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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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The Art of the Side Hustle: Overlapping Your Day Job with Entrepreneurship

By Tex Freitag

ads for your side hustle

Very few businesses today are started by those without existing careers. Instead, many choose to take a well-paid job and then create another business in their spare time, only to go full-time when they're confident. In principle, the side hustle ...

Continue reading The Art of the Side Hustle: Overlapping Your Day Job with Entrepreneurship

May 29, 2018

Black Coffee: Rich Man, Poor Man

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another glorious week comes to an end. ...

Continue reading Black Coffee: Rich Man, Poor Man

May 26, 2018

The Pros and Cons of Gold Investing

By Enero Febrero

Gold has a long history of use as a primary form of currency in many nations. And although it is no longer used as currency anymore, many people still considers it as a form of wealth insurance. Other people look to gold as an investment. For more ...

Continue reading The Pros and Cons of Gold Investing

May 25, 2018

4 Small Expenses That Can Add Up to Become Big Budget Busters

By Enero Febrero

There are more than a few people out there who think they've got their spending under control, and yet they can't seem to figure out why they're still spending more than they earn every month. In many cases, the answer is simply that many people ...

Continue reading 4 Small Expenses That Can Add Up to Become Big Budget Busters

May 23, 2018

4 Basic Strategies for New Stock Market Investors

By Sabado Domingo

If you're thinking of investing in the stock market, you may be trying to decide if you should put your money into a start-up or if you would be better off investing in a company with an established track record. Ultimately, you have to decide ...

Continue reading 4 Basic Strategies for New Stock Market Investors

May 22, 2018

Black Coffee: Hope and Chains

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, away we go ... "He who goes a ...

Continue reading Black Coffee: Hope and Chains

May 19, 2018

A Look at the Economic Importance of the Trucking Industry

By Tex Freitag

We live in an economy today that is very different from those of years gone by. Technology has made it possible for consumers in almost any location to buy products from retailers in almost any other location, with minimal costs to both. In this ...

Continue reading A Look at the Economic Importance of the Trucking Industry

May 18, 2018

Will Any Insurance Company Risk Covering the ‘Deadliest Catch’ Crew?

By Sabado Domingo

Millions of viewers tune in each week to watch the exploits of the Deadliest Catch crew as they face off against the unforgiving seas in search of their vaunted treasure, the rare and valuable Alaskan King Crab. Their high market value makes reeling ...

Continue reading Will Any Insurance Company Risk Covering the ‘Deadliest Catch’ Crew?

May 16, 2018

Black Coffee: Acme Financial Securities Inc.

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. There's a lot to cover so let's dig in ...

Continue reading Black Coffee: Acme Financial Securities Inc.

May 12, 2018

5 Ways to Become More Money Conscious

By Sabado Domingo

how to break a shopping addiction

One of the biggest challenges with the advances in technology from a finance perspective is that money no longer seems tangible. The days of opening your wallet, finding no cash, and simply not buying something are over. Now, we can easily spend more ...

Continue reading 5 Ways to Become More Money Conscious

May 11, 2018

100 Words On: The Real Reason Why Drive-Up ATMs Have Braille Keypads

By Len Penzo

One of life's greatest so-called mysteries is why American drive-up automated teller machine keypads have Braille on them. On the surface it seems to be a preposterous notion. After all, the logic goes, blind people can't drive; but who says only a ...

Continue reading 100 Words On: The Real Reason Why Drive-Up ATMs Have Braille Keypads

May 10, 2018

Don’t Get Zapped: 3 Ways the Right Insurance Limits Electrician Expenses

By Enero Febrero

Unsurprisingly, electricians face severe risks in their line of work. The tiniest mishap can lead to significant bodily harm, not to mention massive financial losses. As an electrician, therefore, protecting yourself with proper insurance is as ...

Continue reading Don’t Get Zapped: 3 Ways the Right Insurance Limits Electrician Expenses

May 9, 2018

Here Are a Few Basic Factors to Consider When Shopping for a Home Loan

By Enero Febrero

Today, almost everyone understands that the last recession had its roots in domestic mortgage borrowing. Many home loans were effectively toxic and were almost completely dependent upon the increase in real estate values providing lenders with their ...

Continue reading Here Are a Few Basic Factors to Consider When Shopping for a Home Loan

May 8, 2018

Cafe Negro: Cinco de Mayo Edicion Especial

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. And away we go ... "In time of peace ...

Continue reading Cafe Negro: Cinco de Mayo Edicion Especial

May 5, 2018

5 Basic Tips for First-Time Homebuyers

By Sabado Domingo

Buying a house for the first time can be a thrilling and nerve-wracking experience. Although the learning curve is steep, doing a bit of financial homework will make the task a lot easier. With that in mind, here are a few tips that will help make ...

Continue reading 5 Basic Tips for First-Time Homebuyers

May 4, 2018

Bitcoin IRA Fees and 4 Other Related FAQs Answered

By Tex Freitag

Bitcoin is a cryptocurrency which has been around for a few years now; and in 2017 it gained worldwide attention after its price skyrocketed from $2000 to $20,000 in a matter of just a few months. Of course, there is a lot of controversy still ...

Continue reading Bitcoin IRA Fees and 4 Other Related FAQs Answered

May 2, 2018

3 Reasons Why an Automated Budget Will Help You Crush Debt

By Chris

I know what you're thinking: As soon as I start earning more money I'll finally become debt free! In reality, the moment you start earning more money you'll start spending more and end up in the same position you're currently on. Don't feel ...

Continue reading 3 Reasons Why an Automated Budget Will Help You Crush Debt

May 1, 2018

Black Coffee: ‘X’ Marks the Spot

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another glorious week comes to an end. ...

Continue reading Black Coffee: ‘X’ Marks the Spot

April 28, 2018

4 Tips For Saving Money While Traveling The World

By Enero Febrero

International travel is something most people never get to do. A flight overseas requires you to have discretionary money most people don't have, not to mention the available time to take off from work. Then there's the expenses of the trip ...

Continue reading 4 Tips For Saving Money While Traveling The World

April 27, 2018

Caring for Aging Parents? These Minor Home Mods Make a Big Difference

By Tex Freitag

The time will come when your parents are no longer able to care for themselves. Whether that is because of health issues or simply from aging, they'll need someone to support them on a regular basis. Although some adult children decide that it is ...

Continue reading Caring for Aging Parents? These Minor Home Mods Make a Big Difference

April 26, 2018

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