I'm not a plumber. In fact, I'm not very handy around the house at all.
If I can't fix something with a hammer or screwdriver I prefer to pay somebody else to do the work. That's why I decided to consider a professional plumber to reroute and ...
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Why You Should Never Cosign A Loan for Anyone
Cosigning for a loan is one of the dumbest financial moves you could ever make. By cosigning, you not only assume liability for the borrowed money, but you also make it tougher on yourself to qualify for large loans -- regardless of your payment ...
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Beware: A Credit Card for Excellent Credit That Doesn’t Fit the Bill
You might think that credit cards for people with excellent credit are universally the best products available, and that the quality of a credit card naturally rises in accordance with the credit level required to get it. And you might believe that ...
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16 Reasons Why Whirlpool Tubs Are For Suckers
Once again, I thought I'd pass on a little advice and save a serious case of buyer's remorse for the six people left in America who are still looking to buy a home.
No, no. I'm not going to tell you why corner lots are for suckers again.
This ...
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A Real-Life Example of the High Cost of Convenience
We've all heard people lament the high costs of convenience. Well ... today I want to share a personal story that perfectly exemplifies this.
I was in my garage the other day when I heard a strange beeping sound coming from the optical network ...
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You Don’t Always Get What You Pay For
One of the most popular financial tips that people routinely dispense to others is, "You get what you pay for." Perhaps that's why many folks erroneously believe they can't go wrong by paying more for something -- whether it's a fancy meal, designer ...
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14 Reasons Why Treadmills Are For Suckers
For all of you folks out there who are thinking about getting into shape, I thought I'd pass on a little advice and save you a serious case of buyer's remorse.
Believe it or not, treadmills are the most popular form of exercise equipment, which is ...
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The Best Way to Sell Your Timeshare
Timeshares can be a significant burden on your finances. They're overpriced, lose their value quickly, and quite frankly, are not for everyone. But maybe you still bought one. Well ... take comfort in the fact that you're not alone. Many people buy ...
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How to Make the Most of Fancy Resorts Offering Low-Season Deals
I recently took my entire family -- including the in-laws -- to Scottsdale, Arizona for a little summer fun at a very posh desert resort.
Okay, perhaps I'm exaggerating just a tiny bit. Let's call it fairly posh.
Regardless, one thing is ...
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The Intentional Obsolescence Scam: How It’s Robbing You Blind
This may come as a shock, but some of the most trusted brands to which you're loyal are selling you things that are designed to break or otherwise become useless after a period of time. There's a name for this shady practice -- planned or intentional ...
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Why Extended Warranties for New Tires Are A Waste of Money
A while back I bought four new tires for my old car. The tires came with a pro-rated 65,000-mile guarantee and were $74 each, or just under $300 for the entire set.
As the salesman was tallying the bill he asked if I'd like to purchase the ...
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4 Ways Social Media Use Makes You Vulnerable to Identity Fraud
Most of us use at least one form of social media to stay in touch with friends and family we don't get to see every day. Whether it's Facebook, Snapchat, Twitter, or Instagram, social media gives us the ability to share updates with all our friends ...
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Home Repair Scams: Here Are the 9 Biggest
I've had numerous home repair scammers come to my house through the years offering "great deals" that were really anything but.
You know the type. Most of these guys wouldn't know what a contractor's license looked like if it hit them in the ...
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How I Fought My Parking Ticket and Beat City Hall
Usually, the only warm-blooded creature in the house that ever bothers to get up and acknowledge me when I come through the front door is my dog, Jack.
So I knew something was wrong when I walked through the door and the Honeybee greeted me with a ...
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Money Mirages: 6 ‘Money-Saving’ Ideas That Are Anything But
Yesterday I was at the gas station and I observed a soccer mom topping off the tank of her bright yellow Hummer.
And when I say "topping off," I mean really topping it off. She must have squeezed that hose handle a dozen times - and each time she ...
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How I Got Scammed at My Local Gas Station
People who believe in personal responsibility are often unfairly accused of being heartless and uncaring.
For proof, all one has to do is look at my inbox. I usually get at least one scathing letter every week from a reader who mistakes my ...
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10 Reasons Why I Hate Bottle Redemption Fees (and You Should Too)
Currently, ten states have some form of bottle bill on their books that require deposits on certain aluminum and glass beverage containers that can be returned later for a refund. In addition to my home state of California, the other states that have ...
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6 Ways to Avoid Becoming a Pickpocket Victim
Imagine you're on vacation -- in a foreign country, no less -- and you've been the victim of a pickpocket. Cash, credit cards, passport -- all gone. What do you do? It's a nightmare scenario nobody wants to go through. Thankfully, you can lessen the ...
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The Embarrassing Anatomy of a Phishing Scam
You've got to hand it to scam artists. They often succeed in spite of themselves.
If I had a nickel for every time I retrieved a message from my inbox warning me that my PayPal account has been limited, or that my credit card has been suspended, ...
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Why You Should Be Careful Before Gambling Online with a Credit Card
Using online services such as shopping and streaming services often requires the use of credit cards. And online gambling - which has become increasingly popular in recent years - is no different.
Of course, time and time again we are warned about ...
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