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Gold has a long history of use as a primary form of currency in many nations. And although it is no longer used as currency anymore, many people still considers it as a form of wealth insurance. Other people look to gold as an investment. For more ...

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100 Words On: The Best Way to Make Ends Meet on a Limited Income

Where you live becomes more important as household income decreases. For example, when taking into account food, utilities, healthcare, housing, and general goods and services, New York City is more than twice as expensive to live in than Pueblo, ...

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4 Small Expenses That Can Add Up to Become Big Budget Busters

There are more than a few people out there who think they've got their spending under control, and yet they can't seem to figure out why they're still spending more than they earn every month. In many cases, the answer is simply that many people ...

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4 Basic Strategies for New Stock Market Investors

If you're thinking of investing in the stock market, you may be trying to decide if you should put your money into a start-up or if you would be better off investing in a company with an established track record. Ultimately, you have to decide ...

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18 Tips to Consider Before Buying Auto, Home & Life Insurance

Those who fail to plan, plan to fail. And like it or not, planning for the unexpected by being properly insured is a big part of being financially responsible. That's because people who try to save a few bucks by not buying insurance can quickly end ...

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Black Coffee: Hope and Chains

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, away we go ... "He who goes a ...

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A Look at the Economic Importance of the Trucking Industry

By Tex Freitag

We live in an economy today that is very different from those of years gone by. Technology has made it possible for consumers in almost any location to buy products from retailers in almost any other location, with minimal costs to both. In this ...

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Grandfather Says: The Joy of Teachable Moments

By RD Blakeslee

Grandfather says he's not much taken with teaching credentials. To hear some "educators" talk, one would think nobody could learn anything without their expert ministrations. Well ... here's a case where Grandfather taught something without a ...

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Will Any Insurance Company Risk Covering the ‘Deadliest Catch’ Crew?

Millions of viewers tune in each week to watch the exploits of the Deadliest Catch crew as they face off against the unforgiving seas in search of their vaunted treasure, the rare and valuable Alaskan King Crab. Their high market value makes reeling ...

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5 Tips for Budgeting In Retirement on a Fixed Income

By Anum Yoon

So you're planning to retire soon? First of all: congratulations! Now, it's time to ensure that your money outlasts your life and that there's some left over for your children. You can do that by setting up, and following, a realistic ...

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A Tribute to the Vanishing Pay Phone

Maroon 5 has a song entitled "Payphone" and, every time I hear it, I can't help but wonder how many of their fans have ever used one. Long before anybody ever heard of a cell phone, pay phones were everywhere. In addition to the iconic phone ...

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Black Coffee: Acme Financial Securities Inc.

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. There's a lot to cover so let's dig in ...

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5 Ways to Become More Money Conscious

One of the biggest challenges with the advances in technology from a finance perspective is that money no longer seems tangible. The days of opening your wallet, finding no cash, and simply not buying something are over. Now, we can easily spend more ...

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100 Words On: The Real Reason Why Drive-Up ATMs Have Braille Keypads

One of life's greatest so-called mysteries is why American drive-up automated teller machine keypads have Braille on them. On the surface it seems to be a preposterous notion. After all, the logic goes, blind people can't drive; but who says only a ...

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Don’t Get Zapped: 3 Ways the Right Insurance Limits Electrician Expenses

Unsurprisingly, electricians face severe risks in their line of work. The tiniest mishap can lead to significant bodily harm, not to mention massive financial losses. As an electrician, therefore, protecting yourself with proper insurance is as ...

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Here Are a Few Basic Factors to Consider When Shopping for a Home Loan

Today, almost everyone understands that the last recession had its roots in domestic mortgage borrowing. Many home loans were effectively toxic and were almost completely dependent upon the increase in real estate values providing lenders with their ...

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8 Misleading Claims People Often Make To Close a Deal

The other day I came across an interesting article that suggested a healthy dose of skepticism was essential when you're watching television commercials that make claims for both prescription and non-prescription drugs. No, really. A study published ...

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Cafe Negro: Cinco de Mayo Edicion Especial

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. And away we go ... "In time of peace ...

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5 Basic Tips for First-Time Homebuyers