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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Black Coffee: The Acme Investing, Trading & Retirement Company

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious week comes ...

Continue reading Black Coffee: The Acme Investing, Trading & Retirement Company

16 Comments February 23, 2019

Grandfather Says: Strange Dreams

By RD Blakeslee

Grandfather says he supposes everyone has weird dreams from time to time. For example, last night Grandfather had a cow hitched to a plow and walked her up a ramp. She broke through the ramp and got one leg stuck. Then Grandfather woke up, ...

Continue reading Grandfather Says: Strange Dreams

6 Comments February 21, 2019

Get ‘Savings Savvy’

By Len Penzo

Many of us set a goal to save more money, but it can be difficult to stick to a solid savings plan. In fact, Bankrate reported last year that one-fifth of Americans weren't saving money at all. America Saves Week, which runs from Feb. 25 to March ...

Continue reading Get ‘Savings Savvy’

February 23, 2019

The 4 Best Small Business Loan Options for Female Entrepreneurs

By Enero Febrero

Today, 40% of all entrepreneurs in the US are women. But, unfortunately, these numbers do not line up with their access to small business loans. In fact, many female entrepreneurs today find it quite challenging to take a loan. However, lack of ...

Continue reading The 4 Best Small Business Loan Options for Female Entrepreneurs

Leave a Comment February 22, 2019

5 Tips Guaranteed to Help You Build Wealth After Graduation

By Tex Freitag

If there's one thing that kids these days aim for, it's having a fat bank account. Of course, the road to financial independence starts after you have spent at least four years getting a college degree. No doubt, everything that comes afterward is ...

Continue reading 5 Tips Guaranteed to Help You Build Wealth After Graduation

4 Comments February 20, 2019

How to Teach Your Kids to Be Responsible with Money

By Enero Febrero

When parents think of the important talks they'll have with their children, they usually think about subjects like sex, death, and religion. However, very few consider financial responsibility and money. Why not? Children don't really understand ...

Continue reading How to Teach Your Kids to Be Responsible with Money

Leave a Comment February 19, 2019

How Smart Menu Planning Can Reduce Your Annual Grocery Bill by $1000

By Len Penzo

If you google the term "world's toughest question" you'll come across a panoply of potential candidates: What is the meaning of life? What is the secret of happiness? How can I get rich quickly? Why does the line you're in always move ...

Continue reading How Smart Menu Planning Can Reduce Your Annual Grocery Bill by $1000

27 Comments February 18, 2019

Black Coffee: Bankers, Beggars & Big Spenders

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a great ...

Continue reading Black Coffee: Bankers, Beggars & Big Spenders

16 Comments February 16, 2019

Ask the Experts: Which SEO Trends Will Prove Most Important in 2019?

By Corazon Gritar

Search engine optimization techniques are forever evolving. That can make it a challenge for business owners (and even some marketers and analysts) to keep up with the rapidly changing times. While some SEO principles continue to dominate the field, ...

Continue reading Ask the Experts: Which SEO Trends Will Prove Most Important in 2019?

1 Comment February 15, 2019

What are the Key Requirements for Securing a Startup Business Loan?

By Len Penzo

Businesses require loan facilities for a wide range of reasons such as: investing in equipment, maintaining business operations, starting a new branch, or even increasing a businesses' working capital. However, securing a loan is not an easy task as ...

Continue reading What are the Key Requirements for Securing a Startup Business Loan?

Leave a Comment February 15, 2019

100 Words On: How to Determine If You’re a True Financial Success

By Len Penzo

How many times have you heard someone suggest that all their financial problems would magically disappear if they only made more money? But high incomes can't guarantee financial freedom; there are countless examples of people who earned millions yet ...

Continue reading 100 Words On: How to Determine If You’re a True Financial Success

17 Comments February 14, 2019

Minimizing Legal Fees with Online Legal Forms and Services

By Sabado Domingo

Trying to afford legal fees can be quite difficult. Despite that challenge, legal matters aren't the type of thing you want to ignore. Thankfully, there are forms and services online that can help you to handle your legal matters in an affordable ...

