(Readers: Please enjoy this classic Halloween post from the Len Penzo dot Com archives ...)
When it comes to Halloween treats I consider my 10-year old daughter, Nina, to be the ultimate authority. Nobody loves sweets and desserts like her -- ...
Continue reading 10 Unique Halloween Treats That Kids Love, But Rarely Get!
Where Your Business Could Be Losing Money
No matter the size of your business, you want to make sure you're spending money as efficiently as possible to help you and your company thrive. However, plenty of businesses find themselves losing money in places they might not always expect or ...
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5 Rules to Consider Before Taking Out a Loan in Retirement
A million dollars -- the figure many people have in the backs of their minds as the ideal retirement fund -- isn't what it used to be. On average, it will last you about 25 years in retirement, and that doesn't include unanticipated expenses. If you ...
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Black Coffee: A Matter of Trust
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying their ...
Continue reading Black Coffee: A Matter of Trust
6 Simple Ways to Make Money Using PayPal
As you go through today's mail, you pull out three more bills to add to a growing pile. You know you need to get a handle on this; you already work full time. If only you could make extra money online in your free time. Well ... you can!
In ...
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16 Extreme Ways to Increase Your Monthly Savings
So you've seen your monthly bills and have a bit of a headache. After all, it's often tough keeping up with the utilities and other expenses. The good news is you can almost always resolve your financial woes with a bit of planning -- and some ...
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The Benefits of Investing in a Precious Metals IRA
Everyone with an investment portfolio is concerned with protecting their hard earned savings in any way they can. There are several types of investments that are actually relatively low risk, but they often fail to generate significant financial ...
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Here’s One Way to Earn Money While You Sleep
When people hear about 'frugal living,' they often misconstrue it as a life of deprivation or being cheap. However, the truth is far away from that. When you are frugal, it means you are more resourceful, less wasteful and consciously working towards ...
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Everything You Need to Know About Life Insurance
A number of people are still reluctant when it comes to life insurance, mainly because they don't know too much about it.
Life insurance doesn't directly benefit oneself. However, it is one of the most important things you need to set up for your ...
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Is Getting a Loan With Bad Credit a Good Idea?
Getting a loan with bad credit might seem like a daunting task -- and it is. But, there are times when a person doesn't have any other option than to go for a loan.
If you have been turned down by one lender, don't lose all hope and assume that ...
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Outrageous Pizza Delivery Fees Are Here to Stay (and It’s Your Fault)
I love sleight of hand tricks.
Occasionally, a coworker of mine named Fred will stop by my office and regale me with some truly amazing acts of prestidigitation.
I'm always left in awe every time he seemingly pulls a coin out of thin air -- or ...
Continue reading Outrageous Pizza Delivery Fees Are Here to Stay (and It’s Your Fault)
Black Coffee: And the Band Played On
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another glorious weekend is ...
Continue reading Black Coffee: And the Band Played On
7 Big Reasons to Pay Off Your Debt Now!
Being in debt isn't something to be proud of. Debt can be your worst financial disaster, depending on the amount you owe and the kind of debt you have. Of course, when it comes to paying off your debts, you really have to be serious about it if you ...
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Should You Buy a Diamond Engagement Ring from a Retailer or Wholesale?
So you've finally decided to take that next big step and get engaged -- but if you think making that decision was hard, then you're in for a ride, because the most common question that pops into the mind of someone getting engaged is what type of ...
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Grandfather Says: The Little Engine That Couldn’t
Not all of Grandfather's escapades were a great success.
Grandfather set out to build a miniature steam engine, which he did alright, but just look at it!
The boiler proved to be "marginal" (as the engineers say) meaning: "about to explode" ...
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An Overview of the 4 Basic Types of Disability Insurance Coverage
If you work in a highly risky environment where sustaining serious injuries is the reality of your everyday life, you should no doubt get disability insurance. What if you do not? Most of us rely on a steady income. When you are in good health, ...
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12 Painless Ways to Save $2000 Before the Holidays
October is here and the holidays are less than two months away, so if you don't yet have enough cash stashed to cover all the upcoming expenses -- like hosting family dinners, gifts, and all that extra gas you'll use driving around town -- it's time ...
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Take Control of Your Finances: A Few Simple Steps to a More Secure Future
So many of us struggle to keep track of our spending and balance fun and excitement with the need for long term security. The good news is that you don't have to sacrifice your hobbies or interests in order to be a master saver. All you need to do is ...
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10 Ways to Get Fit for Little or No Money
Are you still making excuses that you can't go to the gym because it's too expensive? Or can't afford a new bike to exercise?
Be afraid, be very afraid, because you're about to encounter some simple, cost-effective, ideas for you to work out on ...
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Coworking Spaces vs. Incubators vs. Accelerators for Startups
Coworking spaces, incubators, and accelerators happen to be three concepts that are used often in the startup community. Each of these options is advantageous for building a new business, and has something to offer based on your personality and ...
Continue reading Coworking Spaces vs. Incubators vs. Accelerators for Startups
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