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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Black Coffee: Taking Stock of the National Debt

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a great week! ...

Continue reading Black Coffee: Taking Stock of the National Debt

May 4, 2019

5 Things to Know About Pre-Market Movers Before Investing

By Tex Freitag

A pre-market mover refers to movements in a stock's price beyond regular trading hours. However, pre-market movers are not necessarily just the result of pre- and post-market trading sessions. Pre-market movers can be the result of absolutely ...

Continue reading 5 Things to Know About Pre-Market Movers Before Investing

May 3, 2019

Grandfather Says: A Fond Look Back at My Love of Fishing

By RD Blakeslee

Grandfather says nearly as far back as he can remember, he has loved to fish. He was on a footbridge over a creek at a family picnic when he was, oh, maybe 4 years old. When he saw minnows in the water, he bent a reed into an "L" and dangled one ...

Continue reading Grandfather Says: A Fond Look Back at My Love of Fishing

May 2, 2019

How to Save Money By Choosing the Right Car Insurance Company

By Sabado Domingo

If you own a vehicle it's crucial that you have car insurance. If you're like most people, you're probably struggling to decide on which company to purchase a policy from. The problem is there are hundreds of car insurance companies offering ...

Continue reading How to Save Money By Choosing the Right Car Insurance Company

April 30, 2019

Good Personal Finance Habits Everyone Should Follow

By Len Penzo

There are good habits and there are bad habits - and I have a lot of bad habits. For example, I tend to bite my nails when I get stressed out. I also have a penchant for opening the cupboard to get a drinking glass -- then walking away and leaving ...

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April 29, 2019

Black Coffee: The Monster Under the Bed

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious week comes ...

Continue reading Black Coffee: The Monster Under the Bed

April 27, 2019

12 Tips That Will Help You Successfully Maximize Your Career Potential

By Antonio Fortunato

Most of us give a lot of thought to managing our finances whether it be the household budget, managing the allocations within our IRAs, pension or profit-sharing plans, our personal bank and brokerage account balances or taking care of a rental ...

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April 26, 2019

The Pros and Cons of Layaway Plans

By Tex Freitag

These days, a growing number of retailers are implementing a variety of promotional tactics to help draw in new customers. And some retailers are now bringing back one of the oldest retail-marketing tactics in the book: the layaway ...

Continue reading The Pros and Cons of Layaway Plans

April 25, 2019

5 Things You Should Know Before Getting a Student Loan

By Sabado Domingo

If you want to practice law, write a brilliant research paper worthy of a Nobel Prize, or engineer a rocket, then you'll need to go to college. You'll also need to write the lion share of your essays -- or at least address an essay help service if ...

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April 23, 2019

Is It Okay to Eat Foods Past Their Expiration Dates?

By Len Penzo

This weekend I was pouring a little half-and-half into my cup of coffee (no, not Folgers) when I noticed something extremely disturbing: the creamer was 34 days beyond the expiration date printed on the carton top. Yes, 34 days. I know. Of ...

Continue reading Is It Okay to Eat Foods Past Their Expiration Dates?

April 22, 2019

Black Coffee: There’s No Need for Paper When Chocolate Covers Rock Too

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a great ...

Continue reading Black Coffee: There’s No Need for Paper When Chocolate Covers Rock Too

April 20, 2019

Dealing with Past Sins: 3 Inventive Ways to Pay Off Your Student Loan Debt

By Sabado Domingo

It's a rare college student nowadays who gets through a four-year degree without accumulating a significant amount of debt. Last year, the average student borrowed more than $38,000 in student loans. If you are worried about student loan debt, ...

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April 19, 2019

Grandfather Says: The Beauty of Alaska

By RD Blakeslee

Grandfather says Alaska is a magic place -- even though life at its far Northern latitude is brutal, sometimes. Magic is central to the native peoples. The Tlingits recognize the spirits of ravens and eagles and belong to the matriarchal clan of ...

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April 18, 2019

8 Strange Insurance Policies Many People Actually Buy

By Jennifer Landis

We're all familiar with the basics of insurance. You probably have health, auto and homeowner's or renter's insurance policies already. You may even have life insurance in case something happens to you or your spouse. But these aren't the only ...

Continue reading 8 Strange Insurance Policies Many People Actually Buy

April 16, 2019

Black Coffee: Reality Is Not Part of the Equation

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a good week. We've ...

Continue reading Black Coffee: Reality Is Not Part of the Equation

April 13, 2019

What Are The Benefits Of Regularly Maintaining Your Vehicle?

By Enero Febrero

Some people believe maintaining their vehicles consists of filling up the fuel tank, occasionally changing the oil, running it through the car wash, and replacing the air freshener. However, there is a whole list of tasks you should perform in order ...

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April 12, 2019

Online Mortgage Deals: They’re Not Your Parents’ Home Loan

By Sabado Domingo

It's a pretty safe bet that when your parents were buying their first house, the only way to get a mortgage was to go directly to a bank -- or search around town for one of only a few mortgage brokers willing to help. Thankfully, times have ...

Continue reading Online Mortgage Deals: They’re Not Your Parents’ Home Loan

April 10, 2019

The 5 Most Misleading Grocery Items Shoppers Waste Money On

By Mike Dolen

If there's one thing I spend way too much time on in life, its the process of grocery shopping. As someone who blogs about cash back credit cards all day long, it's probably predictable that I waste a bunch of time obsessing over which stores ...

Continue reading The 5 Most Misleading Grocery Items Shoppers Waste Money On

April 8, 2019

Black Coffee: The Fed Is Moving from Denial to Bargaining

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a great week! ...

Continue reading Black Coffee: The Fed Is Moving from Denial to Bargaining

April 6, 2019

6 Things Everyone Should Know About Life Insurance

By Enero Febrero

Life insurance is a means of protecting your loved ones from unforeseen financial difficulties if something should happen to you. In essence, it provides financial security for your family in the event of your untimely demise. Your family's ...

Continue reading 6 Things Everyone Should Know About Life Insurance

April 5, 2019

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