Len Penzo dot Com – The offbeat personal finance blog for responsible people.

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

Continue reading Black Coffee: The Central Bankers’ Magic Act Continues

5 Awesome Benefits of Buying a Condo

Do you want to buy a home, but just don't have the money for it? Then consider buying a condo. Condos tend to be a lot cheaper than the average home and offer up a lot of great benefits. So, what are the benefits of buying a condo? Read on to ...

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How to Be Smart When Selling Your Mortgage Note

By Enero Febrero

So you've decided to sell your mortgage note. If you have never sold a mortgage note before, it can be difficult to know where to start. A mortgage note is a document that is signed at the closing of a mortgage that obligates the homebuyer to ...

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How Impulsivity Affects Your Financial Decisions

We're all guilty of an impulsive purchase or two; in fact, in four out of every ten stores we visit, we're likely to make an average of three unplanned purchases. Impulsivity -- also known as impulsiveness -- is something that even the most organised ...

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5 Ways to Cut Costs with the Latest Technology

Some of the best things in life are free, right? Unfortunately, not a lot of things can be free but they can cost a little bit less. Some may look at technology and see it as a black hole for your money. For example, televisions always seem to be ...

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How To Move While Saving Money

By Corazon Gritar

Now more than ever, house prices and rental costs are rising at an incredible rate. The average sales price in Manhattan was $1.9 million for condos in existing buildings in the third quarter of 2017. With how much a new home costs, the moving costs ...

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11 Great Retirement Saving Tips for Twenty-somethings (& Older Folks Too)

For most twenty-somethings, saving for retirement is typically far far down their priority list. After all, it's tough to get motivated preparing for an event that won't arrive for 30 or 40 years. Heck, I know thirty-somethings and even a few ...

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Black Coffee: Giving Credit Where Credit Is Due

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious weekend is ...

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Reasons Why You Should Hire a Motor Vehicle Accident Lawyer

I wanted to race cars. I didn't like school, and all I wanted to do was work on cars. But right before I graduated, I got into a really bad car accident, and I spent that summer in the hospital thinking about where I was heading. I decided to take ...

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Grandfather Says: My Adventures With Model Airplanes

By RD Blakeslee

From about age 12 or so, Grandfather has built and flown model airplanes. These were free-flight models, before technological progress made radio control inexpensive enough for anybody except the military. In his teens, grandfather ...

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5 Big Mistakes to Avoid When Starting a Restaurant

Food businesses have become immensely popular and, as a result, more people are showing interest in investing in the food and dining industry. One of the main reasons is that the industry is easy to get into and the rapidly growing trend of dining ...

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5 Creative Financing Options to Help You Buy a Home

The average American can no longer afford a home in around three-quarters of the country. And that's probably not surprising to anyone. On the one hand, the shocking increase in property prices has left many Americans in crippling debt, ...

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The Best and Worst Home Renovations for Maximizing Return On Investment

By Jennifer Landis

As a homeowner, you have a lot of freedom when it comes to how you make your home look. If you're living in your forever home, then renovate to your heart's content. But if you think there may be a chance you could end up selling your home one ...

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Dirty Harry Teaches Us a Lesson on Opportunity Cost

I was in heaven last week because one of my favorite movie channels ran all five Dirty Harry movies in succession. In Dirty Harry, during that famous bank robbery scene where Inspector Harry Callahan ends up spouting off his "Do ya feel lucky?" ...

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In Need of a Quick Credit Score Boost? Here’s How to Do It

By Enero Febrero

Having a solid credit score is more important than ever. If you don't, there's no hope of receiving a decent mortgage, renting the apartment of your dreams, or getting a lease on a reliable car for the family. Whether you have a good, bad, or merely ...

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Black Coffee: The Central Bankers’ Failing Battle to Stem the Tide

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a great week. I ...

Continue reading Black Coffee: The Central Bankers’ Failing Battle to Stem the Tide

What to Look for When Hiring a Professional Gardening Service

Gardening can be a tough job. Having a garden is incredibly rewarding, especially if it's properly maintained, but if you want to maintain a garden that looks as stunning as possible and is as healthy as possible you'll need to put in a lot of work. ...

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If You Want to Succeed in Forex Trading, Then Treat It as a Business

Should forex trading be viewed as a business? There are probably a few people out there who would dispute that assertion. They might argue that in any kind of financial trading there are no guarantees that you'll actually make money. After all, if ...

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Why Having A Good Credit Score Is Important