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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Stretching Your Money: What Do Hotel Star Ratings Really Mean?

By Tex Freitag

If you've ever searched for a hotel, whether via an online travel agency, a guidebook or simply by looking at hotel websites, you've probably noticed star ratings and deals and promotions with headlines like those above. But have you ever thought ...

Continue reading Stretching Your Money: What Do Hotel Star Ratings Really Mean?

April 3, 2018

Black Coffee: Bitcoins, Bolivars and Other Rotten Easter Eggs

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it, shall ...

Continue reading Black Coffee: Bitcoins, Bolivars and Other Rotten Easter Eggs

March 31, 2018

Deciding Between Debit or Credit Is Easy with the Right Bank Account

By Tex Freitag

Every time you shop, you're likely presented with the conundrum of choosing debit or credit. After all. who carries cash anymore, anyway? When you're asked to decide, you might think: Do I want to get the cash back on that credit card, or is it ...

Continue reading Deciding Between Debit or Credit Is Easy with the Right Bank Account

March 29, 2018

Black Coffee: The Idiot Lights Are Flashing Red

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another glorious week comes to an end. ...

Continue reading Black Coffee: The Idiot Lights Are Flashing Red

March 24, 2018

5 Reasons To Seriously Consider Investing In Blockchain Technology

By Enero Febrero

When you want to invest, it can be simple to just go with the same assets people have been investing in for years -- like a mutual fund. On the other hand, you might just consider investing in the new, hip, trendy blockchain tech. The Significance ...

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March 23, 2018

How to Make Buying Your First Car as Easy as It Can Be

By Sabado Domingo

When you're ready to buy a car for the first time, it's important to be prepared before you head to the dealership. Some first-time car buyers make the mistake of simply going to a dealership and buying the first car they think is right for them. Use ...

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March 21, 2018

7 Tips for Saving Money on Prescription Medicines

By Enero Febrero

More than half of the American population relies on at least one prescription medication. If you're in that group, then you know how expensive medications can get. But don't lose hope. You can save a lot of money on prescription drugs if you know ...

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March 20, 2018

Black Coffee: Fools, Gold, and Fool’s Gold

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, away we go ... "Gold all is not ...

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March 17, 2018

4 Novel Ways to Earn a Little Extra Cash

By Sabado Domingo

According to the latest figures from the US Census Bureau, the average household income is $73,298. Now that might sound like quite a lot but, as anyone knows, we could always do with a little more. The problem is that there are only so many hours ...

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March 16, 2018

A Primer on Long Term Care Insurance

By Enero Febrero

Have you ever sat down and looked at all the different types of insurance that are available? There are insurance plans for almost anything: house insurance, vehicles, renters, life insurance. You can even get pet insurance. No matter what type of ...

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March 15, 2018

7 Money Skills My Immigrant Parents Taught Me

By Paula Pant

Im Asian-American, straight off the boat ... er, straight off the Boeing. My parents carried me to the Land of Stars and Stripes back when I was wearing diapers. Since good ol' Mom and Dad didn't launch their lives in America until they reached ...

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March 14, 2018

Does Today’s Economy Make Retirement Impossible?

By Tex Freitag

Life in retirement, which once conjured images of golf and sunsets at the beach, took on a drearier edge in recent years as more people realize they are unprepared financially to stop working. The Washington Post has called it "the new reality of ...

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March 13, 2018

A Simple Trick for Getting Credit Card Interest Charges Waived

By Len Penzo

There are those who steadfastly insist that credit cards are evil, and that credit card companies are greedy heartless scalawags that care only about one thing: making a profit. I've got news for them: Credit card companies aren't evil. Neither ...

Continue reading A Simple Trick for Getting Credit Card Interest Charges Waived

March 12, 2018

Black Coffee: Welcome to the Financial Fun House

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

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March 10, 2018

8 Really Useful Money Saving Tips Every Family Should Consider

By Enero Febrero

When you're raising a family, using your money wisely is important. While you want to enjoy time with your loved ones and provide your children with great experiences while they're growing up, you must also be mindful of your spending. With that in ...

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March 9, 2018

Black Coffee: Do Not Pass Go. Do Not Collect $200.

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. And away we go ... "Faith is to ...

Continue reading Black Coffee: Do Not Pass Go. Do Not Collect $200.

March 3, 2018

Things to Think About Before Investing in Cryptocurrencies

By Enero Febrero

In recent events, cryptocurrency has taken the markets by storm. Even if you don't entirely know or understand what cryptocurrencies are, it's very likely that you've heard it mentioned on the news or online. In a world that's rapidly becoming more ...

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March 2, 2018

An Expert Explains How to Avoid Common Artwork Scams

By Gayle Tate

Scams? Let me think about that. Scams? Wait for it ... Yup, the fine art market in America has scams. I should be asking, "next question?" but Len, in his supreme kindness, asked me to submit something about scams. Can anyone say "can of worms"? ...

Continue reading An Expert Explains How to Avoid Common Artwork Scams

February 28, 2018

Black Coffee: Why Hyperinflation Ain’t All Bad

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another glorious week comes to an end. Off ...

Continue reading Black Coffee: Why Hyperinflation Ain’t All Bad

February 24, 2018

Why Spending Money on Your Website Doesn’t Guarantee Visitors

By Tex Freitag

So ... you've spent money on the best web developers and graphic designers to make your website look and function spectacularly. Good! But before you expect the visitors to come pouring in, there's much more work to be done. How will people find ...

Continue reading Why Spending Money on Your Website Doesn’t Guarantee Visitors

February 23, 2018

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