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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

14 Kitchen Hacks for People Who Can’t Cook

By Mikey Rox

Being dependent on fast food and other restaurant meals can lead to all kinds of issues, like obesity and an empty wallet, respectively. Unfortunately, feeding yourself hot, healthy, delicious meals that you've made with your own two hands isn't ...

Continue reading 14 Kitchen Hacks for People Who Can’t Cook

4 Comments December 10, 2019

How Much Gold and Silver Should People Own?

By Len Penzo

Ever since I started writing about the importance of owning physical gold and silver as insurance against the inevitable failure of the US dollar, I've been receiving an increasing volume of questions in my inbox from folks curious to know more about ...

Continue reading How Much Gold and Silver Should People Own?

42 Comments December 9, 2019

Great Tips and Strategies for Successful Mortgage Refinancing

By Sabado Domingo

Whenever interest rates are rising, it's essential to be aware that the sooner you make the decision to refinance your mortgage, the better price you can expect to get. But this doesn't mean mortgage refinancing should be taken lightly, as it's a ...

Continue reading Great Tips and Strategies for Successful Mortgage Refinancing

Leave a Comment December 11, 2019

Black Coffee: Smiling Faces and Reassuring Voices

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious weekend is ...

Continue reading Black Coffee: Smiling Faces and Reassuring Voices

18 Comments December 7, 2019

Expecting the Unexpected: Managing Finances When You Become Disabled

By Corazon Gritar

When it comes to finances, most people know how to manage their daily expenses fairly well. However, once saving for the future is brought into question, things become a bit trickier. How much should you save? How should you be saving it? One ...

Continue reading Expecting the Unexpected: Managing Finances When You Become Disabled

1 Comment December 6, 2019

100 Words On: Why Buying in Bulk Is Not Always a Smart Idea

By Len Penzo

Although it requires extra storage and higher upfront costs, many consumers buy their groceries and other products in bulk to save money. But that strategy can quickly backfire for those who indiscriminately buy massive quantities of ...

Continue reading 100 Words On: Why Buying in Bulk Is Not Always a Smart Idea

10 Comments December 5, 2019

The Importance of Creating Professional Invoices for Your Business

By Sabado Domingo

Nowadays, professional invoices are essential for every business to run. Whether you're a startup or already in the industry, you need a proper invoicing system to help you stay in control of all your payments. When you're able to keep track of your ...

Continue reading The Importance of Creating Professional Invoices for Your Business

Leave a Comment December 4, 2019

7 Basic Financial Goals Everyone Should Strive For

By Enero Febrero

Financial security is becoming the top priority for people around the globe. Gone are the days when having wealthy parents guaranteed a financially-secure life for their kids. Today, almost everyone has to work hard to ensure their financial ...

Continue reading 7 Basic Financial Goals Everyone Should Strive For

Leave a Comment December 3, 2019

10 Key Characteristics of Debt-Free People

By Len Penzo

The other day a friend and I were discussing why some people manage to live their lives in complete control of their finances, while others are continually struggling to get out of debt -- no matter how much money they make. Financial freedom can ...

Continue reading 10 Key Characteristics of Debt-Free People

121 Comments December 2, 2019

Black Coffee: Egg Nog and Seed Corn

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a wonderful ...

Continue reading Black Coffee: Egg Nog and Seed Corn

19 Comments November 30, 2019

8 Clever Low-Cost Homemade Gifts Everyone Will Enjoy

By Anum Yoon

Another holiday season is upon us. This year, instead of waiting in long lines at the shopping malls or surfing hundreds of websites, why not try something different? Give a gift that costs more time than money and means more to the recipient than ...

Continue reading 8 Clever Low-Cost Homemade Gifts Everyone Will Enjoy

3 Comments November 29, 2019

Grandfather Says: The Story of the Cowhide Guitar

By RD Blakeslee

This dissertation aims to introduce to the world a previously unknown luthier and student of Segovia's, Manos de Jamón. Señor de Jamón developed the technique of banging the soundboard while strumming with his knuckles, which ...

Continue reading Grandfather Says: The Story of the Cowhide Guitar

Leave a Comment November 28, 2019

How to Save Money While Helping Your New Business Thrive

By Sabado Domingo

One of the hurdles that aspiring business owners must overcome is to raise enough capital to keep their venture solvent during its first months in operation. Fortunately, there are several strategies you can employ to save money while helping your ...

Continue reading How to Save Money While Helping Your New Business Thrive

Leave a Comment November 27, 2019

5 Alternative Lending Options for Funding Your Startup Business

By Enero Febrero

Timely financing is one of the most important factors in the success of any business. After all, many businesses fail to succeed during their first year of operation because of a lack of funding. And since money is the bloodline of any business, it's ...

Continue reading 5 Alternative Lending Options for Funding Your Startup Business

1 Comment November 27, 2019

How to Be Financially Savvy When Selling Your Home

By Elizabeth Pandolfi

When you're selling your home, there are so many logistics to think about. Repairs. Decluttering. Staging. Increasing curb appeal. Finding the right agent. All of these things will affect not only how fast your home sells, but the price you get ...

Continue reading How to Be Financially Savvy When Selling Your Home

Leave a Comment November 26, 2019

9 Tips For Managing Your Money During the Holidays

By Mikey Rox

It's easy to go overboard during the holidays; parties, travel, decorations, and gifts can all put a sizable dent in your budget if you're not careful. The good news is you can stay ahead of your holiday expenses with these handy money management ...

Continue reading 9 Tips For Managing Your Money During the Holidays

4 Comments November 25, 2019

Black Coffee: More Signs of an Economy That’s Going to the Dogs

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

Continue reading Black Coffee: More Signs of an Economy That’s Going to the Dogs

19 Comments November 23, 2019

How to Protect Your Financial Info During the Holiday Shopping Hustle

By Mikey Rox

With all the fun and excitement the holidays bring, the last thing you want on your mind is if somebody is robbing you blind out in cyberspace. Protect yourself and your purchases this year -- specifically when shopping online -- with these helpful ...

Continue reading How to Protect Your Financial Info During the Holiday Shopping Hustle

4 Comments November 22, 2019

4 Proven Solutions to Help Cut Your Car Insurance Costs

By Enero Febrero

Motorists all across the United States are increasingly complaining about the high costs of insurance. After all, any honest analysis clearly shows that a big chunk of car ownership costs goes towards insurance premiums that have to be paid monthly ...

Continue reading 4 Proven Solutions to Help Cut Your Car Insurance Costs

1 Comment November 22, 2019

5 Effective Ways To Solve Your Debt Problems

By Sabado Domingo

Debt is such a nightmare to most of the people who deal with finances in everyday life. The growing financial burden has been an issue for almost all people around the world. Populations have been struggling with this epidemic; take a moment and ...

Continue reading 5 Effective Ways To Solve Your Debt Problems

2 Comments November 21, 2019

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Recent Posts

  • Great Tips and Strategies for Successful Mortgage Refinancing
  • 14 Kitchen Hacks for People Who Can’t Cook
  • How Much Gold and Silver Should People Own?
  • Black Coffee: Smiling Faces and Reassuring Voices
  • Expecting the Unexpected: Managing Finances When You Become Disabled
  • 100 Words On: Why Buying in Bulk Is Not Always a Smart Idea
  • The Importance of Creating Professional Invoices for Your Business
  • 7 Basic Financial Goals Everyone Should Strive For
  • 10 Key Characteristics of Debt-Free People
  • Black Coffee: Egg Nog and Seed Corn

Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Occasionally, some articles may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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