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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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How to Get Monetary Compensation For a Car Accident

By Enero Febrero

After you get into a car accident, there are a few very important things that will likely be on your mind: how can you recover from your injuries, and how can you get compensated for the medical costs and employment losses that you have incurred as a ...

Continue reading How to Get Monetary Compensation For a Car Accident

January 30, 2020

Personal Finance Course: How to Organize Your Money

By Sabado Domingo

Money. It's something you earn and something you spend, but do you ever feel like you'd like to have a better grip on it? Approximately 67% of American families claim to live on a budget but many people living on a budget still feel like they ...

Continue reading Personal Finance Course: How to Organize Your Money

January 30, 2020

How Effective Are Super Bowl TV Ads?

By Tex Freitag

Super Bowl commercials are among the most viewed television broadcasts. According to Nielsen, Super Bowl XLIX attracted more than 114 million people. In fact, this was the highest number to have been recorded in the history of any US television ...

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January 30, 2020

5 Best Robo Advisors of 2020

By Tex Freitag

Robo-advisors are software programs that investors can use to manage their investment portfolios. They utilize computer algorithms and require minimal human intervention to take care of your venture. Traditionally, if you wanted to grow your ...

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January 29, 2020

I Ordered Some Omaha Steaks; But Were They Worth the Price?

By Len Penzo

Aside from the vegetarians and vegans of the world, who doesn't love a good steak? On second thought, there are more than a few vegetarians and vegans out there who, when pressed, will sheepishly admit they love steak too. I only bring this up ...

Continue reading I Ordered Some Omaha Steaks; But Were They Worth the Price?

January 27, 2020

Black Coffee: A Financial System In Jeopardy

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

Continue reading Black Coffee: A Financial System In Jeopardy

January 25, 2020

Paying for Medical: What Happens If You Don’t Pay Medical Bills?

By Tex Freitag

More than 130 million people in the US are currently struggling with medical debt and bills; in fact, surveys show that 1 in 6 Americans have past-due medical bills. There are many reasons why people struggle with medical debt. Some people are ...

Continue reading Paying for Medical: What Happens If You Don’t Pay Medical Bills?

January 24, 2020

For Some Students, Money Is More Valuable Than Time

By Enero Febrero

Although you'd never know it based upon the ways people treat their time and money, the former is significantly more valuable than the latter because our life here on earth is finite. Yes, time is free -- but, ironically, it's also priceless. After ...

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January 24, 2020

Grandfather Says: Grandfather’s Puppy

By RD Blakeslee

About a year and a half ago, Grandfather got himself a puppy! A companion for him as he enters his dotage. The little guy is a Maltese. Clyde is a great little guy. Maltese are very small; four to seven pounds is the normal weight in ...

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January 23, 2020

What Is Professional Indemnity Insurance?

By Sabado Domingo

If you are in the advisory business and make a profit by selling your knowledge and skills, you may benefit from purchasing a professional indemnity insurance policy. Professional indemnity insurance will protect you and your business from claims ...

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January 22, 2020

The 50 Biggest Money Mistakes Household CEOs Make

By Len Penzo

I'm not ashamed to admit I make mistakes. After all, everybody screws up occasionally; for us humans, mistakes come with the territory. For example, I remember the time I decided it would be great fun to play Wii golf for eight consecutive hours. ...

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January 20, 2020

Black Coffee: Ghosts In the Machine

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I see another week has come and gone ...

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January 18, 2020

5 Simple Tips That Will Help You Manage Your Loan Responsibly

By Sabado Domingo

You had your doubts, but one of the lenders offering bad credit loans approved your loan application. Now it's time to turn your attention to managing the loan to the best of your ability. Here are five tips that will help keep you on track and ...

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January 17, 2020

3 Creative Ways to Get Out of Debt

By Enero Febrero

The issue of rising debt is becoming so common in our society nowadays. With debt levels in the private and public sector at historic highs, it is no wonder that more people are talking about the problems of debt than ever before. Now, we've all ...

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January 17, 2020

100 Words On: Why You Should Never Buy a Timeshare

By Len Penzo

No matter what that slick salesman tells you, vacation timeshares aren't a good deal. Surprised? Don't be. Many timeshares owners lose the freedom to vacation wherever and whenever they choose -- or even skip one, considering annual maintenance fees ...

Continue reading 100 Words On: Why You Should Never Buy a Timeshare

January 16, 2020

The 3 Best Ways to Transfer Money Online

By Sabado Domingo

When it comes to sending money to someone over long distances or overseas, there are many options available today, including some surprising ones you may have never even considered. Here are three of the best ways to send money abroad: The ...

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January 15, 2020

What Investors Should Expect In the 2020 Stock Market

By Tex Freitag

Are you an investor, dealing with forex trade or even contracts for differences (better known as CFDs)? And what is there to expect in 2020? In retrospect, last year almost became a perfect year for people investing in the stock market. And since ...

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January 13, 2020

4 Surprising Truths You Must Learn Before You Can Be Rich

By Paula Pant

Success is psychological. Whether your goal is to become rich, lose 20 pounds or learn another language, your mindset is your strongest weapon. You are your own greatest asset -- and your own worst enemy. So today I'd like to share four truths you ...

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January 13, 2020

Black Coffee: Here Are 6 Burning Questions to Think About

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

Continue reading Black Coffee: Here Are 6 Burning Questions to Think About

January 11, 2020

4 Tips for Making Your Daily Budget Planning Easier

By Sabado Domingo

It's easy to get caught up in a busy schedule and forget to manage your finances. Even if you have a budget plan for the month, sticking to it is tricky. But not to worry, as there are a few simple tips and tricks available that can help make the ...

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January 10, 2020

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