Continue reading Minimizing Legal Fees with Online Legal Forms and Services

1 Comment February 13, 2019

What’s the Best Way to Make a Family Budget?

By Enero Febrero

Believe it or not, making a family budget is not as easy as it may sound. And although budgets may not be essential to keeping your finances under control, they do allow you to make calculated decisions about how to spend your income. When making a ...

Continue reading What’s the Best Way to Make a Family Budget?

1 Comment February 12, 2019

36 Amazing Uses for the Lowly Plastic Grocery Bag

By Len Penzo

I've been a big defender of plastic grocery store bags for a long time. In fact, last year I challenged readers to tell me why the humble plastic shopping bag is still maligned by so many people. Now I may be just a wee bit biased, but I think I ...

Continue reading 36 Amazing Uses for the Lowly Plastic Grocery Bag

87 Comments February 11, 2019

Black Coffee: Tea Leaves, Chicken Bones and Animal Entrails

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ... In ...

Continue reading Black Coffee: Tea Leaves, Chicken Bones and Animal Entrails

17 Comments February 9, 2019

A Few Facts About Online Installment Loans

By Enero Febrero

Are you thinking about purchasing a big-ticket commodity or service, but are worried about the lack of cash or a poor credit history? If you answered "yes," then you probably know how limited your options are. The good news is that installment ...

Continue reading A Few Facts About Online Installment Loans

Leave a Comment February 8, 2019

Rapid Cash Converter Loans for Tough Financial Situations

By Enero Febrero

Money matters are never as simple as we all grew up expecting and from time to time we can find ourselves in a financial fix due to one reason or the other. In such situations, it always boils down to the fact that we need quick money which could ...

Continue reading Rapid Cash Converter Loans for Tough Financial Situations

February 8, 2019

Grandfather Says: A Look Back at the 29 Cars I’ve Owned

By RD Blakeslee

Grandfather says he has lived through most of America's golden age of the automobile. In fact, he's owned twenty-nine of them over the years, some of them bought for one or another of his five children to drive. Here's the entire list, from ...

Continue reading Grandfather Says: A Look Back at the 29 Cars I’ve Owned

15 Comments February 7, 2019

How Spending Money Can Help Your House Fetch a Higher Sale Price

By Tex Freitag

Putting a house up for sale is a lot more complicated than putting a 'For Sale' sign outside your house and phoning up a few real estate agents to manage the property. For one, there's the task of finding another place to stay while the house is ...

Continue reading How Spending Money Can Help Your House Fetch a Higher Sale Price

1 Comment February 6, 2019

9 Ways You’ll Pay Later for Giving Your Kid a Credit Card Now

By Mikey Rox

I'm not a parent, so I won't presume to tell you how to raise your child. I can tell you, however, that if your kid has a credit card or you plan to give them one, it's a mistake you (and they) could be paying for well into the future. No matter ...

Continue reading 9 Ways You’ll Pay Later for Giving Your Kid a Credit Card Now

7 Comments February 5, 2019

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Recent Posts

  • Black Coffee: The Acme Investing, Trading & Retirement Company
  • Get ‘Savings Savvy’
  • The 4 Best Small Business Loan Options for Female Entrepreneurs
  • Grandfather Says: Strange Dreams
  • 5 Tips Guaranteed to Help You Build Wealth After Graduation
  • How to Teach Your Kids to Be Responsible with Money
  • How Smart Menu Planning Can Reduce Your Annual Grocery Bill by $1000
  • Black Coffee: Bankers, Beggars & Big Spenders
  • Ask the Experts: Which SEO Trends Will Prove Most Important in 2019?
  • What are the Key Requirements for Securing a Startup Business Loan?

Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Ultimately, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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