Investing is something everyone should do if they want some financial security in their future, but more than half of Americans never invest at all. As a result, when they finally get to retirement age, they end up dependent on government social ...
Continue reading It’s Hard to Be a Good Investor If You Aren’t Having Fun
How to Keep Costs Low When Opening a New Restaurant
The coronavirus pandemic has shown that a profitable solid business can go bankrupt overnight. Take bars and restaurants, for example; most of them were shut for more than a year all over the world - or they were allowed to open after a temporary ...
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How to Ensure You’re Getting the Most from Your Wallet
Think about how much stuff you have in your wallet at the moment: maybe a little cash, and probably a few debit cards or credit cards.
Now, are you satisfied with how much your wallet is earning for you?
It's never a bad time to take a look inside ...
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Black Coffee: The Wise and the Wicked
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: The Wise and the Wicked
How to Create a Long-Term Plan for Your Ultimate Financial Goals
For many, the idea of setting financial goals is a new concept. At most, it might be something that they do occasionally. They might think: I need to pay off this credit card. Or perhaps:I want to save up for a down payment.
However, in order to ...
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A Memorial Day Tribute from Aunt Doris: Shaken — Not Stirred
Living in the heart of London during World War II and the Blitz, I came so near to "kicking the bucket" (or as we say, "falling off me perch") more times than I can count.
When the war started, I was an 18-year-old civil servant working at a ...
Continue reading A Memorial Day Tribute from Aunt Doris: Shaken — Not Stirred
Money-Saving Strategies for Leasing a Property
Most businesses benefit from leasing property, rather than owning it. But for some it's not entirely obvious why leasing is the better option. The truth is, there are four big reasons why leasing can often be more beneficial than owning:
It's cost ...
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9 Indispensable Financial Tips for Teens & Twentysomethings
I hate to admit this, kids, but I used to think my parents were really dumb. A few peas short of a casserole. All foam, no beer. Dumber than a box of hair.
I get it; most teenagers and young adults already know everything about anything. But as ...
Continue reading 9 Indispensable Financial Tips for Teens & Twentysomethings
Black Coffee: Back to the Borscht Belt
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Back to the Borscht Belt
Buying Your First Home? Here Are Some Financial Assistance Options
Do you dream of someday owning a home of your own? Are you concerned that you'll never be able to swing it financially? Lack of money for a down payment, closing costs, inspections, and other expenses related to purchasing a home can definitely ...
Continue reading Buying Your First Home? Here Are Some Financial Assistance Options
Yes, You Can Afford It!
Do you ever ask yourself, when considering a major purchase: "Can I afford that?" It's a relevant question in an era when inflation is taking its toll on household income and people are finding it harder to get good jobs. However, the good news is ...
Continue reading Yes, You Can Afford It!
100 Words On: Why It’s Not Poor Etiquette to Put Ketchup on a Hot Dog
There are plenty of food snobs out there who insist that it is sacrilegious to put ketchup on a hot dog. That assessment is echoed by The National Hot Dog Council which proclaims that ketchup should never be put on a hot dog by anyone over the age of ...
Continue reading 100 Words On: Why It’s Not Poor Etiquette to Put Ketchup on a Hot Dog
6 Responsible Ways to Use Your Emergency Funds
Opening a savings account for emergency funds helps individuals and families weather uncertain financial times. Without careful planning and a personal savings account dedicated to saving for life events, it can be difficult to manage a significant ...
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The 6 Most Valuable Grocery Store Products
When it comes to utility, not all grocery items are created equal.
If value can be defined by versatility then, some grocery items offer a lot more bang for your buck than others.
Sure, everybody knows about the incredible and legendary ...
Continue reading The 6 Most Valuable Grocery Store Products
Black Coffee: Out to Lunch
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Out to Lunch
How to Set Up a Proper Gambling Budget
When it comes to online gambling, there is usually only one goal in mind: to win money. Yes; it's possible to win thousands of dollars in a single session of online gaming. But if you don't have a solid financial plan in place, things could quickly ...
Continue reading How to Set Up a Proper Gambling Budget
How to Guarantee a Social Security Disability Claim
Having an accident at work can be life-changing in all the wrong ways. A once-friendly employer can start heaping the blame on you to save themselves, and dealing with the physical repercussions can leave you heartbroken and exhausted. Not to ...
Continue reading How to Guarantee a Social Security Disability Claim
Grandfather Says: Croc Hunting in Mindanao
When he was in the army, Grandfather was detailed to the island of Mindanao, serving as cadre for a Filipino surveying company contracted by the US Government to survey and map the Philippines. The Southern part of Mindanao was Moro (Muslim) ...
Continue reading Grandfather Says: Croc Hunting in Mindanao
How to Save Money on Dental Care So You Won’t Go Broke at the Dentist
The Great Len Penzo has asked me - nay, compelled me - to write a post on how to save money at the dentist. Of course, he came to the right guy because I use things like dental forceps and dental wire bending pliers on a regular basis. Yes; I'm a ...
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7 Big Reasons Why a Roth IRA Isn’t the Best Way to Save for Retirement
Are you trying to decide whether or not you should be building your retirement savings with a Roth IRA?
It's true; using a Roth IRA has its advantages -- but there are also more than a few reasons that may make you think twice before getting one. ...
Continue reading 7 Big Reasons Why a Roth IRA Isn’t the Best Way to Save for Retirement
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