Len Penzo dot Com

Using online services such as shopping and streaming services often requires the use of credit cards. And online gambling - which has become increasingly popular in recent years - is no different. Of course, time and time again we are warned about ...

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Buying a New Car? Here Are 4 Ways to Stay in Control of Your Cash

If you're wondering whether or not you should buy a new car, one of the biggest concerns on your mind will likely be money. This is because, as the old saying goes, "money makes the world go round." It really does! In this day and age, it's ...

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100 Words On: The Smartest Way to Eliminate Your Credit Card Debt

I don't care what you've heard about Dave Ramsey's debt snowball, the credit card debt-elimination method that calls for paying off cards with the lowest balances first -- regardless of their interest rate. It's wrong. Ramsey claims the debt ...

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7 Money Saving Tips for Owners of Mini Coopers (and Other Cars Too)

By Tex Freitag

Of all the vehicles that have been manufactured over the years, there is an elite group that is regarded as iconic and those are instantly recognizable by their nameplates: Mustang, Cobra, Beetle, and Corvette likely come to mind. However, a brand ...

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8 Ways to Make Money on Your Morning Commute

By Mikey Rox

If you want to get ahead in life, you have to work for it -- even on the way to your job. That's right; one way to stack additional cash is to find an alternative income source -- and a great way to do that is by earning additional money during your ...

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A Primer on the Gold Standard and Gold Revaluation

Today I want to share a primer with you on the gold standard, as well as a fun hypothetical example of how a potential gold revaluation would work. With nearly $200 trillion in funded and unfunded liabilities on its books, the US government has ...

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Black Coffee: On the Horns of a Dilemma

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got another busy weekend ahead of ...

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The 5 Top Money Transfer Apps

Sending money overseas costs a small fortune - or does it? Money transfers can be reliable and cheap for anyone who knows where to look. Here are five of the best money transfer apps to get your money from point A to point B instantly and ...

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Investment Options for Excellent Returns

Investing is an important part of planning for the future, especially when considering retirement. Saving for your retirement and financial stability is one of the most important things you can do while you're young. Many financial advisors will ...

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Grandfather Says: The Pogo Stick Snowshoe

By RD Blakeslee

Some time ago, Grandmother's brother in Minnesota, Ron, said the snow was so deep that winter that he thought he might need a pogo stick to get around. So, Grandfather decided to properly equip him and bought an old snowshoe, on top of which he ...

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4 Things Everyone Should Do After Buying a New Home

Buying a new home is one of the most exciting and expensive things you are likely to do within your lifetime. Spending time researching the area you want to move to, finding the dream property, and then actually getting an offer accepted feels like ...

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How Do Payday Loans Work?

If you found yourself short on cash, you could try applying for a payday loan - but keep in mind that it's going to cost you. A payday loan grants you access to cash to bridge the gap until your payday. But payday loans are not to be taken lightly ...

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It’s Hard to Be a Good Investor If You Aren’t Having Fun

Investing is something everyone should do if they want some financial security in their future, but more than half of Americans never invest at all. As a result, when they finally get to retirement age, they end up dependent on government social ...

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How to Keep Costs Low When Opening a New Restaurant

The coronavirus pandemic has shown that a profitable solid business can go bankrupt overnight. Take bars and restaurants, for example; most of them were shut for more than a year all over the world - or they were allowed to open after a temporary ...

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How to Ensure You’re Getting the Most from Your Wallet

Think about how much stuff you have in your wallet at the moment: maybe a little cash, and probably a few debit cards or credit cards. Now, are you satisfied with how much your wallet is earning for you? It's never a bad time to take a look inside ...

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Black Coffee: The Wise and the Wicked

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

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How to Create a Long-Term Plan for Your Ultimate Financial Goals