• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

Black Coffee: The Crime and Punishment Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's kick this baby off, shall ...

Continue reading Black Coffee: The Crime and Punishment Edition

April 8, 2017

Smart Energy Investing: Insights Into the Oil Industry

By Zak Ford

The global oil industry is constantly evolving and responding to changing demands and market conditions, which makes it fertile ground for potential investment opportunities -- provided you know how to interpret data and investor sentiment. Here ...

Continue reading Smart Energy Investing: Insights Into the Oil Industry

April 7, 2017

What Influences Your Credit Report Score?

By Sabado Domingo

If you've ever gotten a free credit report score, you've probably wondered exactly what factors influence your overall credit score. Unfortunately, your credit score is a complicated number that is influenced by a variety of factors that differ from ...

Continue reading What Influences Your Credit Report Score?

April 5, 2017

Black Coffee: Pass the Cream and Sugar

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. A new month is upon us, so let's get ...

Continue reading Black Coffee: Pass the Cream and Sugar

April 1, 2017

When Does a Hobby Turn Into a Business?

By Tex Freitag

Most of us dream of having a full-time occupation that not only keeps our finances healthy, but also indulges our creative tendencies too. And many lucky entrepreneurs have managed to turn their pastimes into lucrative occupations in a way that shows ...

Continue reading When Does a Hobby Turn Into a Business?

March 31, 2017

How to Find and Evaluate the Best Home Warranty Insurance Providers

By Sabado Domingo

Every home is subject to wear and tear over its lifetime; both due to the normal process of aging and as a result of other risks such as fires, bad weather or earthquakes among others. Depending on the magnitude of repairs needed at any given ...

Continue reading How to Find and Evaluate the Best Home Warranty Insurance Providers

March 29, 2017

Black Coffee: Pardon My French

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, let's get right to it this week ...

Continue reading Black Coffee: Pardon My French

March 25, 2017

100 Words On: When Financial Perfection Is the Enemy of Good

By Len Penzo

When it comes to matters of personal finance, trying to find the optimal solution can be counterproductive simply because many decisions don't require extensive research. One of the best examples of this is when comparison shopping for a certain ...

Continue reading 100 Words On: When Financial Perfection Is the Enemy of Good

March 23, 2017

Is 15% of Your Income an Adequate Savings Rate For Retirement?

By Barry Bensen

From the moment we start working, we're already thinking about retirement. Over the course of several decades, countless people put aside funds to ensure that when they are older and ready to hang their hats for the remainder of their life, they have ...

Continue reading Is 15% of Your Income an Adequate Savings Rate For Retirement?

March 22, 2017

The Honeybee Helps Me Review Blue Apron’s Home Delivery Meal Service

By Len Penzo

This is a product review for Blue Apron. Product Overview: Blue Apron is a fresh ingredient and recipe delivery service designed to help home chefs of all skill levels cook creative and tasty meals at home. Each week, Blue Apron does the menu ...

Continue reading The Honeybee Helps Me Review Blue Apron’s Home Delivery Meal Service

March 21, 2017

Real Estate Agents: Why They’re Not Worth It

By Len Penzo

I've sold one house in my lifetime -- way back in 1997 -- and I did that without a real estate agent. Yep ... For sale by owner (or FSBO). It wasn't supposed to be that way.I actually started out with a realtor because I thought it would be crazy ...

Continue reading Real Estate Agents: Why They’re Not Worth It

March 20, 2017

Black Coffee: The ‘Day Late and a Shamrock-Shake Short’ Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's dive right in this week ...

Continue reading Black Coffee: The ‘Day Late and a Shamrock-Shake Short’ Edition

March 18, 2017

How to Buy Tax Liens as an Investment Opportunity

By Enero Febrero

If you don't pay your taxes on time, then you could be slapped with a tax lien. This is a debt that will not be struck from your credit report unless you pay it off. And if a tax lien isn't paid off, then it can be sold to a third-party. In ...

Continue reading How to Buy Tax Liens as an Investment Opportunity

March 17, 2017

A Few Fun Facts About the Average Coupon User

By Erica Quinn

How often do you use coupons when you are shopping online or in local stores? One of the best ways to save money is by using coupons. It's no secret that more people are looking for smart ways to reduce costs -- and coupons are one of the easiest and ...

Continue reading A Few Fun Facts About the Average Coupon User

March 15, 2017

Black Coffee: Decisions, Decisions

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it ... Life is a ...

Continue reading Black Coffee: Decisions, Decisions

March 11, 2017

100 Words On: Why Frugality Has Its Limits

By Len Penzo

The main benefit of frugality and saving is they're good habits that lay a strong personal finance foundation. That being said, the frugal lifestyle definitely has its limits. Although scrimping and cutting corners can result in significant savings, ...

Continue reading 100 Words On: Why Frugality Has Its Limits

March 9, 2017

Here Are Some Really Smart Ideas for Minimizing Student Loan Debt

By Len Penzo

Even though more and more college graduates are discovering that their degrees are not offering the return on investment that they originally anticipated, that's not stopping today's aspiring college grads from signing up for student loans. In ...

Continue reading Here Are Some Really Smart Ideas for Minimizing Student Loan Debt

March 8, 2017

Black Coffee: The Buttercups in Silicon Valley are Blooming Early

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's kick this baby off, shall ...

Continue reading Black Coffee: The Buttercups in Silicon Valley are Blooming Early

March 4, 2017

What is a DMP and When is the Right Time to Apply?

By Len Penzo

A recent survey found that 22% of respondents in the UK say that their day-to-day finances are the main cause of stress. Clearly that's a significant number of people -- and that number has risen almost 50% in the last year. One big contributing ...

Continue reading What is a DMP and When is the Right Time to Apply?

March 3, 2017

Confronting My Biggest Spelling Demons (and Yours Too)

By Len Penzo

One of the joys of having an eponymous personal finance blog is that I never feel compelled to ensure every article has to be about, well ... personal finance. But, Len, it says right there in the header that this is 'The off-beat personal finance ...

Continue reading Confronting My Biggest Spelling Demons (and Yours Too)

March 1, 2017

  • « Previous Page
  • 1
  • …
  • 120
  • 121
  • 122
  • 123
  • 124
  • …
  • 146
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025