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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

How I Live on Less than $40,000 Annually: Evan from Pennsylvania

By Evan Gruber

My name is Evan and I'm a 31-year-old equipment operator living in Pennsylvania. I'm married, with a two-year-old daughter, and another child on the way! My wife and I have always been savers. Both our families value thriftiness, and promote a ...

Continue reading How I Live on Less than $40,000 Annually: Evan from Pennsylvania

August 20, 2018

Black Coffee: If Ifs and Buts Were Candies and Nuts

By RD Blakeslee

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Len asked me to fill in for him while ...

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August 18, 2018

How to Stretch Your Gaming Dollars via Smart Bankroll Management

By Tex Freitag

When it comes to gambling, managing your money is very important, which is why experienced gamers always have a sound money management system in place. This is especially important when playing real money casino games such as slots, which have no ...

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August 17, 2018

5 Things Every Student Must Know Before Renting Their First Apartment

By Alkire Leanna

The excitement of leaving home and going to college is a feeling that most students experience when they're making that big change in their lives. Many students rejoice over the fact that they'll be away from home where there are no house ...

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August 16, 2018

The Road to $1 Trillion: A List of Major Market Cap Milestones

By Jeff Desjardins

The market continues to buzz about Apples $1 trillion market valuation. It's an incredible amount of wealth creation in any context -- but getting to 12 zeros is especially impressive when you consider that Apple was just 90 days from declaring ...

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August 15, 2018

Black Coffee: Bitcoin, Bolivars, Bucks, Banks and Other Bogus Business

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

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August 11, 2018

The Big Secret to Successful Investing

By Tex Freitag

No one gets into investing to lose money. You need great information, great strategy and great resources to bounce back from missteps in order to succeed. Take an investment lesson from entrepreneurs eager to disrupt markets and find new niches. ...

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August 10, 2018

Grandfather Says: The Family Trip to Maine

By RD Blakeslee

Grandfather remembers the family trip to Maine. That was in 1961 and the family was Grandfather-yet-to-be, Grandmother-yet-to-be, a three-and-a-half-year-old daughter and a one-year-old son. The son was left with friends and the "Three ...

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August 9, 2018

The 4 Coolest Kid Phones For 2018

By Enero Febrero

Kids are often seen spending time checking out games, interesting resources and learning tools on their smartphones and tablets. A good phone with a horde of exciting features is all you need to get your kid hooked on cutting edge technology. With ...

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August 8, 2018

7 Tips for Buying Business Assets with the Highest ROI

By Sabado Domingo

As a business owner, you are constantly on the lookout for ways to increase the profitability of your enterprise. After all, the reason you started a business in the first place was to make money and you certainly don't want to take any actions that ...

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August 7, 2018

Black Coffee: Looking for Solutions

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. We've got a lot to cover this week, so ...

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August 4, 2018

Why You Should Teach Your Kids About Money While They’re Young

By Enero Febrero

It is not uncommon to hear older people saying they wish they had learned how to save from an early age. For that reason, such parents will give their children a piggy bank in a bid to encourage them to cultivate this idealistic behavior early on in ...

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August 3, 2018

The Top 5 Health Insurance Shopping Secrets

By Sasha Novelli

It's no secret that health insurance is expensive. Not only is it costly, but it's complicated and confusing. It's understandable to be frustrated about how to choose the best coverage and what to look for. While shopping for health insurance will ...

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August 2, 2018

When Is The Right Time to Consider Hiring a Lawyer?

By Enero Febrero

A lot of people seem to assume that because they're honest and conscientious they'll never need a lawyer. How wrong that can be! There are so many common occurrences that create situations where normal people like you and me suddenly find ...

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August 1, 2018

How to Become a CEO Without Getting Carried Away on Spending

By Enero Febrero

If you're working hard to forge a successful career within a company, then the chances are that you dream of being a CEO one day. These captains of industry are very often considered to be the pinnacle of career aspiration for the power, status and ...

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July 31, 2018

Black Coffee: The Fast and the Financially Furious

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious week has come ...

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July 28, 2018

5 Reasons to Carry Life Insurance in Retirement

By Sabado Domingo

When you are close to reaching retirement, you start thinking of ways to reduce your expenses. The lack of a steady monthly income means that you will have to make certain changes to your lifestyle. Even if you have planned your retirement in ...

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July 27, 2018

Grandfather Says: The Dog Days Are Here

By RD Blakeslee

Grandfather says the dog days are a' settin' in ... Have you ever been kissed by a dog taller than you are? Or owned a dog that could levitate? We tried to name him Sammy Davis Jr., but the American Kennel Club doesn't have the ...

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July 26, 2018

6 Jobs Recent College Graduates Can Perform Remotely

By Tex Freitag

Facing the job market can be daunting for recent college graduates. Student loan repayment, monthly rent, and other expenses can mount quickly, and the shift from campus life to culture outside university walls might make sudden financial changes ...

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July 25, 2018

Black Coffee: Too Much of a Good Thing

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a great ...

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July 21, 2018

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