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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

10 Old Wives’ Tales Masquerading As Financial Rules of Thumb

By Len Penzo

It's been said that if the palm of your right hand itches, you'll soon be coming into money. On the other hand (seriously, no pun intended), it's also been said that if your left palm itches you'll soon be paying out money. Don't laugh. There are ...

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48 Comments December 4, 2023

Black Coffee: Coins of the Realm

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got another busy weekend ahead of ...

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15 Comments December 2, 2023

How to Make the Most of Your Military Benefits

By Tex Freitag

Armed services benefits encompass a wide range of offerings, from education support to healthcare and retirement plans. However, making the most of these military benefits requires strategic planning and awareness. This guide will explore five tips ...

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3 Comments December 1, 2023

One of the Biggest Money Mistakes a Household CEO Can Make

By Len Penzo

It's been said that failing to plan is planning to fail -- especially with respect to personal finances. And although you may be prepared, one of the biggest money mistakes any household CEO can make is to abandon their financial plan. Especially ...

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7 Comments November 30, 2023

9 Ways to Save Money When Buying a Car

By Sabado Domingo

If you desperately need transportation but are low on cash, there are many ways to save money when buying a car. And some in particular that you may not have considered. In fact, saving money on your next car purchase is easier than you probably ...

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10 Comments November 29, 2023

Exploring the Benefits and Process of Opening a Foreign Bank Account with Incluence

By Enero Febrero

In an increasingly interconnected world, having a foreign bank account has become a strategic asset for individuals and businesses alike. Whether for facilitating international transactions, asset protection, or diversification, a foreign bank ...

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November 28, 2023

How to Trim Your Christmas Shopping List

By Anum Yoon

Santa gives Christmas gifts with a "Ho, ho, ho." However, people who don't have a legion of elves to help them often feel like "Ho, ho, NO!" If the expectations of gift-giving have become too much for your budget, consider reducing your Christmas ...

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9 Comments November 28, 2023

How Joining a Franchise Can Provide Financial Freedom

By Sabado Domingo

Venturing into entrepreneurship often involves navigating a landscape filled with challenges and rewards. For many prospective business owners, the decision to join a franchise is viewed as a tried-and-true route to financial freedom. This article ...

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Leave a Comment November 27, 2023

When Is the Right Time to Stop Giving Gifts to Nieces and Nephews?

By Len Penzo

When my daughter, Nina, was still measuring her age in single-digits, I'd tuck her into bed every evening. Then, just before kissing her goodnight, I'd ask her to stop getting older. She didn't listen. The truth is, kids are always in a hurry ...

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108 Comments November 27, 2023

Black Coffee: Suspicious Minds

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

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23 Comments November 25, 2023

Grandfather Says: The Continuing Chronicles of Elaine, Part 28

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: The Widening of Virginia Route 17 After we had lived in Warrenton for a few years, the Virginia Highway Department bought ...

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3 Comments November 23, 2023

Cut Winter Car Maintenance Costs with These 5 Essential Tips

By Sabado Domingo

Driving in the winter can be a delightful experience. But it also brings unique challenges for your car, from the salt and grime on the roads to the extreme cold temperatures. Making sure your car is well-cared for during the winter months is ...

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Leave a Comment November 22, 2023

The Benefits of Conference Calls Instead of Business Travel

By Enero Febrero

Conference calls have their advantages - especially when it comes to using conference calls instead of business travel. Of course, they reduce the need for costly business trips which require participants to secure transportation and lodging to ...

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2 Comments November 22, 2023

The Handy Dandy Guide of Practical Christmas Gifts Under $25

By Mikey Rox

There are plenty of presents you can give for the sake of giving gifts, but you'll get more mileage out of a practical approach. For all those hard-to-buy-for friends, relatives, and co-workers, consider this list of Christmas gifts under $25 that ...

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5 Comments November 21, 2023

8 Smart Tips for Managing Your Personal Finances

By Sabado Domingo

Managing money can seem daunting, but following some smart strategies can help you take control of your money and set yourself up for financial success. Here are eight tips for effectively managing your personal finances. 1. Track Your Spending The ...

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Leave a Comment November 20, 2023

802 Reasons Why Cash Is More Thoughtful Than Gift Cards

By Len Penzo

Did you know that in China it's taboo to give a clock as a gift? Yep. You should also never give your Chinese friends umbrellas or knives. At least you shouldn't if you want to stay in their good graces. The Chinese aren't the only ones who ...

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60 Comments November 20, 2023

Black Coffee: Food for Thought

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another busy week is behind ...

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22 Comments November 18, 2023

How Debt Trouble Is Usually Related to Your Diet

By Len Penzo

Many folks in debt trouble who tally their assets and liabilities after years of modest but steady increases in income often end up scratching their heads, wondering why their net worth is nothing to write home about. Whether those in debt trouble ...

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17 Comments November 16, 2023

News Analysis: The Changing Landscape for Big Corporations

By Enero Febrero

Over the past decade we have started to see a major shift in the landscape for some of the largest corporations in the United States. Ever since the financial crisis of 2008, the country has been torn between wanting the economy to recover, and ...

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Leave a Comment November 15, 2023

How Your Home Humidifier Can Save Money This Winter

By Corazon Gritar

Did you know that a home humidifier can save you money? Better yet, it can result in significantly lower costs for multiple living expenses. So how does a humidifier save money for its owner? Well ... let's read on to find out! During wintertime, ...

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2 Comments November 14, 2023

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This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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10 Old Wives’ Tales Masquerading As Financial Rules of Thumb
Black Coffee: Coins of the Realm
How to Make the Most of Your Military Benefits
One of the Biggest Money Mistakes a Household CEO Can Make
9 Ways to Save Money When Buying a Car
Exploring the Benefits and Process of Opening a Foreign Bank Account with Incluence
How to Trim Your Christmas Shopping List
How Joining a Franchise Can Provide Financial Freedom
When Is the Right Time to Stop Giving Gifts to Nieces and Nephews?
Black Coffee: Suspicious Minds

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