With the cost of living in some cities it can be tempting to find ways to save money. While cutting back on your favorite latte or canceling that one streaming subscription you never use might be a good idea, one thing you shouldn't do is try to ...
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An Introductory Guide to Wills, Trusts and Estate Planning
What happens when people die -- or are dying -- is a subject of intense debate. For you it might be a matter of faith or science. What's less debatable: if you prepare properly, the people you leave behind will have an easier transition.
Several ...
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How I Got Scammed at My Local Gas Station
People who believe in personal responsibility are often unfairly accused of being heartless and uncaring.
For proof, all one has to do is look at my inbox. I usually get at least one scathing letter every week from a reader who mistakes my ...
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Black Coffee: The Golden Rule
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: The Golden Rule
100 Words On: Why It’s So Hard to Beat a Homegrown Tomato
There's a reason why tomatoes are found in 85% of all gardens, topping the list of most popular homegrown produce: Biting into the fresh and juicy sweetness of a vine-ripened homegrown tomato is pure nirvana for the senses -- a savory treat unmatched ...
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10 Financial Benefits of Hiring a Vehicle Accident Lawyer
If you've been in a vehicle accident, you may wonder if you need to hire a lawyer. While every accident is unique and comes with its own complications and financial losses, there are many financial benefits to hiring a vehicle accident ...
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How to Secure Your Home on a Budget
We all want to provide a safe life for our significant others and children, but sometimes, it's just out of our price range -- or is it? Securing your home doesn't have to be super expensive to be effective. Protecting your property and home won't ...
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4 Steps to Financial Independence
Once you have achieved some basic financial goals, such as paying off all debts except for perhaps your mortgage, building up an emergency fund and contributing to a retirement account, it is time to start thinking about achieving financial ...
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7 Reasons Why You Should Use a Roth IRA for Retirement Savings
Are you thinking about fortifying your retirement savings with a Roth IRA?
Sure, Roth IRAs have their disadvantages -- but there are some really good reasons why you may want to consider one too. Here are the seven best:
Qualified distributions ...
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The Martingale Roulette System: Does It Work?
Casino gambling games have always been inextricably linked to chance and probability, with any kind of success often being attributed to concepts such as fate. While the inner mechanics of games such as roulette or blackjack are dictated by chance, ...
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How to Tell If an Online Car Review Is Trustworthy
When you're shopping for a new car, it's important to do your research. One of the best places to start is by reading online car reviews. But how can you tell if these reviews are trustworthy?
Today we will discuss some tips for determining ...
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Dear Diary: How I Fixed My Water Heater Without a Plumber and Saved $400
The Honeybee alerted me to the fact that our hot water heater was making popping and cracking sounds that she had never heard before.
This got me a bit worried because the heater was 12-years-old and I knew it was on its last legs. When a water ...
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Black Coffee: Cancelled Due to COVID
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
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Grandfather Says: The DIY Harpsichord
Grandfather built a harpsichord once; in 1970.
It was an "expressive" double-manual, incorporating many of the traditional French/Flemish characteristics, but with some modern materials, like Delrin plastic for the plectra.
It was a kit, but ...
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What’s the Best Way to Give a Financial Gift?
When it comes to gifts, we all know it's the thought that counts -- which is why there are certain self-described gift-giving mentors who don't encourage financial gifts. Of course, those same folks have probably been on the receiving end of monetary ...
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10 Reasons Why I Hate Bottle Redemption Fees (and You Should Too)
Currently, ten states have some form of bottle bill on their books that require deposits on certain aluminum and glass beverage containers that can be returned later for a refund. In addition to my home state of California, the other states that have ...
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Black Coffee: The Hair of the Dog
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: The Hair of the Dog
100 Words On: Why You Should Never Ever Be Afraid of Failure
Most of us learn to fear failure and avoid it at all costs. During our quest for financial freedom, however, well encounter plenty of failures. Usually, we learn from them and move on. Sadly, the fear of failure is also used as a convenient excuse ...
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How to Retire Five Years Earlier Than You May Think You Can
Who wants to work 'til they're 75? Not me. That's why I'm constantly thinking of ways to make a little more or spend a little less in order to save more for the future.
If you have the same priority, then there is one change that you can make in ...
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11 Dollar Store Bargains You’d Be Crazy to Buy Anywhere Else
Thanks to rampant inflation, most dollar stores today are actually "$1.25 stores." But that doesn't mean you still can't find ridiculous bargains there that you'd be crazy to buy anywhere else!
For control purposes, I compared dollar store items ...
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