Wouldn't it be great if you could design your own credit card? Imagine a credit card that would be absolutely perfect for you and your finances, down to the very last detail. So, what are the most important features every credit card should have? ...
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What Is a Credit Card?
What is a credit card? They're a tool that allows people to borrow money from their bank or a financial institution for the purchase of consumer goods and services. Because almost all businesses accept credit cards, there is virtually no limit to ...
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3 Things That People Overpay For
No matter how thrifty you think you are, the truth is, most people are constantly spending money; it's just part of being an adult. And if you have any level of property or responsibility at all, you have operating costs and overhead, just like a ...
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How To Enjoy Your 20s and Save Money While You’re At It
If you're like many Gen Zers, you probably suffer from a severe case of FOMO (fear of missing out) because, well ... everybody knows YOLO (you only live once). As a result, you might treat yourself to expensive trips, or nights on the town, because ...
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The Business Side of NP Practice: Getting Paid Starts With Good Data
For nurse practitioners (NP), the transition from clinical expertise to managing a business can be a challenging yet vital step. While providing care remains at the core of the profession, understanding the revenue cycle is critical for sustaining ...
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Black Coffee: Nothing for Something
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
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The Most Talked-About Altcoins in the Market Right Now
The cryptocurrency world constantly shifts, with new and existing altcoins making headlines as their technology evolves and market movements gain traction. Some altcoins are capturing significant attention due to rising adoption, project updates, or ...
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Why Elite Investors Choose Private Trade Desks for Crypto Trading
The world of cryptocurrency trading has evolved rapidly in recent years, attracting investors from all corners of the globe. However, as the market matures, many seasoned investors are seeking out more sophisticated and private methods for executing ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 64
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
More on the Dogs ...
We didn’t have any of the adopted dogs very long because they were older to begin with, and some had ...
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Navigating the Job Market: Financial Tips for Career Transitions
Changing careers or losing a job can feel like the rug's been pulled out from under you. Whether you're shifting fields voluntarily or unexpectedly navigating a layoff, one thing's sure: your financial strategy needs to evolve right along with your ...
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Home Appraisal Impacts on Your Mortgage: Tips for Budgeting
Buying a home is thrilling. It's also a financial puzzle. One key piece? The home appraisal. It might not get as much attention as your credit score or interest rate. However, there are home appraisal impacts nevertheless, as they can make or break ...
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This Blue Fruit Cuts $400 Off My Grocery Bill Every Year
Have you ever wondered why there aren't very many blue fruits or vegetables in nature? I know I have. In fact, most fruits and vegetables that people usually offer as examples of azure produce are actually purple.
And, no, blueberries aren't blue; ...
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Is FOMO Breaking Your Budget? Here’s How to Stop It
Is FOMO breaking your budget? FOMO -- the fear of missing out -- is a powerful feeling. It's defined as an anxiety that something exciting is happening somewhere that you're not. It may sound like a benign and harmless feeling, but FOMO controls us ...
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Taking Control of Your Financial Future
Taking control of your financial future may seem like a daunting task, but it's one of the most empowering things you can do for yourself. Whether you're looking to build your savings, tackle debt, or save for a major purchase, taking charge of your ...
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If You Were Elon Musk: What It Feels Like to Be a Billionaire
Who doesn't dream about being rich?
I'm certainly not afraid to admit I occasionally wonder how it would feel to be independently wealthy.
The World's Richest People
The other day I was reviewing a list of the world's billionaires and I noticed ...
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Black Coffee: Winners & Losers
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: Winners & Losers
How Do I Get Prequalified for a Mortgage?
The difference between being prequalified or preapproved for a home loan can be a critical factor in determining whether or not you'll get the home of your dreams. In short, prequalified homebuyers are far less attractive to sellers than shoppers who ...
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Money Problems? Here’s Why You Never Have As Much as You Think
It's a common experience for millions of people to take a peek at the bank account balance, only to learn that there isn't nearly as much money available as anticipated. What happened to it? Perhaps you immediately implicate your spouse or ...
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6 Ways to Create a Stylish Home Office on a Budget
Flexible scheduling and the beauty of technology in the workplace has allowed for more opportunities than ever to work from home -- either part or full-time -- rather than hanging out in the office seven days a week.
That being said, just any ...
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A Life Insurance Primer for Newbies
Life insurance is boring. Who wants to curl up at night and read the fine print of a life insurance policy? Nobody normal that's for sure.
Still, if other people rely on you financially, there's no topic more important. This is true for healthy ...
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