal education, and age, but it's not the only ...
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Black Coffee: Iron Fist, Glass Jaw
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a terrific week. ...
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Should You Trade Cryptocurrencies with Other Crypto or Use Fiat Money?
By now, you are probably perfectly aware that trading cryptocurrencies can be a profitable pursuit if you don't mind a healthy dollop of market volatility.
The unstoppable rise of bitcoin (BTC) has been so stark that even countries, such as El ...
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6 Simple Ways to Make Better Trading Decisions
The stock market, like many other aspects of life, can be unpredictable at times. One day you may feel like everything is on your side and will never go down again; the next day, it drops by five hundred points. It's easy to become stressed or ...
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Reverse Mortgages as Payment for Elderly Care
Typically, elderly care can be expensive. If you have an elderly family member, it's one of the concerns you have to think about as they age and experience physical and cognitive decline. No matter how independent they are when they're young, it'll ...
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A Few Thoughts from Aunt Doris: The Two-Fingered Salute
As I've said before, the English and Americans do have their differences.
One day, when I was 89-years-old and recovering in the hospital from knee surgery, I noticed an older gentleman using a walker who was passing by my room. Thinking he had ...
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The Debt Business and How to Avoid Being an Economic-System Casualty
Does "the man" profit from you being in debt? The short answer: yes.
There absolutely is money to be made by keeping people in debt. Think about it: You're granted a credit card with a $1500 limit and an interest rate of 17% (which sounds high ...
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This Survey Tells the Real Story Behind Millennial ‘Job-Hopping’
A recent survey has reflected a changing opinion on what constitutes a desirable career opportunity as more millennials cite being in a role they're passionate about as the top reason, according to Ladders.
Passion for their jobs was survey ...
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14 Reasons Why Monitored Home Security Systems Are for Suckers
Even though today's DIY home security systems make it easier than ever to monitor your home from anywhere and at any time with a smart phone, I still see the occasional ad from companies offering home burglar alarm installation and monitoring ...
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Black Coffee: Living the Highlife
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Living the Highlife
Grandfather Says: The Correct Way to Cope with Adversity
Grandfather says someone close to the past disastrous wildfires in California got him to thinking. "Older people know that everything heals," the man said. "Everything gets better if you just keep plugging away. But there are young people who are ...
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Hunting for a New Job? Here Are All the Tips & Tricks You Need
Unless you have connections, finding a new job is always difficult. There is so much competition that most companies won't even give you feedback on your applications. And getting an interview usually doesn't guarantee you a job either.
The truth ...
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