I think it's safe to say that, like the common cold, almost all of us occasionally suffer from buyer's remorse. Of course, avoiding buyer's remorse is everyone's goal; but nobody's perfect. So today, against my better judgment, I'm going to share my ...
Continue reading 5 Tips for Avoiding Buyer’s Remorse (That I Learned the Hard Way)
A Day in the Life of a Low Performer
A few months ago I read an interesting analogy in the book Talent is Overrated, by Geoff Colvin. The average low performer runner, says the author, thinks about anything besides than the painful fact that he's running. Elite runners, by contrast, ...
Continue reading A Day in the Life of a Low Performer
How to Budget for Comprehensive Home Remodels
Embarking on a comprehensive home remodel is an exciting opportunity to transform your living space into the home of your dreams. However, without proper budgeting, costs can quickly spiral out of control. Knowing what to expect financially and how ...
Continue reading How to Budget for Comprehensive Home Remodels
How to Find a Low-Cost Pest Control Company That Won’t Rip You Off
Eventually, pests happen. Whether it's a rat or rodent infestation, a serious bug problem or something more serious like termites, you will need to hire a professional pest control company. In most cases, you can rely on them to rid your home of a ...
Continue reading How to Find a Low-Cost Pest Control Company That Won’t Rip You Off
Black Coffee: Income & Outgo
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Income & Outgo
Grandfather Says: The Continuing Chronicles of Elaine, Part 53
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
I’ve looked back sometimes at minor little road scares and have been thankful that I made it through nine winters on mountain ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 53
6 Ways to Save Money Despite Living Paycheck to Paycheck
If you've been living paycheck to paycheck, starting a savings account might seem like an impossible feat. However, there are things you can do to save money, even if it's only a little bit at a time. For example:
Shop Smarter
One major reason why ...
Continue reading 6 Ways to Save Money Despite Living Paycheck to Paycheck
How to Protect Your Financial Data During the Holiday Shopping Hustle
With all the fun and excitement the holidays bring, the last thing you want on your mind is if somebody is robbing you blind out in cyberspace. Guard yourself when shopping online during the holiday shopping hustle by following these six helpful tips ...
Continue reading How to Protect Your Financial Data During the Holiday Shopping Hustle
Audit vs. Review vs. Compilation: Financial Statements Explained
Financial statements are extremely important in understanding whether or not a business has performed according to the standards or expectations. An understandable and accurate statement will also help figure out its financial position, as well as ...
Continue reading Audit vs. Review vs. Compilation: Financial Statements Explained
The Secret to Financial Freedom on a Modest Income
Earlier this summer my teenage son revealed to me and the Honeybee that he has a girlfriend. Yes, it's his first one.
And as every guy who has ever dared to play the game of love knows, courting the fairer sex requires a suitor to spend a little ...
Continue reading The Secret to Financial Freedom on a Modest Income
Black Coffee: A November Siesta
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: A November Siesta
Your Retirement Fund: Avoiding Common Withdrawal Pitfalls
Retirement represents a significant milestone, offering an opportunity to enjoy the results of a lifetime of hard work. However, managing your retirement fund wisely is essential to ensuring long-term financial stability. This is because there are ...
Continue reading Your Retirement Fund: Avoiding Common Withdrawal Pitfalls
Hidden Fees to Watch Out for When Financing Your Next Car
Buying a new or used car is an exciting experience, but financing it can be a complex process filled with potential pitfalls. After all, there are plenty of hidden fees to watch out for! While focusing on the interest rate and loan term is essential, ...
Continue reading Hidden Fees to Watch Out for When Financing Your Next Car
What Is Mortgage Refinancing and Why Should I Consider It?
When you refinance your mortgage, you typically pay off the existing loan and create a new one. However, if you have a primary and secondary mortgage, you can refinance by consolidating both of them into a new loan too. So what is mortgage ...
Continue reading What Is Mortgage Refinancing and Why Should I Consider It?
What If I Don’t Want to Wait 30 Years for My Investment to Pay Off?
There are loads of people in the US who don't invest in stocks. And while there are hundreds of reasons why this might be so, we're going to limit ourselves to just one: Time. Nobody wants to wait 30 years for their investment to pay off. But it ...
Continue reading What If I Don’t Want to Wait 30 Years for My Investment to Pay Off?
5 Benefits of Using Card Readers When Accepting Payment
Statistics suggest that most Americans use debit and credit cards to pay for purchases. This is where card readers come in. They’re a critical element of your point-of-sale system because they allow you to securely acquire banking details from a ...
Continue reading 5 Benefits of Using Card Readers When Accepting Payment
Budgeting Medical Costs: These 6 Tips Will Get You Started
When it comes to healthcare, budgeting medical costs can be tricky. After all, it can be difficult to find the money to pay for all of the expenses that pile up throughout the year.
Whether it's planned costs, like insurance and prescriptions, or ...
Continue reading Budgeting Medical Costs: These 6 Tips Will Get You Started
Your Basic Preppers’ List for the Apocalypse
The other day I got a note from one of my readers asking me to expound on my Economic Collapse 101 article entitled Ten Ways to Prepare for the Unknown. In short, he wanted a more-detailed basic preppers' list of what to have if things really go ...
Continue reading Your Basic Preppers’ List for the Apocalypse
Black Coffee: All That Glitters
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: All That Glitters
What’s the Lowest Mortgage Down Payment I Can Get Away With?
Many people mistakenly believe a 20% down payment is required for conventional home loans. However, the reality is that's only true for homebuyers who want to avoid private mortgage insurance charges. Read on to learn how to find the lowest mortgage ...
Continue reading What’s the Lowest Mortgage Down Payment I Can Get Away With?