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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Black Coffee: The Fed and the Walking Dead

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their weekend. ...

Continue reading Black Coffee: The Fed and the Walking Dead

June 22, 2019

What Is So Great About Living in Vancouver?

By Enero Febrero

Are you ready to settle down? Perhaps you're looking at where you want to purchase a home and Vancouver, Canada is at the top of your list. If so, you're on the right track! Vancouver is a beautiful city in British Columbia and a great place to live. ...

Continue reading What Is So Great About Living in Vancouver?

June 21, 2019

12 Ways to Splurge on Date Night Without Breaking the Bank

By Jennifer Landis

Couples who spend little time nurturing their relationships tend to drift apart; unfortunately, many people lead busier lives than ever. But what is existence all about, anyway? People weren't put on Earth simply to work, sleep and eat. Taking ...

Continue reading 12 Ways to Splurge on Date Night Without Breaking the Bank

June 18, 2019

9 Movie Theater Extras That We Could All Do Without

By Len Penzo

Let me tell you, sometimes this working-for-a-living thing isn't all it's cracked up to be. For the past couple of weeks I've been in one of those high-pressure do-or-die phases that requires me to be at the office from six in the morning to six at ...

Continue reading 9 Movie Theater Extras That We Could All Do Without

June 17, 2019

Black Coffee: Addressing the Elephant in the Room

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a nice ...

Continue reading Black Coffee: Addressing the Elephant in the Room

June 15, 2019

8 Ways to Reduce Divorce Costs

By Tex Freitag

Getting a divorce is emotionally exhausting and usually financially draining; most people have to start their lives over. Some couples spend recklessly on their divorce without thinking about the consequences. With that in mind, here are several tips ...

Continue reading 8 Ways to Reduce Divorce Costs

June 14, 2019

Grandfather Says: High-Wire Theater and Church Improvements

By RD Blakeslee

Grandfather says he supposes you've noticed how many technical credits are listed following a movie. Amateur productions also need some of that kind of support. In productions Grandfather helped with, there were chronic technical shortcomings in ...

Continue reading Grandfather Says: High-Wire Theater and Church Improvements

June 13, 2019

How I Live on Less than $40,000 Annually: Kai from California

By Kai

My name is Kai, and I live in Concord, California. I'm 41 years old and married, with two kids, an 11 year-old daughter and 10 year-old son. Like Len, I'm an engineer by training; I also have an MBA. Today I'm primarily a stay at home parent, but ...

Continue reading How I Live on Less than $40,000 Annually: Kai from California

June 10, 2019

Black Coffee: Central Bank Error NOT In Your Favor

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

Continue reading Black Coffee: Central Bank Error NOT In Your Favor

June 8, 2019

How To Get A Personal Loan With No Credit History

By Sabado Domingo

Credit is the gateway to financial opportunity, but without a credit history of at least 18 good months, many opportunities can slip through the cracks. However, zero credit is not the end all for financial breakthroughs. The good news is there are ...

Continue reading How To Get A Personal Loan With No Credit History

June 7, 2019

100 Words On: The One-Armed Bandit’s Armless Cousin

By Len Penzo

Who hasn't been fleeced by a casino slot machine? Although only Keno offers worse odds of winning, slots are by far the most popular casino game, responsible for 70% of all gambling industry winnings -- so it's really no surprise they're derisively ...

Continue reading 100 Words On: The One-Armed Bandit’s Armless Cousin

June 6, 2019

5 Ways to Handle Your 401(k) When You Change Jobs

By Tex Freitag

The average American changes jobs a dozen times in their lifetime. With each new job comes new offices, new co-workers -- and possibly a decision about what to do with the 401(k) plan they started at their last job. Selecting the right course of ...

Continue reading 5 Ways to Handle Your 401(k) When You Change Jobs

June 5, 2019

Why Do We Honor Kids Who Have Never Missed a Day of School?

By Len Penzo

The other day my daughter, Nina, got hit with a 24-hour flu bug that had her kneeling over the toilet all morning long. I felt bad for her, and don't know for sure where she picked it up, but that's not important. Right now I'm just waiting with ...

Continue reading Why Do We Honor Kids Who Have Never Missed a Day of School?

June 3, 2019

Black Coffee: Driving Down the Road to Ruin

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious week comes ...

Continue reading Black Coffee: Driving Down the Road to Ruin

June 1, 2019

Grandfather Says: The Story of Dan and Ralph

By RD Blakeslee

Grandfather says he thinks you might be interested in the story of Dan Blakeslee and Ralph William Blakeslee. Well, Grandfather's going to tell it to you anyway. Dan Blakeslee made his way up the Chilkoot Trail into the Yukon in 1899, built a ...

Continue reading Grandfather Says: The Story of Dan and Ralph

May 30, 2019

Distributed Meets Growing Demands Through $1.9M Seed Funding from Fuel Ventures

By Tex Freitag

Distributed, the AI-powered tech talent-resourcing platform, raised $1.9 million in a seed-funding round from Fuel Ventures, bringing its total initial funding up to $2.1 million. With the growing demand for Distributed's Elastic Team platform, the ...

Continue reading Distributed Meets Growing Demands Through $1.9M Seed Funding from Fuel Ventures

May 30, 2019

Save Money Faster By Turbo-Charging Your Change Jar

By Len Penzo

Okay ... this is my last article about loose change for awhile. I promise. I recently shared my latest supermarket misadventure where I had the misfortune of getting behind a nice lady who paid for her groceries with a giant bag of quarters. I ...

Continue reading Save Money Faster By Turbo-Charging Your Change Jar

May 28, 2019

Black Coffee: The Global Economy … on the Rocks

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. While you're enjoying the extended ...

Continue reading Black Coffee: The Global Economy … on the Rocks

May 25, 2019

Full- vs. Limited-Tort Car Insurance: Are the Savings Worth the Risk?

By Sabado Domingo

Insurance. Guarantee. Protection. These are things that we want to have when we're talking about big investments like a house or a car. It's only right to think that way, especially because these things are the fruits of our labor. After all, we toil ...

Continue reading Full- vs. Limited-Tort Car Insurance: Are the Savings Worth the Risk?

May 24, 2019

How to Save Money by Managing Your Own Investment Portfolio

By Enero Febrero

If you're in the fortunate position of having a large amount of cash in the bank, you might be considering using some specialist advice such as a financial adviser. There are certainly advantages to this move -- not least of which is the fact that ...

Continue reading How to Save Money by Managing Your Own Investment Portfolio

May 23, 2019

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