In the US, tipping is as American as apple pie.
As a kid I remember going to restaurants with my folks and figuring out the tip for Dad. And he obliged me almost every time simply because he knew I loved to do that sort of thing. His rule was 10% ...
Continue reading Tip Inflation: We’ve Got Nobody to Blame But Ourselves
Black Coffee: Welcome to the Beggars’ Banquet
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Welcome to the Beggars’ Banquet
How to Work Out a Budget for Your Hobbies and Stick to It
For many people, hobbies are a great way to wind down and relieve some of the stresses that are common for those who juggle working, families and friendships. Those with lots of commitments may enjoy the chance to do something just for themselves, ...
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100 Words On: Why Time Is More Valuable Than Money
Although you'd never know it based upon the ways people treat time and money, the former is significantly more valuable than the latter because our life here on earth is finite. Yes, time is free; ironically, it's also priceless. That's because we ...
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3 Things You Should Know Before Getting a Gun Trust
Gun trusts seem to be everywhere nowadays. You can't enter an online gun forum or a physical gun shop dealing with tightly restricted weapons without hearing someone discussing them. Using a gun trust is one of many significant decisions to make when ...
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The Post-Pandemic Future and the Search for New & Exciting Hobbies
The winter months usually coincide with that particular time of year when most people want to try something new, some fun and exciting hobby or pastime that will reveal to them new forms of entertainment they never knew existed. It is the same kind ...
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4 Ways to Financially Prepare for a New Car
Buying a new car is an exciting time in anyone's life, but there's no denying that along with that excitement comes a lot of stress. Most of this stress is because a car is a big expense, which means it will severely impact your finances.
However, ...
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Should You Become a Pest Control Technician?
If you want a job where you can protect buildings and their occupants from pests by providing customized services to your clients, a career in pest control may be perfect for you.
With the demand for pest control technicians set to increase by 10% ...
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A Few Thoughts from Aunt Doris: To Be or Not to Be?
This is another post in an occasional series from my dear Aunt Doris, who passed away in 2015 at the age of 94.
Being 92 and never really fully recovered from my stroke, I had to give up my driver's license, which was the biggest blow of ...
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4 Great Budgeting Tips For Gen Z and Millennials
Shortly after ringing in the new year, many Millennials are already struggling to reach their financial resolutions. It's no wonder why; the average debt a typical millennial carries is $47,689, according to a Millennial Money Mindset report. The ...
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Why You Need to Organize Your Loan-Repayment Plan
Given the high cost of education for many US students, a student loan is the best chance for acquiring their degrees without too much financial pressure. But, when it eventually gets to paying it off, that's the moment most students are dreading.
In ...
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What Is a Hedge Fund?
The use of hedge funds in financial portfolios has grown dramatically since the start of the 21st century.
So what is a hedge fund? Well ... a hedge fund is just a fancy name for an investment partnership that has freer rein to invest aggressively ...
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The Marriage Conundrum: Joint or Separate Accounts?
This past weekend, the Honeybee and I had one of those conversations that most couples who are married long enough tend to have from time to time. But that didn't stop our daughter, Nina, from shaking her head in complete amazement after overhearing ...
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Black Coffee: Standing at the Crossroads
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: Standing at the Crossroads
Cash Advances: 3 Things You Need to Know Before Getting One
Cash advances are very fast and easy to get, especially if you have a credit card. However, not all credit card issuers allow cash advances.
Some people think that getting a cash advance is just making a withdrawal from an ATM or a bank, but it's ...
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Earn Money at Home: 4 Easy Options!
Does working from home seem like a dream? After all, when you work from home you can just hop out of bed and start working, rather than getting ready, planning your commute, and socializing with your colleagues.
Then again, maybe you're looking ...
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Grandfather Says: A Few Words on Religious Conviction
Grandfather says religious conviction is a funny thing.
Not ha-ha funny; wondrous funny.
It propelled the Sistine Chapel ceiling, the Spanish inquisition, the Knights Templar and Billy Graham's Crusades ...
But its expression is uneven. And ...
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Are Utility Tokens Worth the Investment?
Through the years, digital assets have steadily gained more acceptance from the mainstream. Between 2012 and 2021, the value of the bitcoin cryptocurrency rose by a whopping 200,000%! Though volatile, many of these investments have historically ...
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4 Kick-Ass Debt Lessons from the Karate Kid
Most of us have been bullied at one time or another as a kid. Perhaps you were called a name or harassed or even hit.
This near-universal experience may be one reason why the movie classic known as The Karate Kid resonated with both adults and ...
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4 Good Reasons to Read Gold IRA Reviews
Finding the perfect gold IRA company for you can be quite difficult, especially if you're dipping your toe into the gold market for the first time and aren't exactly knowledgeable about gold or gold IRAs. The good news is that educating yourself ...
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