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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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What Is CBD and How Is It Different From Marijuana?

By Sabado Domingo

There are a lot of debates that are going on in the world, and sometimes people often engage in deep conversations about different topics. One topic that seems to always come up is the use of CBD products; although, the debate goes much deeper than ...

Continue reading What Is CBD and How Is It Different From Marijuana?

July 9, 2019

Black Coffee: About That Light at the End of the Tunnel …

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious long holiday ...

Continue reading Black Coffee: About That Light at the End of the Tunnel …

July 6, 2019

Online Jobs You Can Start Doing From Home Today!

By Sabado Domingo

Are you looking for a home-based job? Good news because theres no shortage of online job opportunities you can do from the comfort of your home. With todays technological advancements, making money from home can be an ideal experience, especially for ...

Continue reading Online Jobs You Can Start Doing From Home Today!

July 5, 2019

5 Strategies to Help You Save Money for Your Next Vacation

By Tex Freitag

When you're on vacation, the last thing you need is to worry about money. Going away is meant for relaxation and forgetting about reality, not stressing about what's going on back home or if you can afford a souvenir. Planning out your trip also ...

Continue reading 5 Strategies to Help You Save Money for Your Next Vacation

July 3, 2019

What Were They Thinking? The 10 Biggest Grocery Product Flops!

By Len Penzo

While it's true that companies must constantly innovate in order to stay viable and maintain market share, it's also true that not every idea that comes out of corporate research and development departments will be a huge success. Of course, the ...

Continue reading What Were They Thinking? The 10 Biggest Grocery Product Flops!

July 1, 2019

Black Coffee: Mutinous Markets Have Forced the Fed to Walk the Plank

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a great week. I ...

Continue reading Black Coffee: Mutinous Markets Have Forced the Fed to Walk the Plank

June 29, 2019

How to Boost Your Small-Scale Business and Take It to the Next Level

By Enero Febrero

Are you desperate to take your business to the next level? If so, then you have to align your processes. The payment is a critical issue when it comes to a business. However, most businesses agree that they need to opt for dependable point-of-sale ...

Continue reading How to Boost Your Small-Scale Business and Take It to the Next Level

June 28, 2019

Grandfather Says: A 4th of July to Remember

By RD Blakeslee

Grandfather says Grandmother sewed period costumes for the family, which we wore to the nations bicentennial celebration in Washington, DC in 1976. Grandfather and family traveled to Wolf Trap National Park, where the day was celebrated by a ...

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June 27, 2019

When Is the Right Time to Buy a House, and What Purchasing Options Do You Have?

By Tex Freitag

Millennials have been slow to enter the home buying world; many carry huge debts from their college education. Others are still recovering from the Great Recession. Their hesitancy has confused the markets for new and previously-owned homes. The ...

Continue reading When Is the Right Time to Buy a House, and What Purchasing Options Do You Have?

June 24, 2019

Black Coffee: The Fed and the Walking Dead

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their weekend. ...

Continue reading Black Coffee: The Fed and the Walking Dead

June 22, 2019

What Is So Great About Living in Vancouver?

By Enero Febrero

Are you ready to settle down? Perhaps you're looking at where you want to purchase a home and Vancouver, Canada is at the top of your list. If so, you're on the right track! Vancouver is a beautiful city in British Columbia and a great place to live. ...

Continue reading What Is So Great About Living in Vancouver?

June 21, 2019

12 Ways to Splurge on Date Night Without Breaking the Bank

By Jennifer Landis

Couples who spend little time nurturing their relationships tend to drift apart; unfortunately, many people lead busier lives than ever. But what is existence all about, anyway? People weren't put on Earth simply to work, sleep and eat. Taking ...

Continue reading 12 Ways to Splurge on Date Night Without Breaking the Bank

June 18, 2019

9 Movie Theater Extras That We Could All Do Without

By Len Penzo

Let me tell you, sometimes this working-for-a-living thing isn't all it's cracked up to be. For the past couple of weeks I've been in one of those high-pressure do-or-die phases that requires me to be at the office from six in the morning to six at ...

Continue reading 9 Movie Theater Extras That We Could All Do Without

June 17, 2019

Black Coffee: Addressing the Elephant in the Room

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a nice ...

Continue reading Black Coffee: Addressing the Elephant in the Room

June 15, 2019

8 Ways to Reduce Divorce Costs

By Tex Freitag

Getting a divorce is emotionally exhausting and usually financially draining; most people have to start their lives over. Some couples spend recklessly on their divorce without thinking about the consequences. With that in mind, here are several tips ...

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June 14, 2019

Grandfather Says: High-Wire Theater and Church Improvements

By RD Blakeslee

Grandfather says he supposes you've noticed how many technical credits are listed following a movie. Amateur productions also need some of that kind of support. In productions Grandfather helped with, there were chronic technical shortcomings in ...

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June 13, 2019

How I Live on Less than $40,000 Annually: Kai from California

By Kai

My name is Kai, and I live in Concord, California. I'm 41 years old and married, with two kids, an 11 year-old daughter and 10 year-old son. Like Len, I'm an engineer by training; I also have an MBA. Today I'm primarily a stay at home parent, but ...

Continue reading How I Live on Less than $40,000 Annually: Kai from California

June 10, 2019

Black Coffee: Central Bank Error NOT In Your Favor

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

Continue reading Black Coffee: Central Bank Error NOT In Your Favor

June 8, 2019

How To Get A Personal Loan With No Credit History

By Sabado Domingo

Credit is the gateway to financial opportunity, but without a credit history of at least 18 good months, many opportunities can slip through the cracks. However, zero credit is not the end all for financial breakthroughs. The good news is there are ...

Continue reading How To Get A Personal Loan With No Credit History

June 7, 2019

100 Words On: The One-Armed Bandit’s Armless Cousin

By Len Penzo

Who hasn't been fleeced by a casino slot machine? Although only Keno offers worse odds of winning, slots are by far the most popular casino game, responsible for 70% of all gambling industry winnings -- so it's really no surprise they're derisively ...

Continue reading 100 Words On: The One-Armed Bandit’s Armless Cousin

June 6, 2019

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