It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: War of the Worlds
4 Ways to Purchase Your Dream Car While Being Financially Responsible
A dream car can be a great way to show off your success, and it's a fun perk of being successful.
There's no doubt about it; cars are a major expense. In addition to the car's purchase price, there are also costs for registration, insurance, and ...
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8 Budgeting Tips to Help You Get the Most Out of Your Social Life
When it comes to budgeting, it can often feel like we have to choose between enjoying our social lives and staying on track with our finances. After all, it's only natural to ask: How can I budget my social life. But that doesn't have to be the case! ...
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House Hunting Tips: Finding The Perfect Starter Home
If you've just received approval from a lender for a mortgage loan and you're ready to buy your first home, there are several valid reasons why you should consider a starter home.
Instead of battling to afford your dream home right away, choosing a ...
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Grandfather Says: The Importance of Self-Confidence and Independence
Grandfather says self-confidence and independence go hand-in-hand.
From his earliest days, Grandfather marched to his own drummer. In first-grade at elementary school -- a barracks-like structure with a classroom at each end and a coal furnace in ...
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The Secret to Long Life
This is another post in an occasional series from my dear Aunt Doris, who passed away in 2015 at the age of 94.
Being 91-years-old, people often ask me: "What's your secret for getting there?"
My son says it's fish, tea and vinegar. Maybe; ...
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Why Should Beginners Use the Best Forex EA?
Traders associated with forex have to do and think a lot before the actual trading process starts. This volatile and challenging financial market requires traders to have a certain amount of expertise and knowledge to turn the odds in their favor - ...
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The 16 Best Closing Lines for Business Emails
Sure, first impressions are impactful on people. They can be catchy, charming, and luring. But as time goes on, people tend to move away from them to something more real. And this type of real only comes through recurrent experiences - from recurrent ...
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Budgeting Over 65: How Seniors Can Afford to Age in Place
Although aging is an undeniable part of life, most of us don't want to think about how our bodies and minds will change in the future. But even if we're in excellent health now, that could all change a few years down the line.
Statistics show that ...
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5 Areas to Cut Your Spending in 2022
Saving money is a goal shared by many and a good resolution to make - no matter what time of the year it is. However, it isn't uncommon for vows to waste less money go awry after only a month or two of making them.
The good news is it's never too ...
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Take Control of Your Personal Finances with These Budgeting Tips
Many of us don't take our money seriously when we first start earning, which sometimes results in acquiring debt or a sub-par living standard. However, it is never too late to begin managing your money in a way that proves to be beneficial for you in ...
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4 Tips to Help You Choose the Right Undergraduate Degree
With tuition fees constantly on the rise, there's a lot of pressure on students. If you are willing to spend a lot of time, energy, and money on your degree, you need to make sure you're making the best possible choice when selecting your courses. ...
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The Great Paper Towel Test: What Brand Is Your Best Value?
The paper towel is one of the greatest inventions ever and, frankly, I think too many of us take them for granted.
Think about it: They're not only invaluable for cleaning up spills and other messes, but the best ones can also handle tough jobs ...
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Black Coffee: Subterfuge and Sabotage
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: Subterfuge and Sabotage
Determining Fair Market Value: What Is That Business Worth?
Whether you're planning to buy or sell a business, the starting point is to determine the fair market value (FMV). FMV is always a range, never a specific number.
Obstacles to a buyer and seller agreeing on value are numerous; owners generally ...
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3 Subscriptions That You Need to Cancel Today
In the spirit of tax season, people all over America are taking a good, long look at their budgets and spending habits this past year. If you consider yourself frugal in money matters, it can be the worst feeling ever to realize you have been paying ...
Continue reading 3 Subscriptions That You Need to Cancel Today
100 Words On: The Importance of Always Paying Yourself First
When it comes to saving money, the biggest hurdle for most folks is the lack of available cash after paying all of the bills every month. Fortunately, this seemingly impossible problem is easily fixed by paying yourself first -- not your creditors. ...
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US Credit Card Debt Surpasses $1 Trillion
Watch out, America. It's time to start thinking before you swipe your credit card.
According to a study from WalletHub, the total credit card debt of US consumers now exceeds $1 trillion. In fact, last year American consumers took out more than ...
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San Francisco Guide: Things to Do When You Are Bored
San Francisco - also known as San Fran, Frisco, and The City - is a cultural, financial, and commercial center in California. It ranked second in the US on the Global Financial Centers Index in 2021; it's also a popular destination for people seeking ...
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How a Broken Washing Machine Fixed My Finances
Readers: I received a message from a reader in the United Kingdom, which I found to be very inspiring. He graciously accepted my request to share his story with you. -- Len
Last November my washing machine died. Because I make decent money - the ...
Continue reading How a Broken Washing Machine Fixed My Finances
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