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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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What Is Professional Indemnity Insurance?

By Sabado Domingo

If you are in the advisory business and make a profit by selling your knowledge and skills, you may benefit from purchasing a professional indemnity insurance policy. Professional indemnity insurance will protect you and your business from claims ...

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January 22, 2020

The 50 Biggest Money Mistakes Household CEOs Make

By Len Penzo

I'm not ashamed to admit I make mistakes. After all, everybody screws up occasionally; for us humans, mistakes come with the territory. For example, I remember the time I decided it would be great fun to play Wii golf for eight consecutive hours. ...

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January 20, 2020

Black Coffee: Ghosts In the Machine

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I see another week has come and gone ...

Continue reading Black Coffee: Ghosts In the Machine

January 18, 2020

5 Simple Tips That Will Help You Manage Your Loan Responsibly

By Sabado Domingo

You had your doubts, but one of the lenders offering bad credit loans approved your loan application. Now it's time to turn your attention to managing the loan to the best of your ability. Here are five tips that will help keep you on track and ...

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January 17, 2020

3 Creative Ways to Get Out of Debt

By Enero Febrero

The issue of rising debt is becoming so common in our society nowadays. With debt levels in the private and public sector at historic highs, it is no wonder that more people are talking about the problems of debt than ever before. Now, we've all ...

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January 17, 2020

100 Words On: Why You Should Never Buy a Timeshare

By Len Penzo

No matter what that slick salesman tells you, vacation timeshares aren't a good deal. Surprised? Don't be. Many timeshares owners lose the freedom to vacation wherever and whenever they choose -- or even skip one, considering annual maintenance fees ...

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January 16, 2020

The 3 Best Ways to Transfer Money Online

By Sabado Domingo

When it comes to sending money to someone over long distances or overseas, there are many options available today, including some surprising ones you may have never even considered. Here are three of the best ways to send money abroad: The ...

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January 15, 2020

What Investors Should Expect In the 2020 Stock Market

By Tex Freitag

Are you an investor, dealing with forex trade or even contracts for differences (better known as CFDs)? And what is there to expect in 2020? In retrospect, last year almost became a perfect year for people investing in the stock market. And since ...

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January 13, 2020

4 Surprising Truths You Must Learn Before You Can Be Rich

By Paula Pant

Success is psychological. Whether your goal is to become rich, lose 20 pounds or learn another language, your mindset is your strongest weapon. You are your own greatest asset -- and your own worst enemy. So today I'd like to share four truths you ...

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January 13, 2020

Black Coffee: Here Are 6 Burning Questions to Think About

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

Continue reading Black Coffee: Here Are 6 Burning Questions to Think About

January 11, 2020

4 Tips for Making Your Daily Budget Planning Easier

By Sabado Domingo

It's easy to get caught up in a busy schedule and forget to manage your finances. Even if you have a budget plan for the month, sticking to it is tricky. But not to worry, as there are a few simple tips and tricks available that can help make the ...

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January 10, 2020

Grandfather Says: The Rise of the Machines

By RD Blakeslee

Already computers are more powerful than humans in some cases ... Technology is just another means of evolution. We are changing the definition of what it is to be human. - roboticist Hiroshi Ishiguro Grandfather thinks back sixty ago, in a young ...

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January 9, 2020

Is a Career In Medical Billing and Coding Worth It?

By Sabado Domingo

Many people have been left guessing as to what profession to get in, especially with the constantly changing landscape in the jobs sector. While many job sectors are booming, other areas have seen layoffs and shrinking services. In a world becoming ...

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January 8, 2020

19 Things Your Millionaire Neighbor Won’t Tell You

By Len Penzo

Although having a million bucks isn't as impressive as it once was, most people still consider it as a sign of financial success. And judging by the number of actual millionaires enjoying life in the world today, there are apparently quite a lot of ...

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January 6, 2020

Black Coffee: News That’s Guaranteed to Make Heads Explode

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious weekend is ...

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January 4, 2020

100 Words On: The (Second) Best Stock Market Investing Tip Ever

By Len Penzo

Buy low and sell high; it's the ultimate investing tip, although never easy to execute. That's where the second-best investing tip comes in: control the risk that comes with investing. One of the best ways to do that is to have an exit strategy when ...

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January 2, 2020

4 Resolutions That Can Help You Improve Your Finances

By Sabado Domingo

As the days slowly grow longer, our thoughts tend to focus on the new year and all of the challenges that lie ahead. A new year can be a motivator in making some important changes in our lives; many people like to think of it as a fresh start when it ...

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January 1, 2020

Moron Alert: How One Man Paid $87,500 in Partially Avoidable IRA Fees

By Joe Saul-Sehy

Over the years I've read plenty of articles and blog posts about lying, cheating, and dumb advisors. While lying and cheating advisors are a topic for another day, I know from experience that there are plenty of morons in the advisory business. ...

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December 30, 2019

Black Coffee: Closing Out a Decade of Decadence

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

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December 28, 2019

8 Finance Rules To Live By In the New Year

By Sabado Domingo

We're about to ring in a new year; that means it's time to clean the slate, get rid of old baggage, amp up the exercise, and create new goals! So why not also make goals for your personal finances? For many, the new year is the right time to ...

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December 27, 2019

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