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It has been more than a century since Australia began supplying electricity to its local populace. Melbourne was the first city to build a power station, illuminating the city's streets. At the turn of the century, nearly all streets in Australia ...

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What I Learned from the Worst Vacation of My Life

Summer is almost here and many people are gearing up for another vacation season full of fabulous food and frolicking fun in the sun with friends and family. With that in mind, I thought it would be a kick to relive the worst vacation of my entire ...

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Black Coffee: Getting the Rubber Glove Treatment

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I heard somebody the other day say the ...

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How Small Businesses Can Move Beyond Niche Appeal

Finding the right niche can be extremely beneficial for a growing business. Indeed, many startups and small businesses strive to identify and service a niche in their industry in order to consolidate their position and establish a reliable source of ...

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100 Words On: Why Laziness Is Usually Someone Else’s Fault

A man had two dogs: a hound, to assist him in hunting, and a housedog, who simply laid around the house. After a good day's hunt, he always gave the housedog a large share of his spoil. One day, the hound, feeling much aggrieved at this, reproached ...

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5 Simple Tips for Getting a Loan with Bad Credit

By Enero Febrero

If you've found yourself in a financial pickle lately and are wondering if you will be able to get a loan on bad credit or not, then you're not alone. While getting a loan is a much easier process when you have a good credit score, it can be ...

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Black Coffee: A Thief In the Night

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. We're now ten weeks into the Greatest ...

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How to Avoid ATM Fees

Looking to avoid paying those pesky ATM fees? Here are some of our favorite ways to avoid them or get reimbursed for unwanted fees: Bank-owned ATMs One of the most straightforward ways to avoid paying fees at the ATM is to use the machines ...

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A Quick Reference Guide to Getting Out of Debt

Nobody wants to be in debt -- although the sad truth is that millions of people are buried under a mountain of it. Unfortunately, owing a lot of money to many creditors causes problems -- not only for your personal finances, but also your ...

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Don’t Go Chasing Waterfalls: Is Flood Insurance Worth It?

The entire cost of natural disasters in the US in 2019 was estimated at over $40 billion. Floods are one of the biggest contributors to this -- especially in areas prone to flooding. If you live in such an area, flood insurance is certainly something ...

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100 Words On: Why It Pays to Sleep on It Prior to a Big Decision

When youre facing an important financial decision, theres something to be said about taking a night to think it over. That's because, when it comes right down to it, most financial decisions aren't emergencies -- although a lot of folks might think ...

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5 Reasons to Have a Side Job In Your Spare Time

By Enero Febrero

Despite rising unemployment due to the recent coronavirus shutdown, there are still more than 150 million people working in the United States -- and most of them will change jobs between five and seven times during their lifetime. This means that, ...

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How Do Solar Loans Work? Here’s a Simple Guide

Are you passionate about the environment? Do you yearn to make your home even greener, utilizing renewable sources of energy to not only lower your energy bill but also reduce your carbon footprint? If so, then you need to consider installing ...

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How to Save Money on Taxes: 7 Tips Everyone Should Know

Few things are as painful as seeing money from your hard-earned paychecks go into taxes. But yet, it's a pain that we have to endure every year during tax season. As Mark Twain once said, "nothing in life is certain but death and taxes." Although ...

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Simple Fundraising Tips and Tricks for Beginners

Fundraising plays a vital role in the way we support causes for public interest, health advances, and various charities. If you want to help a charity or cause that's important to you, you'll need to know how to fundraise effectively. Thankfully, ...

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Can an Unwed Spouse Be Put on Insurance Policies as the ‘Named Insured’?

The ongoing pandemic has made one fact clear: No matter how much we earn, it's extremely important to manage our personal finances in an efficient manner. The spectrum of the insurance industry is so vast that it is hardly possible for an individual ...

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21 Reasons Why Corner Lots Are For Suckers

For the six people left in America who are still looking to buy a home, I thought I'd pass on a little advice and save you a serious case of buyer's remorse. Don't be fooled by real estate agents who try to tell you that a corner lot is highly ...

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Black Coffee: America’s Dirty Little Secret

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. And so it goes ... we're almost two ...

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9 Legitimate Ways to Get Fast Cash If You Need Money Now