By Len Penzo on January 26th, 2012
Where you live becomes more important as household income decreases. For example, when taking into account food, utilities, healthcare, housing, and general goods and services, New York City is more than twice as expensive to live in than Pueblo, Colorado. So while residents of both cities may struggle in minimum wage jobs earning $15,080 annually, the Big Apple denizen has less than half the purchasing power of his Rocky
Continue reading 100 Words On: The Best Way to Make Ends Meet on a Limited Income
By Guest on January 25th, 2012
My good friend, Paula Pant of Afford Anything is filling in for me today while I’m away on a business trip. If you get a chance, stop by her terrific site and check it out — I promise you won’t be disappointed!
by Paula Pant
A few months ago, my roommate and I were bonding over appetizers and drinks at a tapas restaurant when two men approached us.
“Excuse me,
Continue reading Bragging About What You’re Going to Buy is Super Lame
By Guest on January 24th, 2012
This is another post in an occasional series from my dear nonagenarian Aunt Doris.
by Aunt Doris
Aunt Doris
When I was a kid in England I loved to play Cowboys & Indians. (Yes, we played that too.) I always wanted to be the Indian.
Well, I grew up, went through World War II and the Battle of Britain, married a GI, and came to the land of cowboys and Indians.
Years later my
Continue reading A Few Thoughts from Aunt Doris: Cowboys and Indians
By Guest on January 20th, 2012
by Sabado Domingo
Think about how much stuff you have in your wallet at the moment: maybe a little cash, and probably a few debit cards or credit cards.
Now, are you satisfied with how much your wallet is earning for you?
The new year is a great time to look inside that billfold to see if you can do better.
Cash
If you have cash in your wallet, remember that it’s just sitting there,
Continue reading Are You Getting the Most from Your Wallet?
By Guest on January 18th, 2012
This is a guest post by Forest Parks. He blogs about frugal living, lifestyle, minimalism, finance and more over at FrugalZeitgeist.com.
by Forest Parks
You’re sitting there just finishing off your last can of baked beans. They’re cold, of course, because your fuel ran out a year ago.
It’s been three years down in that hole, no instructions over the radio from the army, no survivors coming banging on the thick steel doors
Continue reading How to Survive the Apocalypse – Or at Least Have Fun Trying
By Len Penzo on January 17th, 2012
I love sleight of hand tricks.
Occasionally, a coworker of mine named Fred will stop by my office and regale me with some truly amazing acts of prestidigitation.
I’m always left in awe every time he seemingly pulls a coin out of thin air — or makes one vanish — despite the fact that I know ahead of time he’s going to pull a fast one on me. It doesn’t matter
Continue reading Sneaky Pizza Delivery Fees Are Here to Stay (and It’s Your Fault)
By Len Penzo on January 16th, 2012
As the old saying goes, knowledge is power.
When it comes to tracking personal finances, one of the most important pieces of information in you can have in your knowledge database is a detailed summary that highlights where your household income was spent during the previous year. Such a summary not only provides extraordinary insight into your spending patterns, but it also helps you optimize your personal finances.
I’ve been using an
Continue reading The Apocalypse Can Wait: My State of the Household Report for 2012
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10 More Old Wives’ Tales Masquerading As Financial Rules of Thumb
There are people out there who swear that if you’re lucky enough to see the first flower of springtime on a Friday, it’s a sign of impending wealth.
I know. I don’t buy it either.
Still, let’s assume these folks know what they’re talking about; what happens if that first flower is found on Friday the 13th? Is the wealth omen officially null and void?
Can somebody take an action item and get
Continue reading 10 More Old Wives’ Tales Masquerading As Financial Rules of Thumb