It's hard for me to believe, but today my blog is 10 years old. Yep. Way back on December 11, 2008, yours truly decided to kick off his newfound writing hobby with this modest little entry. At the time, I never dreamed that Len Penzo dot Com would be ...
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The High Cost of Being Poor (and How to Vanquish It)
We have all seen difficult times, so that's nothing new.
My wife and I started our business at exactly the wrong time. Although we established it in 1967, we opened our first brick and mortar operation in 1972.
Within a year, the "big ...
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Grandfather Says: The Alaskan Cabin on Chilkat Lake
Grandfather says he sometimes outsmarts himself.
He believes in taking the high ground and absenting himself from lowlife, so he builds his abodes on higher elevations in remote places.
But when Grandfather built his cabin in Alaska, up high on ...
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How to Maintain Financial Security as a Homeowner
It's no secret that owning a home is an expensive investment. Not only will you have to secure its purchase, you also need to shoulder overhead costs and other expenses that will keep its value high.
During these times, it's important to be wise ...
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Black Coffee: What’s Gone Up Is Coming Down
It's time to sit back, relax and enjoy a little joe ...--
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to it this week ...
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4 Options for People Looking to Get a Used Car Loan
Driving is a part of life in the United States. We live in a large, spread out nation, which requires the use of vehicles to get from place to place. Many people choose to buy new cars. The US recently saw many years in a row of record new car sales. ...
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Tips on How to Better Manage Your Financial Risks
Personal financial management is about maintaining a healthy cash flow, planning for the future, and achieving your financial objectives. It also means managing the financial risks you face every day, which is why insurance policies and other forms ...
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4 Tips That Will Help You Improve Your Credit Score
If you have a mountain of debt, your credit score likely isn't in the best shape. There are several things that you can do to try to improve your credit score, but it does take time. If you have more debt than you can reasonably pay, there are some ...
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10 Ways Students Can Stretch Their Income While Studying
Nothing is as exciting to a high school student as pursuing higher education at the university of their choice. As a young adult, this is a golden opportunity for mastering your own destiny and being away from your parents' constant scrutiny. Of ...
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9 Great Gift Ideas for People Who Have Everything
When it comes to great gift ideas, I always struggle -- especially for people who have everything.
My family draws names every year as part of our annual Christmas gift exchange. It's typically done a year in advance, on Christmas Day, long after ...
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Black Coffee: Panic at the Disco
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
And away we go ...
"All fiat money ...
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Million Dollar Neighborhoods Are Popping Up Across The United States
Across the United States, over 800 neighborhoods have a median home value that exceeds $1 million, according to a recent report released by Trulia. This new data means that the number of homes costing $1 million or more in the country has doubled ...
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Grandfather Says: A Quick Thought on Hubris
Grandfather says all human institutions succumb to hubris, eventually.
Grandfather says he thinks that's not all bad, although he misses some of them as they excelled in their heyday.
The NBC Symphony Orchestra under Arturo Toscanini comes to ...
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Are Credit Unions Better Than Banks?
There are a lot of questions surrounding if credit unions are better than banks. One of the problems with answering this question is that most of those asking don't understand the difference between the two.
Credit unions have become more ...
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Help Prevent the Grinch from Stealing Your Holiday Cheer
(This article is sponsored by Axiom Bank.)
We're approaching what's often dubbed the most wonderful time of the year. While many Americans are excited about the holidays and are mapping out their Black Friday shopping plans, countless others are ...
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How to Pick the Perfect Christmas Tree
When I was growing up I had a friend whose family used to put up an artificial aluminum Christmas tree every year; pink.
I remember one particular Christmas that same family had an ornament of a smiling Elvis Presley hanging on their pink tree -- ...
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Black Coffee: Figuring Out the Difference Between Crazy and Insane
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone had a terrific ...
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5 Reasons Why Banks Aren’t the Best Bet for Start-Up Loans
The growth of startups worldwide has been nothing short of phenomenal over the last five to ten years. That growth is reflected in funding, which grew some 1400% between 2012 and 2017. Venture capitalists and lenders pumped $15 billion into US ...
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100 Words On: Why Folgers Coffee Is More Expensive Than You Think
All things considered, most coffee drinkers realize that brewing their java at home is significantly more cost effective than buying it from Starbucks. However, those who use a typical automatic drip coffee maker may not be saving quite as much as ...
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When is the Best Age to Buy Your First Home?
While there really isn't a "best age" to buy your first home, according to a study by Bankrate.com, everyone except the oldest Americans said the best time to buy your first home is at the age of 28. As a point of reference, the median age for ...
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