• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

Caught Ya! My Teenager’s Sly Attempt to Get His Own Credit Card

By Len Penzo

Last month we found a letter in our mailbox from Discover credit cards that was addressed to my teenage son, Matthew. Now why would Discover be contacting my son? You know, the mere thought of a credit card in my 14-year-old son's hands really ...

Continue reading Caught Ya! My Teenager’s Sly Attempt to Get His Own Credit Card

December 7, 2020

Black Coffee: Racing to the Bottom

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to this week's ...

Continue reading Black Coffee: Racing to the Bottom

December 5, 2020

Damned If You Do, Damned If You Don’t: Where To Invest Post Pandemic?

By Tex Freitag

Although 2020 has been extremely difficult for investors, it might yet get even more challenging to get a return on money in the next couple of years. The impact of the coronavirus has been vast and it is very hard to predict what is going to ...

Continue reading Damned If You Do, Damned If You Don’t: Where To Invest Post Pandemic?

December 4, 2020

3 Smart Financial Moves Everyone Should Consider Before the New Year

By Sabado Domingo

It's never too late to make some smart money moves and end the year on a better note. So if you're ready to get smarter with your money, check out these three smart financial moves you should make before the end of the year. Check Your Interest ...

Continue reading 3 Smart Financial Moves Everyone Should Consider Before the New Year

December 4, 2020

10 Tips to Consider Before Getting Your Auto Insurance

By Tex Freitag

While choosing auto insurance might not seem like a big deal, it could be if you opt for the wrong type of policy or end up with inadequate coverage. Although everyone should learn the basics, understanding this kind of insurance is especially ...

Continue reading 10 Tips to Consider Before Getting Your Auto Insurance

December 3, 2020

How Do I Choose the Best Rewards Credit Card?

By Len Penzo

A rewards credit card is specifically targeted at people who want a bonus in exchange for using the card; so the more you purchase, the more rewards you earn! There is no magic to selecting the right reward cards. In fact, it basically comes down ...

Continue reading How Do I Choose the Best Rewards Credit Card?

December 2, 2020

6 Ways to Avoid a Holiday Debt Hangover

By Mikey Rox

The holidays come with a host of stressors, the most Xanax-inducing of which is perhaps overspending. Sure, we make our lists and check them twice, but we're still human. Sales, discounts and deals are flashed furiously before your eyes while you're ...

Continue reading 6 Ways to Avoid a Holiday Debt Hangover

December 1, 2020

12 Good Reasons Why You Should (and Shouldn’t) Use a Credit Card

By Len Penzo

When I was a kid I used to have a Ouija board. Thankfully, my nerdy friends and I were never possessed by evil spirits while conjuring up our dead relatives to see how they were doing (they're fine, thanks); or getting answers to burning questions ...

Continue reading 12 Good Reasons Why You Should (and Shouldn’t) Use a Credit Card

November 30, 2020

Black Coffee: Gradually, Then Suddenly

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I'm really excited that the Christmas ...

Continue reading Black Coffee: Gradually, Then Suddenly

November 28, 2020

6 Good Reasons Why the Holiday Season Is a Great Time for Recruiting

By Sabado Domingo

Recruiting as a profession has elements in common, but who you do the recruiting for is as varied as can be. For example, there are military, pharmaceutical, finance, management, sales and sports recruiters. Some recruiters work very specifically ...

Continue reading 6 Good Reasons Why the Holiday Season Is a Great Time for Recruiting

November 27, 2020

100 Words On: Why You Should be a Parent, Not a Best Friend

By Len Penzo

Whether they know it or not, children depend on their parents to say "no" and make tough or unpopular decisions for their benefit. Unfortunately, it's impossible to effectively enforce rules and boundaries without running your household like a ...

Continue reading 100 Words On: Why You Should be a Parent, Not a Best Friend

November 26, 2020

3 Ways to Make Money from Home

By Tex Freitag

Many people are frantically searching for income opportunities. Luckily, there are now more opportunities to make money at home than ever. The Internet has especially provided many options for you to choose from. Here are three ways you can make ...

Continue reading 3 Ways to Make Money from Home

November 25, 2020

3 Short but Savvy Winter Season Shopping Tips

By Sabado Domingo

December typically begins a three- or four-month period where household and personal bills can skyrocket, largely due to heating and winter prepping. As a result, it's important to get smarter with the resources you have in order to ensure you're not ...

Continue reading 3 Short but Savvy Winter Season Shopping Tips

November 25, 2020

10 Red Flags That May Signal You’re In Big Financial Trouble

By Len Penzo

One of my favorite television shows is National Geographic Channel's Locked Up Abroad. Each week, this absolutely fabulous show features the story of somebody who had the misfortune of either getting incarcerated in a foreign prison or kidnapped ...

Continue reading 10 Red Flags That May Signal You’re In Big Financial Trouble

November 23, 2020

Black Coffee: Those In the Know, Know

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, let's get right to it ...

Continue reading Black Coffee: Those In the Know, Know

November 21, 2020

A Step-by-Step Guide for Using Most Money Management Software

By Sabado Domingo

When you are new to personal finance, you might rush to buy the best, most robust money management tools. After all, as a rookie, you will need as much help as possible to keep your finances organized and your spending and saving on ...

Continue reading A Step-by-Step Guide for Using Most Money Management Software

November 20, 2020

Do Payday Loans Have Any Benefits?

By Enero Febrero

Many people take out a payday loan when they have no other way of getting urgent cash. Whether it's a sudden medical bill or overdue rent, payday loans are often the only way to get that financial cushion, short of borrowing from a friend or ...

Continue reading Do Payday Loans Have Any Benefits?

November 20, 2020

How Do I Choose the Best Secured Credit Card?

By Len Penzo

Not all secured credit cards are created equal. So how can you determine which one is best for you? Here are the most important considerations: Credit reporting. Since the biggest reason for getting a secured credit card is to establish or rebuild ...

Continue reading How Do I Choose the Best Secured Credit Card?

November 19, 2020

The Time to Reap Returns Depends on the Investment Type

By Enero Febrero

About half of Americans never invest at all. At least that's what the headlines say. In reality, if you're living and breathing, and have the power of decision-making, you're an investor; you invest your time and money in stuff and pursuits. ...

Continue reading The Time to Reap Returns Depends on the Investment Type

November 18, 2020

8 Great Ways to Make Money Online

By Sabado Domingo

There are many ways to make money online. Believe it or not, there are plenty of great alternatives out there. Best of all, most of them can easily be set up and run in your spare time, and with little or no initial financial investment. Here are ...

Continue reading 8 Great Ways to Make Money Online

November 17, 2020

  • « Previous Page
  • 1
  • …
  • 76
  • 77
  • 78
  • 79
  • 80
  • …
  • 146
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025