100 Words On: The Best Way to Make Ends Meet on a Limited Income

Where you live becomes more important as household income decreases. For example, when taking into account food, utilities, healthcare, housing, and general goods and services, New York City is more than twice as expensive to live in than Pueblo, Colorado. So while residents of both cities may struggle in minimum wage jobs earning $15,080 annually, the Big Apple denizen has less than half the purchasing power of his Rocky

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Bragging About What You're Going to Buy is Super Lame

My good friend, Paula Pant of Afford Anything is filling in for me today while I’m away on a business trip. If you get a chance, stop by her terrific site and check it out — I promise you won’t be disappointed!

by Paula Pant

A few months ago, my roommate and I were bonding over appetizers and drinks at a tapas restaurant when two men approached us.

“Excuse me,

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A Few Thoughts from Aunt Doris: Cowboys and Indians

This is another post in an occasional series from my dear nonagenarian Aunt Doris.

by Aunt Doris

Aunt Doris

When I was a kid in England I loved to play Cowboys & Indians. (Yes, we played that too.) I always wanted to be the Indian.

Well, I grew up, went through World War II and the Battle of Britain, married a GI, and came to the land of cowboys and Indians.

Years later my

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10 More Old Wives’ Tales Masquerading As Financial Rules of Thumb

There are people out there who swear that if you’re lucky enough to see the first flower of springtime on a Friday, it’s a sign of impending wealth.

I know. I don’t buy it either.

Still, let’s assume these folks know what they’re talking about; what happens if that first flower is found on Friday the 13th? Is the wealth omen officially null and void?

Can somebody take an action item and get

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Black Coffee: Why Buy Chicken McNuggets When You Can Just Say 'Not'?

It’s time to sit back, relax and enjoy a little joe

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

Blogs I’ve Been Following This Week

Couple Money – More People Preparing to Eat Dog Food in Retirement. I expected this article to be a taste test comparison

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Are You Getting the Most from Your Wallet?

by Sabado Domingo

Think about how much stuff you have in your wallet at the moment: maybe a little cash, and probably a few debit cards or credit cards.

Now, are you satisfied with how much your wallet is earning for you?

The new year is a great time to look inside that billfold to see if you can do better.

Cash
If you have cash in your wallet, remember that it’s just sitting there,

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100 Words On: The Department of Redundancy Department

When it comes to the world of banking, nobody seems to have any problem with redundancy. How else can you explain the fact that people routinely use their PIN number at the ATM machine? If you ask a linguist, he’ll boldly proclaim that redundancy should be avoided at all costs. But that’s not always true. Engineers demand a belt-and-suspenders approach when designing safety into passenger airplanes;

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How to Survive the Apocalypse - Or at Least Have Fun Trying

This is a guest post by Forest Parks. He blogs about frugal living, lifestyle, minimalism, finance and more over at FrugalZeitgeist.com.

by Forest Parks

You’re sitting there just finishing off your last can of baked beans. They’re cold, of course, because your fuel ran out a year ago.

It’s been three years down in that hole, no instructions over the radio from the army, no survivors coming banging on the thick steel doors

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Sneaky Pizza Delivery Fees Are Here to Stay (and It’s Your Fault)

I love sleight of hand tricks.

Occasionally, a coworker of mine named Fred will stop by my office and regale me with some truly amazing acts of prestidigitation.

I’m always left in awe every time he seemingly pulls a coin out of thin air — or makes one vanish — despite the fact that I know ahead of time he’s going to pull a fast one on me. It doesn’t matter

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The Apocalypse Can Wait: My State of the Household Report for 2012

As the old saying goes, knowledge is power.

When it comes to tracking personal finances, one of the most important pieces of information in you can have in your knowledge database is a detailed summary that highlights where your household income was spent during the previous year. Such a summary not only provides extraordinary insight into your spending patterns, but it also helps you optimize your personal finances.

I’ve been using an

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